Compare Indian Overseas Bank with City Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN OVERSEAS BANK vs CITY UNION BANK - Comparison Results

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN OVERSEAS BANK CITY UNION BANK INDIAN OVERSEAS BANK/
CITY UNION BANK
 
P/E (TTM) x -0.1 16.0 - View Chart
P/BV x 0.1 1.6 5.1% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 INDIAN OVERSEAS BANK   CITY UNION BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-19
CITY UNION BANK
Mar-19
INDIAN OVERSEAS BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs19207 9.0%   
Low Rs11157 6.9%   
Income per share (Unadj.) Rs19.351.3 37.6%  
Earnings per share (Unadj.) Rs-4.19.3 -44.0%  
Cash flow per share (Unadj.) Rs-16.120.4 -79.1%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs17.965.9 27.2%  
Shares outstanding (eoy) m9,141.65734.50 1,244.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.83.6 21.6%   
Avg P/E ratio x-3.619.6 -18.5%  
Avg P/CF ratio x1.413.4 10.6%  
Avg Price/Bookvalue ratio x0.82.8 29.9%  
Dividend payout %05.4 0.0%   
Avg Mkt Cap Rs m135,296133,752 101.2%   
No. of employees `00026.35.5 477.5%   
Total wages & salary Rs m26,4693,644 726.3%   
Avg. income/employee Rs Th6,691.46,827.1 98.0%   
Avg. wages/employee Rs Th1,004.5660.5 152.1%   
Avg. net profit/employee Rs Th-1,418.61,237.5 -114.6%   
INCOME DATA
Interest income Rs m176,31337,672 468.0%  
Other income Rs m42,0635,144 817.7%   
Interest expense Rs m123,52121,557 573.0%   
Net interest income Rs m52,79116,115 327.6%  
Operating expense Rs m44,5168,859 502.5%   
Gross profit Rs m8,2767,256 114.1%  
Gross profit margin %4.719.3 24.4%  
Provisions/contingencies Rs m132,1713,151 4,194.0%   
Profit before tax Rs m-59,6059,249 -644.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,2272,420 -918.5%   
Profit after tax Rs m-37,3796,829 -547.4%  
Net profit margin %-21.218.1 -117.0%  
BALANCE SHEET DATA
Advances Rs m1,325,976326,733 405.8%   
Deposits Rs m2,225,341384,480 578.8%  
Credit/Deposit ratio x59.685.0 70.1%  
Yield on advances %8.89.7 90.9%   
Cost of deposits %5.25.5 94.7%   
Net Interest Margin %2.33.7 61.6%  
Net fixed assets Rs m33,3692,500 1,334.6%   
Share capital Rs m91,417735 12,446.1%   
Free reserves Rs m72,18247,673 151.4%   
Net worth Rs m163,59948,408 338.0%   
Borrowings Rs m61,4604,809 1,278.0%   
Investments Rs m669,32377,122 867.9%   
Total assets Rs m2,500,075452,589 552.4%  
Debt/equity ratio x14.08.0 173.8%   
Return on assets %-1.51.5 -99.1%  
Return on equity %-22.814.1 -162.0%  
Capital adequacy ratio %10.215.6 65.7%  
Net NPAs %10.81.8 597.2%  
CASH FLOW
From Operations Rs m-7,8593,969 -198.0%  
From Investments Rs m-6,471-867 746.5%  
From Financial Activity Rs m57,795166 34,753.5%  
Net Cashflow Rs m43,4653,269 1,329.8%  

Share Holding

Indian Promoters % 73.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 10.2 150.0%  
FIIs % 1.9 33.4 5.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 56.0 16.3%  
Shareholders   250,609 82,699 303.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   SOUTH IND.BANK  INDUSIND BANK  HDFC BANK  PNB  DHANLAXMI BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends Marginally Higher; Energy and IT Stocks Witness Buying(Closing)

After opening the day on a strong note, Indian share markets erased most of the gains and turned highly volatile in the afternoon session.

Related Views on News

CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)

Jun 19, 2020 | Updated on Jun 19, 2020

For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (3QFY20); Net Profit Up 8.0% (Quarterly Result Update)

Feb 17, 2020 | Updated on Feb 17, 2020

For the quarter ended December 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 8.0% YoY). Sales on the other hand came in at Rs 11 bn (up 9.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

CITY UNION BANK Announces Quarterly Results (2QFY20); Net Profit Up 15.2% (Quarterly Result Update)

Nov 14, 2019 | Updated on Nov 14, 2019

For the quarter ended September 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.2% YoY). Sales on the other hand came in at Rs 10 bn (up 11.9% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

More Views on News

Most Popular

How to Find the Best Stocks for Day Trading - 1(Fast Profits Daily)

Jul 2, 2020

In the first of two videos, I'll show you how to identify the best stocks for intraday trading.

Two Agri Stocks Are Likely to Outperform Even in this Market(Profit Hunter)

Jul 2, 2020

Why we have recommended two agriculture stocks for our Hidden Treasure subscribers. Read on...

A Warning for Traders: Don't Get Addicted to Hopium(Fast Profits Daily)

Jun 30, 2020

If you are a trader, you must watch out for this dangerous addiction.

Smallcaps Are in a Sweet Spot Again: Are You Buying?(Profit Hunter)

Jul 3, 2020

This is why I believe smallcaps are the place to be in the near future.

More

India's #1 Trader
Reveals His Secrets

The Secret to Increasing Your Trading Profits Today
Get this Special Report, The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

INDIAN OVERSEAS BANK SHARE PRICE


Jul 13, 2020 03:34 PM

TRACK INDIAN OVERSEAS BANK

  • Track your investment in INDIAN OVERSEAS BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON INDIAN OVERSEAS BANK

INDIAN OVERSEAS BANK 5-YR ANALYSIS

COMPARE INDIAN OVERSEAS BANK WITH

MARKET STATS