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IRFC vs AAVAS FINANCIERS - Comparison Results

Rs 100 invested in...

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Current Valuations

    IRFC AAVAS FINANCIERS IRFC/
AAVAS FINANCIERS
 
P/E (TTM) x 36.5 25.7 142.0% View Chart
P/BV x 4.9 3.9 124.0% View Chart
Dividend Yield % 0.9 0.0 -  

Financials

 IRFC   AAVAS FINANCIERS
EQUITY SHARE DATA
    IRFC
Mar-23
AAVAS FINANCIERS
Mar-23
IRFC/
AAVAS FINANCIERS
5-Yr Chart
Click to enlarge
High Rs372,633 1.4%   
Low Rs191,590 1.2%   
Income per share (Unadj.) Rs18.3203.5 9.0%  
Earnings per share (Unadj.) Rs4.854.3 8.9%  
Cash flow per share (Unadj.) Rs4.9125.1 3.9%  
Dividends per share (Unadj.) Rs1.500-  
Avg Dividend yield %5.30-  
Book value per share (Unadj.) Rs34.8408.0 8.5%  
Shares outstanding (eoy) m13,068.5179.06 16,529.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.510.4 14.9%   
Avg P/E ratio x5.838.9 15.0%  
Avg P/CF ratio x5.738.9 14.7%  
Avg Price/Bookvalue ratio x0.85.2 15.7%  
Dividend payout %30.90-   
Avg Mkt Cap Rs m368,532166,927 220.8%   
No. of employees `000NANA-   
Total wages & salary Rs m1313,016 4.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m238,91816,088 1,485.1%  
Other income Rs m40818 2,212.5%   
Interest expense Rs m174,4725,929 2,942.5%   
Net interest income Rs m64,44610,158 634.4%  
Operating expense Rs m1,3434,405 30.5%   
Gross profit Rs m63,1035,753 1,096.9%  
Gross profit margin %26.435.8 73.9%  
Provisions/contingencies Rs m1,0480-   
Profit before tax Rs m63,3705,484 1,155.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m01,188 0.0%   
Profit after tax Rs m63,3704,296 1,474.9%  
Net profit margin %26.526.7 99.3%  
BALANCE SHEET DATA
Advances Rs m0114,763 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %86.78.8 989.0%  
Net fixed assets Rs m192784 24.5%   
Share capital Rs m130,685791 16,530.5%   
Free reserves Rs m324,01831,464 1,029.8%   
Net worth Rs m454,70332,255 1,409.7%   
Borrowings Rs m026,889 0.0%   
Investments Rs m74,3621,156 6,431.2%   
Total assets Rs m4,911,467134,096 3,662.6%  
Debt/equity ratio x00.8 0.0%   
Return on assets %1.33.2 40.3%  
Return on equity %13.913.3 104.6%  
Capital adequacy ratio %512.047.0 1,090.3%  
Net NPAs %00.7 0.0%  
CASH FLOW
From Operations Rs m-285,838-19,145 1,493.0%  
From Investments Rs m11,861 0.0%  
From Financial Activity Rs m286,43318,583 1,541.4%  
Net Cashflow Rs m5951,298 45.9%  

Share Holding

Indian Promoters % 86.4 0.0 -  
Foreign collaborators % 0.0 26.5 -  
Indian inst/Mut Fund % 2.0 58.8 3.4%  
FIIs % 1.1 34.8 3.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.6 73.5 18.6%  
Shareholders   4,526,341 151,680 2,984.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IRFC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    PAISALO DIGITAL    


More on IRFC vs AAVAS FINANCIERS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IRFC vs AAVAS FINANCIERS Share Price Performance

Period IRFC AAVAS FINANCIERS
1-Day 7.11% 0.34%
1-Month 18.96% 4.47%
1-Year 396.76% 12.80%
3-Year CAGR 94.05% -11.47%
5-Year CAGR 46.69% 2.22%

* Compound Annual Growth Rate

Here are more details on the IRFC share price and the AAVAS FINANCIERS share price.

Moving on to shareholding structures...

The promoters of IRFC hold a 86.4% stake in the company. In case of AAVAS FINANCIERS the stake stands at 26.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IRFC and the shareholding pattern of AAVAS FINANCIERS.

Finally, a word on dividends...

In the most recent financial year, IRFC paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 30.9%.

AAVAS FINANCIERS paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of IRFC, and the dividend history of AAVAS FINANCIERS.

For a sector overview, read our finance sector report.



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