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Compare Indian Bank with City Union Bank - Equitymaster
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INDIAN BANK vs CITY UNION BANK - Comparison Results

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    INDIAN BANK CITY UNION BANK INDIAN BANK/
CITY UNION BANK
 
P/E (TTM) x 9.7 19.4 49.8% View Chart
P/BV x 0.9 3.1 30.6% View Chart
Dividend Yield % 1.4 0.8 186.9%  

Financials

 INDIAN BANK   CITY UNION BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-15
CITY UNION BANK
Mar-16
INDIAN BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs22498 228.6%   
Low Rs11377 146.9%   
Income per share (Unadj.) Rs330.149.2 670.6%  
Earnings per share (Unadj.) Rs21.87.4 293.7%  
Cash flow per share (Unadj.) Rs58.415.5 375.6%  
Dividends per share (Unadj.) Rs4.201.20 350.0%  
Avg Dividend yield %2.51.4 181.6%  
Book value per share (Unadj.) Rs312.951.0 613.3%  
Shares outstanding (eoy) m480.29598.19 80.3%   
Bonus/Rights/Conversions PIESOS-  
Avg Price / Income ratio x0.51.8 28.7%   
Avg P/E ratio x7.711.8 65.6%  
Avg P/CF ratio x3.17.7 40.5%  
Avg Price/Bookvalue ratio x0.51.7 31.4%  
Dividend payout %19.216.1 119.2%   
Avg Mkt Cap Rs m80,92952,312 154.7%   
No. of employees `00020.34.5 449.3%   
Total wages & salary Rs m17,4632,132 819.2%   
Avg. income/employee Rs Th7,811.86,518.1 119.8%   
Avg. wages/employee Rs Th860.5471.9 182.3%   
Avg. net profit/employee Rs Th516.8984.5 52.5%   
INCOME DATA
Interest income Rs m158,53429,442 538.5%  
Other income Rs m13,7224,100 334.7%   
Interest expense Rs m113,89819,632 580.2%   
Net interest income Rs m44,6369,810 455.0%  
Operating expense Rs m28,2545,577 506.6%   
Gross profit Rs m16,3824,233 387.0%  
Gross profit margin %10.314.4 71.9%  
Provisions/contingencies Rs m15,3352,306 665.0%   
Profit before tax Rs m15,1056,027 250.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m180-   
Prior Period Items Rs m00-   
Tax Rs m4,6351,580 293.3%   
Profit after tax Rs m10,4884,447 235.8%  
Net profit margin %6.615.1 43.8%  
BALANCE SHEET DATA
Advances Rs m1,258,702210,569 597.8%   
Deposits Rs m1,692,042271,581 623.0%  
Credit/Deposit ratio x74.477.5 95.9%  
Yield on advances %9.611.2 85.3%   
Cost of deposits %6.67.1 93.6%   
Net Interest Margin %2.43.3 73.7%  
Net fixed assets Rs m29,7382,176 1,366.9%   
Share capital Rs m4,803598 802.9%   
Free reserves Rs m79,58119,301 412.3%   
Net worth Rs m150,29030,520 492.4%   
Borrowings Rs m26,4611,126 2,351.0%   
Investments Rs m460,60563,245 728.3%   
Total assets Rs m1,930,357312,520 617.7%  
Debt/equity ratio x11.48.9 128.0%   
Return on assets %0.51.4 38.2%  
Return on equity %7.014.6 47.9%  
Capital adequacy ratio %12.915.6 82.5%  
Net NPAs %2.51.5 163.4%  
CASH FLOW
From Operations Rs m51,3571,985 2,587.8%  
From Investments Rs m-2,364-600 394.1%  
From Financial Activity Rs m-23,117-752 3,075.3%  
Net Cashflow Rs m25,876633 4,087.8%  

Share Holding

Indian Promoters % 82.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 10.2 83.3%  
FIIs % 5.6 33.4 16.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.8 56.0 6.8%  
Shareholders   66,052 82,699 79.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK  FEDERAL BANK  KARNATAKA BANK  BANK OF INDIA  SBI  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 23, 2017 02:20 PM

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