MAHINDRA & MAHINDRA FINANCIAL SERVICES | EDELWEISS FINANCIAL | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ EDELWEISS FINANCIAL |
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P/E (TTM) | x | 17.0 | 15.6 | 109.1% | View Chart |
P/BV | x | 1.7 | 1.1 | 161.8% | View Chart |
Dividend Yield | % | 2.3 | 2.0 | 116.6% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES EDELWEISS FINANCIAL |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
EDELWEISS FINANCIAL Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ EDELWEISS FINANCIAL |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 46 | 593.9% | |
Low | Rs | 158 | 29 | 541.4% | |
Income per share (Unadj.) | Rs | 102.9 | 94.4 | 109.0% | |
Earnings per share (Unadj.) | Rs | 16.8 | 3.8 | 438.5% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 65.8 | 109.7% | |
Dividends per share (Unadj.) | Rs | 6.00 | 1.50 | 400.0% | |
Avg Dividend yield | % | 2.8 | 4.0 | 69.8% | |
Book value per share (Unadj.) | Rs | 150.1 | 74.3 | 202.1% | |
Shares outstanding (eoy) | m | 1,233.60 | 898.38 | 137.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 0.4 | 525.9% | |
Avg P/E ratio | x | 12.8 | 9.8 | 130.8% | |
Avg P/CF ratio | x | 12.7 | 7.8 | 162.0% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.5 | 283.8% | |
Dividend payout | % | 35.7 | 39.2 | 91.2% | |
Avg Mkt Cap | Rs m | 265,378 | 33,700 | 787.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 10,652 | 198.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 84,810 | 149.7% | |
Other income | Rs m | 15,570 | 1,558 | 999.2% | |
Interest expense | Rs m | 50,943 | 25,746 | 197.9% | |
Net interest income | Rs m | 76,052 | 59,065 | 128.8% | |
Operating expense | Rs m | 61,198 | 56,712 | 107.9% | |
Gross profit | Rs m | 14,854 | 2,353 | 631.4% | |
Gross profit margin | % | 11.7 | 2.8 | 421.7% | |
Provisions/contingencies | Rs m | 248 | 873 | 28.5% | |
Profit before tax | Rs m | 28,038 | 3,847 | 728.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | -614 | -2.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | -208 | -3,516.5% | |
Profit after tax | Rs m | 20,724 | 3,442 | 602.2% | |
Net profit margin | % | 16.3 | 4.1 | 402.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 173,536 | 20.1% | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 18.6 | 269.9% | |
Net fixed assets | Rs m | 8,706 | 11,850 | 73.5% | |
Share capital | Rs m | 2,467 | 898 | 274.6% | |
Free reserves | Rs m | 182,732 | 65,844 | 277.5% | |
Net worth | Rs m | 185,199 | 66,742 | 277.5% | |
Borrowings | Rs m | 50,384 | 37,908 | 132.9% | |
Investments | Rs m | 116,974 | 144,628 | 80.9% | |
Total assets | Rs m | 1,043,390 | 428,527 | 243.5% | |
Debt/equity ratio | x | 0.6 | 0.6 | 99.8% | |
Return on assets | % | 2.0 | 0.8 | 247.3% | |
Return on equity | % | 11.2 | 5.2 | 217.0% | |
Capital adequacy ratio | % | 22.5 | 0 | - | |
Net NPAs | % | 1.9 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | 17,199 | -1,011.4% | |
From Investments | Rs m | -16,354 | 7,458 | -219.3% | |
From Financial Activity | Rs m | 188,520 | -17,083 | -1,103.5% | |
Net Cashflow | Rs m | -1,787 | 7,573 | -23.6% |
Indian Promoters | % | 52.2 | 32.5 | 160.7% | |
Foreign collaborators | % | 0.0 | 0.3 | - | |
Indian inst/Mut Fund | % | 40.6 | 31.6 | 128.4% | |
FIIs | % | 12.0 | 28.9 | 41.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 67.2 | 71.1% | |
Shareholders | 227,512 | 231,290 | 98.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | Edelweiss Financial |
---|---|---|
1-Day | 1.10% | 0.12% |
1-Month | -8.87% | 15.55% |
1-Year | -1.84% | 94.15% |
3-Year CAGR | 16.50% | 29.22% |
5-Year CAGR | 1.35% | -2.86% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the Edelweiss Financial share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of Edelweiss Financial the stake stands at 32.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of Edelweiss Financial.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
Edelweiss Financial paid Rs 1.5, and its dividend payout ratio stood at 39.2%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of Edelweiss Financial.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets continued the momentum as the session progressed and ended on firm footing.