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INDIAN OVERSEAS BANK vs DHANLAXMI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK DHANLAXMI BANK INDIAN OVERSEAS BANK/
DHANLAXMI BANK
 
P/E (TTM) x 44.1 11.8 373.4% View Chart
P/BV x 4.5 1.1 390.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   DHANLAXMI BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
DHANLAXMI BANK
Mar-23
INDIAN OVERSEAS BANK/
DHANLAXMI BANK
5-Yr Chart
Click to enlarge
High Rs3726 138.8%   
Low Rs1511 145.2%   
Income per share (Unadj.) Rs10.342.3 24.2%  
Earnings per share (Unadj.) Rs1.12.0 57.1%  
Cash flow per share (Unadj.) Rs2.615.9 16.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs13.238.0 34.6%  
Shares outstanding (eoy) m18,902.41253.01 7,471.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.50.4 579.8%   
Avg P/E ratio x23.39.5 246.4%  
Avg P/CF ratio x8.33.8 217.6%  
Avg Price/Bookvalue ratio x2.00.5 405.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m490,9904,674 10,503.8%   
No. of employees `000NANA-   
Total wages & salary Rs m41,0242,473 1,659.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,07010,712 1,811.6%  
Other income Rs m41,164745 5,524.2%   
Interest expense Rs m111,4635,955 1,871.8%   
Net interest income Rs m82,6074,758 1,736.3%  
Operating expense Rs m64,2984,271 1,505.6%   
Gross profit Rs m18,309487 3,760.5%  
Gross profit margin %9.44.5 207.6%  
Provisions/contingencies Rs m38,433738 5,204.9%   
Profit before tax Rs m23,534494 4,767.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,4950-   
Profit after tax Rs m21,040494 4,262.3%  
Net profit margin %10.84.6 235.3%  
BALANCE SHEET DATA
Advances Rs m1,780,67794,515 1,884.0%   
Deposits Rs m2,609,736133,516 1,954.6%  
Credit/Deposit ratio x68.270.8 96.4%  
Yield on advances %7.48.7 84.6%   
Cost of deposits %4.04.3 94.9%   
Net Interest Margin %3.03.6 85.2%  
Net fixed assets Rs m37,1072,509 1,479.2%   
Share capital Rs m189,0242,530 7,471.0%   
Free reserves Rs m59,7367,081 843.6%   
Net worth Rs m248,7609,612 2,588.2%   
Borrowings Rs m208,0384,924 4,225.2%   
Investments Rs m936,42538,886 2,408.1%   
Total assets Rs m3,134,499151,321 2,071.4%  
Debt/equity ratio x11.314.4 78.6%   
Return on assets %0.70.3 205.8%  
Return on equity %8.55.1 164.7%  
Capital adequacy ratio %16.112.3 130.7%  
Net NPAs %1.81.2 157.8%  
CASH FLOW
From Operations Rs m-155,8352,164 -7,201.4%  
From Investments Rs m-5,596-1,056 529.9%  
From Financial Activity Rs m127NA-  
Net Cashflow Rs m-161,3041,108 -14,560.0%  

Share Holding

Indian Promoters % 96.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 12.0 11.1%  
FIIs % 0.0 11.9 0.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 100.0 3.6%  
Shareholders   727,348 125,389 580.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Overseas Bank vs Dhanlaxmi Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs Dhanlaxmi Bank Share Price Performance

Period Indian Overseas Bank Dhanlaxmi Bank S&P BSE BANKEX
1-Day -0.64% -3.37% -0.29%
1-Month -16.61% -13.68% -0.18%
1-Year 156.63% 195.36% 17.96%
3-Year CAGR 55.49% 41.66% 11.06%
5-Year CAGR 32.91% 18.73% 9.54%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the Dhanlaxmi Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of Dhanlaxmi Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of Dhanlaxmi Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Dhanlaxmi Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of Dhanlaxmi Bank.

For a sector overview, read our banking sector report.



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