X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare LIC Housing with HDFC - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

LIC HOUSING vs HDFC - Comparison Results

LIC HOUSING    Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

HDFC 
   Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    LIC HOUSING HDFC LIC HOUSING/
HDFC
 
P/E (TTM) x 13.0 24.0 54.3% View Chart
P/BV x 2.8 4.8 58.9% View Chart
Dividend Yield % 1.1 1.0 107.7%  

Financials

 LIC HOUSING   HDFC
EQUITY SHARE DATA
    LIC HOUSING
Mar-16
HDFC
Mar-17
LIC HOUSING/
HDFC
5-Yr Chart
Click to enlarge
High Rs5141,528 33.6%   
Low Rs3891,060 36.7%   
Income per share (Unadj.) Rs245.9357.1 68.9%  
Earnings per share (Unadj.) Rs33.069.6 47.5%  
Cash flow per share (Unadj.) Rs57.1245.1 23.3%  
Dividends per share (Unadj.) Rs5.5018.00 30.6%  
Avg Dividend yield %1.21.4 87.6%  
Book value per share (Unadj.) Rs182.6378.0 48.3%  
Shares outstanding (eoy) m504.661,588.67 31.8%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x1.83.6 50.6%   
Avg P/E ratio x13.718.6 73.4%  
Avg P/CF ratio x12.517.3 72.3%  
Avg Price/Bookvalue ratio x2.53.4 72.2%  
Dividend payout %16.625.9 64.3%   
Avg Mkt Cap Rs m227,7782,056,216 11.1%   
No. of employees `0001.72.3 74.9%   
Total wages & salary Rs m1,6459,130 18.0%   
Avg. income/employee Rs Th71,902.3246,136.2 29.2%   
Avg. wages/employee Rs Th953.13,961.0 24.1%   
Avg. net profit/employee Rs Th9,662.247,944.1 20.2%   
INCOME DATA
Interest income Rs m124,103567,344 21.9%  
Other income Rs m92243,532 2.1%   
Interest expense Rs m93,066219,532 42.4%   
Net interest income Rs m31,037347,812 8.9%  
Operating expense Rs m4,644247,189 1.9%   
Gross profit Rs m26,393100,623 26.2%  
Gross profit margin %21.317.7 119.9%  
Provisions/contingencies Rs m1,5658,530 18.3%   
Profit before tax Rs m25,751126,496 20.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-3-7,970 0.0%   
Prior Period Items Rs m432,194 0.0%   
Tax Rs m9,07440,208 22.6%   
Profit after tax Rs m16,677110,511 15.1%  
Net profit margin %13.419.5 69.0%  
BALANCE SHEET DATA
Advances Rs m1,251,7323,121,287 40.1%   
Deposits Rs m0418,380 0.0%  
Credit/Deposit ratio xNM746.0- 
Yield on advances %9.810.0 98.2%   
Cost of deposits %N.A.7.2-  
Net Interest Margin %2.58.1 30.7%  
Net fixed assets Rs m1,02413,424 7.6%   
Share capital Rs m1,0103,177 31.8%   
Free reserves Rs m91,131453,788 20.1%   
Net worth Rs m92,146600,593 15.3%   
Borrowings Rs m906,5811,201,141 75.5%   
Investments Rs m2,6371,190,460 0.2%   
Total assets Rs m1,305,8734,731,581 27.6%  
Debt/equity ratio x9.82.7 364.9%   
Return on assets %1.32.3 54.7%  
Return on equity %18.118.4 98.4%  
Capital adequacy ratio %17.014.5 117.5%  
Net NPAs %0.20-  
CASH FLOW
From Operations Rs m-130,394-141,731 92.0%  
From Investments Rs m-576-272,283 0.2%  
From Financial Activity Rs m140,975431,273 32.7%  
Net Cashflow Rs m10,00517,259 58.0%  

Share Holding

Indian Promoters % 40.3 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.0 10.5 66.7%  
FIIs % 38.0 77.6 49.0%  
ADR/GDR % 0.6 0.0 -  
Free float % 14.2 12.0 118.3%  
Shareholders   159,214 175,570 90.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   POWER FIN CORP  L&T FINANCE HOLDINGS  PNB GILTS  MAGMA FINCORP  MAHINDRA FINANCE  



Today's Market

Sensex Finishes Marginally Lower; Capital Goods & Realty Stocks Fall(Closing)

Indian share markets witnessed selling pressure in the final hour of trade to finish just below the dotted line. At the closing bell, the BSE Sensex closed lower by 71 points.

Related Views on News

HDFC: Listing Gains Mask Healthy Growth and Asset Quality (Quarterly Results Update - Detailed)

Feb 7, 2018

Windfall listing gains utilised to shore up provisions and strengthen balance sheet further.

HDFC: Gains from Insurance Subsidiary a Shot in the Arm (Quarterly Results Update - Detailed)

Nov 13, 2017

Listing gains from insurance subsidiary to boost HDFC's earnings in FY18.

HDFC: Red Flag in Developer Loans (Quarterly Results Update - Detailed)

Aug 10, 2017

HDFC starts FY18 on robust loan growth but asset quality slips on increased exposure to developer loans.

HDFC: Conservative Provisioning tempers down FY17 earnings (Quarterly Results Update - Detailed)

May 9, 2017

HDFC ends FY17 on a tepid note as it remains conservative on the asset quality front.

Power Finance Corp: Extraordinary Income Boosts Earnings (Quarterly Results Update - Detailed)

Mar 20, 2017

Power Finance Corporation (PFC) declared its results for the third quarter of financial year 2016-17 (3QFY17). The institution has reported a 0.5% YoY fall in net interest income and 23% YoY rise in net profits.

More Views on News

Most Popular

Follow India's Super Investors to Make Big Money in the Market Crash(The 5 Minute Wrapup)

Feb 8, 2018

Has the sell-off in the markets left India's super investors unduly worried?

The Era of Easy Money is Coming to an End. What Happens Now?(Vivek Kaul's Diary)

Feb 9, 2018

The easy money policy of the Federal Reserve of the United States, which drove up stock markets all over the world, is ending, with the Federal Reserve looking to shrink its balance sheet.

The Markets Want Your Money. Don't Give It to Them.(Smart Contrarian)

Feb 9, 2018

MFs are having a gala time taking money from over-eager investors and funneling it into equities. Smart investors, though, know better than to do that.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

Rising Dominance of Mutual Funds(Chart Of The Day)

Feb 8, 2018

Domestic money flow into Indian equities surpassed foreign fund flows in the recent years. But will it continue in volatile market?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

LIC HOUSING SHARE PRICE


Feb 20, 2018 (Close)

TRACK LIC HOUSING

  • Track your investment in LIC HOUSING with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

LIC HOUSING 5-YR ANALYSIS

COMPARE LIC HOUSING WITH

MARKET STATS