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- LIC HOUSING - M&M FINANCIAL SERVICES
LIC HOUSING vs M&M FINANCIAL SERVICES - Comparison Results
LIC HOUSING 
Change
LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More
M&M FINANCIAL SERVICES
Mahindra & Mahindra Financial Services Ltd (MMFSL), a subsidiary of M&M, is an NBFC focused on the rural and semi-urban sector providing finance for utility vehicles, tractors and cars. MMFSL seeks to position itself between the banks and moneylender... More
Current Valuations
| LIC HOUSING | M&M FINANCIAL SERVICES | LIC HOUSING/ M&M FINANCIAL SERVICES |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 11.5 | 14.9 | 77.3% | View Chart |
| P/BV | x | 2.2 | 2.2 | 99.2% | View Chart |
| Dividend Yield | % | 1.2 | 1.0 | 117.9% |
Financials
 LIC HOUSING  M&M FINANCIAL SERVICES |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| LIC HOUSING Mar-18 |
M&M FINANCIAL SERVICES Mar-18 |
LIC HOUSING/ M&M FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 794 | 524 | 151.6% | |
| Low | Rs | 478 | 290 | 164.5% | |
| Income per share (Unadj.) | Rs | 297.0 | 138.1 | 215.0% | |
| Earnings per share (Unadj.) | Rs | 39.9 | 16.6 | 240.8% | |
| Cash flow per share (Unadj.) | Rs | 69.0 | 38.9 | 177.3% | |
| Dividends per share (Unadj.) | Rs | 6.80 | 4.00 | 170.0% | |
| Avg Dividend yield | % | 1.1 | 1.0 | 108.8% | |
| Book value per share (Unadj.) | Rs | 253.5 | 160.5 | 157.9% | |
| Shares outstanding (eoy) | m | 504.66 | 617.76 | 81.7% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 2.1 | 2.9 | 72.6% | |
| Avg P/E ratio | x | 15.9 | 24.6 | 64.9% | |
| Avg P/CF ratio | x | 14.2 | 10.4 | 135.7% | |
| Avg Price/Bookvalue ratio | x | 2.5 | 2.5 | 98.9% | |
| Dividend payout | % | 17.0 | 24.1 | 70.6% | |
| Avg Mkt Cap | Rs m | 320,863 | 251,459 | 127.6% | |
| No. of employees | `000 | 2.1 | 18.7 | 11.2% | |
| Total wages & salary | Rs m | 2,392 | 11,571 | 20.7% | |
| Avg. income/employee | Rs Th | 71,267.1 | 4,555.1 | 1,564.5% | |
| Avg. wages/employee | Rs Th | 1,137.6 | 617.7 | 184.2% | |
| Avg. net profit/employee | Rs Th | 9,576.3 | 546.6 | 1,752.0% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 149,875 | 85,332 | 175.6% | |
| Other income | Rs m | 1,178 | 404 | 291.9% | |
| Interest expense | Rs m | 111,246 | 34,263 | 324.7% | |
| Net interest income | Rs m | 38,629 | 51,068 | 75.6% | |
| Operating expense | Rs m | 6,374 | 21,536 | 29.6% | |
| Gross profit | Rs m | 32,255 | 29,532 | 109.2% | |
| Gross profit margin | % | 21.5 | 34.6 | 62.2% | |
| Provisions/contingencies | Rs m | 2,491 | 13,826 | 18.0% | |
| Profit before tax | Rs m | 30,941 | 16,110 | 192.1% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -4 | -275 | 1.3% | |
| Prior Period Items | Rs m | 25 | 507 | 4.8% | |
| Tax | Rs m | 10,823 | 6,103 | 177.3% | |
| Profit after tax | Rs m | 20,139 | 10,239 | 196.7% | |
| Net profit margin | % | 13.4 | 12.0 | 112.0% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,663,629 | 348,822 | 476.9% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | NM | NM | - | |
| Yield on advances | % | 8.9 | 21.9 | 40.6% | |
| Cost of deposits | % | N.A. | N.A. | - | |
| Net Interest Margin | % | 2.3 | 14.3 | 16.1% | |
| Net fixed assets | Rs m | 1,320 | 1,519 | 86.8% | |
| Share capital | Rs m | 1,010 | 1,229 | 82.2% | |
| Free reserves | Rs m | 126,921 | 97,923 | 129.6% | |
| Net worth | Rs m | 127,931 | 99,152 | 129.0% | |
| Borrowings | Rs m | 1,102,219 | 288,950 | 381.5% | |
| Investments | Rs m | 9,651 | 7,766 | 124.3% | |
| Total assets | Rs m | 1,719,690 | 635,385 | 270.7% | |
| Debt/equity ratio | x | 8.6 | 2.9 | 295.6% | |
| Return on assets | % | 1.2 | 1.6 | 72.7% | |
| Return on equity | % | 15.7 | 10.3 | 152.4% | |
| Capital adequacy ratio | % | 15.5 | 21.9 | 70.7% | |
| Net NPAs | % | 0.4 | 4.1 | 10.5% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -194,857 | -95,351 | 204.4% | |
| From Investments | Rs m | -4,868 | 4,049 | -120.2% | |
| From Financial Activity | Rs m | 186,139 | 90,391 | 205.9% | |
| Net Cashflow | Rs m | -13,585 | -911 | 1,491.3% | |
Share Holding
| Indian Promoters | % | 40.3 | 52.1 | 77.4% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 7.0 | 1.3 | 538.5% | |
| FIIs | % | 38.0 | 41.4 | 91.8% | |
| ADR/GDR | % | 0.6 | 0.0 | - | |
| Free float | % | 14.2 | 5.3 | 267.9% | |
| Shareholders | 159,214 | 54,174 | 293.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare LIC HOUSING With: L&T FINANCE HOLDINGS MUTHOOT FINANCE HDFC IDFC SREI INFRA FINANCE
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LIC HOUSING Announces Quarterly Results (4QFY19); Net Profit Up 28.6% (Quarterly Result Update)
May 7, 2019 | Updated on May 7, 2019For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
LIC HOUSING Announces Quarterly Results (3QFY19); Net Profit Up 21.4% (Quarterly Result Update)
Jan 31, 2019 | Updated on Jan 31, 2019For the quarter ended December 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 21.4% YoY). Sales on the other hand came in at Rs 44 bn (up 18.7% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
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Jul 16, 2019 (Close)
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