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INDIAN OVERSEAS BANK vs DCB BANK - Comparison Results

DCB BANK 
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Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    INDIAN OVERSEAS BANK DCB BANK INDIAN OVERSEAS BANK/
DCB BANK
 
P/E (TTM) x -0.1 6.7 - View Chart
P/BV x 0.1 0.7 9.8% View Chart
Dividend Yield % 0.0 1.3 -  

Financials

 INDIAN OVERSEAS BANK   DCB BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-19
DCB BANK
Mar-19
INDIAN OVERSEAS BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs19209 9.0%   
Low Rs11140 7.8%   
Income per share (Unadj.) Rs19.398.3 19.6%  
Earnings per share (Unadj.) Rs-4.110.5 -38.9%  
Cash flow per share (Unadj.) Rs-16.139.4 -40.9%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.6 0.0%  
Book value per share (Unadj.) Rs17.9100.6 17.8%  
Shares outstanding (eoy) m9,141.65309.55 2,953.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.81.8 43.3%   
Avg P/E ratio x-3.616.6 -21.9%  
Avg P/CF ratio x1.411.6 12.3%  
Avg Price/Bookvalue ratio x0.81.7 47.8%  
Dividend payout %09.5 0.0%   
Avg Mkt Cap Rs m135,29653,862 251.2%   
No. of employees `00026.36.1 429.6%   
Total wages & salary Rs m26,4694,340 609.9%   
Avg. income/employee Rs Th6,691.44,958.4 135.0%   
Avg. wages/employee Rs Th1,004.5707.5 142.0%   
Avg. net profit/employee Rs Th-1,418.6530.4 -267.4%   
INCOME DATA
Interest income Rs m176,31330,415 579.7%  
Other income Rs m42,0633,502 1,201.3%   
Interest expense Rs m123,52118,922 652.8%   
Net interest income Rs m52,79111,493 459.3%  
Operating expense Rs m44,5168,529 522.0%   
Gross profit Rs m8,2762,964 279.2%  
Gross profit margin %4.79.7 48.2%  
Provisions/contingencies Rs m132,1711,401 9,436.7%   
Profit before tax Rs m-59,6055,065 -1,176.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,2271,812 -1,226.8%   
Profit after tax Rs m-37,3793,254 -1,148.8%  
Net profit margin %-21.210.7 -198.2%  
BALANCE SHEET DATA
Advances Rs m1,325,976235,680 562.6%   
Deposits Rs m2,225,341284,351 782.6%  
Credit/Deposit ratio x59.682.9 71.9%  
Yield on advances %8.810.4 85.2%   
Cost of deposits %5.26.0 86.3%   
Net Interest Margin %2.33.4 68.2%  
Net fixed assets Rs m33,3695,260 634.4%   
Share capital Rs m91,4173,096 2,953.2%   
Free reserves Rs m72,18228,049 257.3%   
Net worth Rs m163,59931,144 525.3%   
Borrowings Rs m61,46027,232 225.7%   
Investments Rs m669,32378,441 853.3%   
Total assets Rs m2,500,075357,918 698.5%  
Debt/equity ratio x14.010.0 139.7%   
Return on assets %-1.50.9 -164.5%  
Return on equity %-22.810.4 -218.7%  
Capital adequacy ratio %10.216.8 60.7%  
Net NPAs %10.80.7 1,663.1%  
CASH FLOW
From Operations Rs m-7,859-2,813 279.3%  
From Investments Rs m-6,471-764 846.8%  
From Financial Activity Rs m57,7957,792 741.8%  
Net Cashflow Rs m43,4654,214 1,031.5%  

Share Holding

Indian Promoters % 73.8 0.9 8,200.0%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 15.3 23.2 65.9%  
FIIs % 1.9 15.0 12.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 45.5 20.0%  
Shareholders   250,609 184,073 136.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   ANDHRA BANK  SOUTH IND.BANK  BANK OF INDIA  CANARA BANK  AXIS BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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