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Compare Indian Overseas Bank with Development Credit Bank - Equitymaster

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INDIAN OVERSEAS BANK vs DCB BANK - Comparison Results

DCB BANK 
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Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    INDIAN OVERSEAS BANK DCB BANK INDIAN OVERSEAS BANK/
DCB BANK
 
P/E (TTM) x -0.3 16.5 - View Chart
P/BV x 0.1 1.6 9.0% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 INDIAN OVERSEAS BANK   DCB BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-18
DCB BANK
Mar-18
INDIAN OVERSEAS BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs32213 15.1%   
Low Rs17155 11.1%   
Income per share (Unadj.) Rs36.678.3 46.8%  
Earnings per share (Unadj.) Rs-12.98.0 -161.7%  
Cash flow per share (Unadj.) Rs-36.133.4 -108.1%  
Dividends per share (Unadj.) Rs00.75 0.0%  
Avg Dividend yield %00.4 0.0%  
Book value per share (Unadj.) Rs27.191.1 29.8%  
Shares outstanding (eoy) m4,890.77308.08 1,587.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.72.3 28.7%   
Avg P/E ratio x-1.923.1 -8.3%  
Avg P/CF ratio x1.514.8 9.9%  
Avg Price/Bookvalue ratio x0.92.0 45.1%  
Dividend payout %09.4 0.0%   
Avg Mkt Cap Rs m120,80256,671 213.2%   
No. of employees `00027.95.8 482.5%   
Total wages & salary Rs m29,9423,812 785.4%   
Avg. income/employee Rs Th6,412.94,167.5 153.9%   
Avg. wages/employee Rs Th1,071.8658.4 162.8%   
Avg. net profit/employee Rs Th-2,255.0423.7 -532.2%   
INCOME DATA
Interest income Rs m179,15224,130 742.4%  
Other income Rs m37,4643,103 1,207.4%   
Interest expense Rs m124,47614,176 878.1%   
Net interest income Rs m54,6769,954 549.3%  
Operating expense Rs m55,8497,807 715.3%   
Gross profit Rs m-1,1742,147 -54.7%  
Gross profit margin %-0.78.9 -7.4%  
Provisions/contingencies Rs m145,9301,388 10,513.7%   
Profit before tax Rs m-86,3173,862 -2,235.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-23,3221,408 -1,656.0%   
Profit after tax Rs m-62,9952,453 -2,567.7%  
Net profit margin %-35.210.2 -345.8%  
BALANCE SHEET DATA
Advances Rs m1,324,888203,367 651.5%   
Deposits Rs m2,168,318240,069 903.2%  
Credit/Deposit ratio x61.184.7 72.1%  
Yield on advances %9.09.5 94.6%   
Cost of deposits %5.35.4 98.8%   
Net Interest Margin %2.43.4 69.8%  
Net fixed assets Rs m28,9344,940 585.7%   
Share capital Rs m48,9083,081 1,587.4%   
Free reserves Rs m69,91224,983 279.8%   
Net worth Rs m132,74028,064 473.0%   
Borrowings Rs m92,28119,267 479.0%   
Investments Rs m686,45962,190 1,103.8%   
Total assets Rs m2,479,681302,221 820.5%  
Debt/equity ratio x17.09.2 184.3%   
Return on assets %-2.50.8 -312.9%  
Return on equity %-47.58.7 -542.9%  
Capital adequacy ratio %9.316.5 56.2%  
Net NPAs %15.30.7 2,129.2%  
CASH FLOW
From Operations Rs m-17,9332,301 -779.5%  
From Investments Rs m-1,151-592 194.3%  
From Financial Activity Rs m52,30310,087 518.5%  
Net Cashflow Rs m33,22011,795 281.6%  

Share Holding

Indian Promoters % 73.8 0.9 8,200.0%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 15.3 23.2 65.9%  
FIIs % 1.9 15.0 12.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 45.5 20.0%  
Shareholders   250,609 184,073 136.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   DENA BANK  IDBI BANK  IDFC BANK LTD  CORPORATION BANK  SBI  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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