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Compare Indian Overseas Bank with Punjab & Sind Bank - Equitymaster
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INDIAN OVERSEAS BANK vs PUNJAB & SIND BANK - Comparison Results

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Current Valuations

    INDIAN OVERSEAS BANK PUNJAB & SIND BANK INDIAN OVERSEAS BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x -0.8 5.8 - View Chart
P/BV x 0.2 0.3 52.6% View Chart
Dividend Yield % 0.0 1.2 -  

Financials

 INDIAN OVERSEAS BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-16
PUNJAB & SIND BANK
Mar-15
INDIAN OVERSEAS BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs4884 56.6%   
Low Rs2144 48.2%   
Income per share (Unadj.) Rs130.1214.5 60.7%  
Earnings per share (Unadj.) Rs-18.73.0 -618.4%  
Cash flow per share (Unadj.) Rs-32.121.3 -150.8%  
Dividends per share (Unadj.) Rs00.60 0.0%  
Avg Dividend yield %00.9 0.0%  
Book value per share (Unadj.) Rs86.7139.8 62.0%  
Shares outstanding (eoy) m1,807.27400.41 451.4%   
Bonus/Rights/Conversions -PA-  
Avg Price / Income ratio x0.30.3 88.5%   
Avg P/E ratio x-1.821.1 -8.7%  
Avg P/CF ratio x1.93.4 56.3%  
Avg Price/Bookvalue ratio x0.40.5 86.6%  
Dividend payout %019.8 0.0%   
Avg Mkt Cap Rs m61,98925,566 242.5%   
No. of employees `000NA9.2 0.0%   
Total wages & salary Rs m33,9048,743 387.8%   
Avg. income/employee Rs ThNM9,355.7-  
Avg. wages/employee Rs ThNM952.4-  
Avg. net profit/employee Rs ThN.A.132.2-  
INCOME DATA
Interest income Rs m235,17385,886 273.8%  
Other income Rs m25,2834,288 589.7%   
Interest expense Rs m181,34669,094 262.5%   
Net interest income Rs m53,82716,792 320.6%  
Operating expense Rs m50,25513,325 377.1%   
Gross profit Rs m3,5723,467 103.0%  
Gross profit margin %1.54.0 37.6%  
Provisions/contingencies Rs m66,1366,273 1,054.2%   
Profit before tax Rs m-42,1791,481 -2,847.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-8,308268 -3,103.4%   
Profit after tax Rs m-33,8721,214 -2,791.2%  
Net profit margin %-14.41.4 -1,019.4%  
BALANCE SHEET DATA
Advances Rs m1,608,607638,702 251.9%   
Deposits Rs m2,245,142867,147 258.9%  
Credit/Deposit ratio x71.673.7 97.3%  
Yield on advances %10.410.0 103.8%   
Cost of deposits %7.27.7 93.7%   
Net Interest Margin %2.11.8 115.9%  
Net fixed assets Rs m32,7059,948 328.7%   
Share capital Rs m18,0734,004 451.4%   
Free reserves Rs m89,45231,061 288.0%   
Net worth Rs m156,65855,962 279.9%   
Borrowings Rs m271,83330,482 891.8%   
Investments Rs m791,896267,517 296.0%   
Total assets Rs m2,744,368977,534 280.7%  
Debt/equity ratio x16.116.0 100.2%   
Return on assets %-1.20.1 -994.2%  
Return on equity %-21.62.2 -997.1%  
Capital adequacy ratio %9.711.2 85.9%  
Net NPAs %11.93.6 334.9%  
CASH FLOW
From Operations Rs m-15,515-19,816 78.3%  
From Investments Rs m-2,536-845 300.1%  
From Financial Activity Rs m-8,472-392 2,160.1%  
Net Cashflow Rs m-26,523-21,053 126.0%  

Share Holding

Indian Promoters % 73.8 79.6 92.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 10.8 141.7%  
FIIs % 1.9 1.8 105.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 7.8 116.7%  
Shareholders   250,609 150,895 166.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   BANK OF INDIA  DENA BANK  ORIENTAL BANK  J&K BANK  ING VYSYA BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 23, 2017 (Close)

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