Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More
Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More
J&K BANK | BANK OF BARODA | J&K BANK/ BANK OF BARODA |
|||
---|---|---|---|---|---|
P/E (TTM) | x | -1.2 | 8.3 | - | View Chart |
P/BV | x | 0.2 | 0.3 | 88.5% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
J&K BANK Mar-18 |
BANK OF BARODA Mar-20 |
J&K BANK/ BANK OF BARODA |
5-Yr Chart Click to enlarge
|
||
High | Rs | 96 | 144 | 66.6% | |
Low | Rs | 55 | 47 | 116.0% | |
Income per share (Unadj.) | Rs | 1,189.2 | 170.2 | 698.5% | |
Earnings per share (Unadj.) | Rs | 36.4 | 2.0 | 1,818.4% | |
Cash flow per share (Unadj.) | Rs | 167.4 | -5.1 | -3,264.9% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 1,105.9 | 164.2 | 673.4% | |
Shares outstanding (eoy) | m | 55.68 | 4,634.23 | 1.2% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 0.1 | 0.6 | 11.3% | |
Avg P/E ratio | x | 2.1 | 47.6 | 4.3% | |
Avg P/CF ratio | x | 0.3 | 2.0 | 15.5% | |
Avg Price/Bookvalue ratio | x | 0.1 | 0.6 | 11.7% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 4,182 | 441,642 | 0.9% | |
No. of employees | `000 | 1.0 | 84.3 | 1.2% | |
Total wages & salary | Rs m | 12,869 | 92,792 | 13.9% | |
Avg. income/employee | Rs Th | 64,852.1 | 9,360.7 | 692.8% | |
Avg. wages/employee | Rs Th | 12,604.2 | 1,101.0 | 1,144.8% | |
Avg. net profit/employee | Rs Th | 1,985.2 | 110.1 | 1,803.5% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 66,214 | 788,947 | 8.4% | |
Other income | Rs m | 5,008 | 121,913 | 4.1% | |
Interest expense | Rs m | 37,502 | 500,399 | 7.5% | |
Net interest income | Rs m | 28,712 | 288,548 | 10.0% | |
Operating expense | Rs m | 19,902 | 205,763 | 9.7% | |
Gross profit | Rs m | 8,810 | 82,785 | 10.6% | |
Gross profit margin | % | 13.3 | 10.5 | 126.8% | |
Provisions/contingencies | Rs m | 11,792 | 217,038 | 5.4% | |
Profit before tax | Rs m | 1,209 | -13,013 | -9.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 530 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | -818 | -21,761 | 3.8% | |
Profit after tax | Rs m | 2,027 | 9,278 | 21.8% | |
Net profit margin | % | 3.1 | 1.2 | 260.3% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 569,127 | 7,065,397 | 8.1% | |
Deposits | Rs m | 800,045 | 9,732,281 | 8.2% | |
Credit/Deposit ratio | x | 71.1 | 72.6 | 98.0% | |
Yield on advances | % | 8.7 | 7.9 | 111.4% | |
Cost of deposits | % | 4.5 | 4.6 | 98.0% | |
Net Interest Margin | % | 3.4 | 2.6 | 133.5% | |
Net fixed assets | Rs m | 16,149 | 90,438 | 17.9% | |
Share capital | Rs m | 557 | 9,254 | 6.0% | |
Free reserves | Rs m | 32,336 | 751,789 | 4.3% | |
Net worth | Rs m | 61,576 | 761,043 | 8.1% | |
Borrowings | Rs m | 16,283 | 957,527 | 1.7% | |
Investments | Rs m | 188,600 | 2,897,267 | 6.5% | |
Total assets | Rs m | 896,844 | 11,999,421 | 7.5% | |
Debt/equity ratio | x | 13.3 | 14.0 | 94.4% | |
Return on assets | % | 0.2 | 0.1 | 292.3% | |
Return on equity | % | 3.3 | 1.2 | 270.0% | |
Capital adequacy ratio | % | 11.4 | 13.3 | 85.9% | |
Net NPAs | % | 4.9 | 3.1 | 156.5% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 23,627 | 9,295 | 254.2% | |
From Investments | Rs m | -1,639 | 1,410 | -116.2% | |
From Financial Activity | Rs m | 6,684 | 145,897 | 4.6% | |
Net Cashflow | Rs m | 28,672 | 326,715 | 8.8% |
Indian Promoters | % | 53.2 | 56.3 | 94.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.3 | 16.6 | 25.9% | |
FIIs | % | 29.3 | 15.6 | 187.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 13.3 | 11.5 | 115.3% | |
Shareholders | 56,111 | 180,376 | 31.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: KARNATAKA BANK ALLAHABAD BANK AXIS BANK UNITED BANK OF INDIA UNION BANK
Compare J&K BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
The market see-sawed during the week with both the bulls and bears swinging it out. But in the end, it was the bears who won. The Nifty ended the day, the week, and the month at 14,529.15.
For the quarter ended September 2020, BANK OF BARODA has posted a net profit of Rs 17 bn (up 127.9% YoY). Sales on the other hand came in at Rs 179 bn (down 7.0% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.
A timeline of how YES Bank went from a stock market darling to a pariah.
Top factors that dragged the markets lower today.
For the quarter ended December 2019, BANK OF BARODA has posted a net profit of Rs 14 bn (down 398.6% YoY). Sales on the other hand came in at Rs 191 bn (up 47.3% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.
For the quarter ended September 2019, BANK OF BARODA has posted a net profit of Rs 7 bn (up 73.2% YoY). Sales on the other hand came in at Rs 193 bn (up 59.6% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.
More Views on NewsLast time the smallcap index crossed 19k a big correction followed. Here's what makes it different this time.
In this video, I'll cover your queries on intraday trading and also share my view on how to decide stop losses and target prices.
A look at what India's top equity mutual funds bought and sold in January 2021.
Do you enjoy reading Tesla and Bitcoin stories? Here's a not so famous small-cap stock to profit from the rise of EVs.
More