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M&M FINANCIAL SERVICES vs REC - Comparison Results

M&M FINANCIAL SERVICES     Change

Mahindra & Mahindra Financial Services Ltd (MMFSL), a subsidiary of M&M, is an NBFC focused on the rural and semi-urban sector providing finance for utility vehicles, tractors and cars. MMFSL seeks to position itself between the banks and moneylender... More

REC 
   Change

Rural Electrification Corporation (REC) is a leading public financial institution in India. It is engaged in the financing of power generation, transmission and distribution projects across India. It occupies a nodal position in the government's plan... More

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Current Valuations

    M&M FINANCIAL SERVICES REC M&M FINANCIAL SERVICES/
REC
 
P/E (TTM) x 8.2 4.7 174.2% View Chart
P/BV x 0.7 0.8 94.2% View Chart
Dividend Yield % 0.0 6.6 -  

Financials

 M&M FINANCIAL SERVICES   REC
EQUITY SHARE DATA
    M&M FINANCIAL SERVICES
Mar-20
REC
Mar-18
M&M FINANCIAL SERVICES/
REC
5-Yr Chart
Click to enlarge
High Rs442224 197.7%   
Low Rs138121 114.6%   
Income per share (Unadj.) Rs185.5116.7 158.9%  
Earnings per share (Unadj.) Rs17.623.7 74.0%  
Cash flow per share (Unadj.) Rs63.431.7 199.9%  
Dividends per share (Unadj.) Rs09.15 0.0%  
Avg Dividend yield %05.3 0.0%  
Book value per share (Unadj.) Rs193.7181.6 106.7%  
Shares outstanding (eoy) m617.761,974.92 31.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.61.5 106.1%   
Avg P/E ratio x16.57.3 227.7%  
Avg P/CF ratio x14.65.5 264.3%  
Avg Price/Bookvalue ratio x1.50.9 158.0%  
Dividend payout %038.5 0.0%   
Avg Mkt Cap Rs m179,398340,279 52.7%   
No. of employees `00021.90.5 4,140.5%   
Total wages & salary Rs m16,0981,985 811.2%   
Avg. income/employee Rs Th5,240.9436,636.7 1.2%   
Avg. wages/employee Rs Th736.43,758.7 19.6%   
Avg. net profit/employee Rs Th496.788,815.5 0.6%   
INCOME DATA
Interest income Rs m114,576230,544 49.7%  
Other income Rs m1,135470 241.6%   
Interest expense Rs m53,906138,596 38.9%   
Net interest income Rs m60,67191,948 66.0%  
Operating expense Rs m24,5908,099 303.6%   
Gross profit Rs m36,08083,849 43.0%  
Gross profit margin %31.536.4 86.6%  
Provisions/contingencies Rs m1,46914,907 9.9%   
Profit before tax Rs m15,56169,413 22.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m4590-   
Prior Period Items Rs m00 0.0%   
Tax Rs m5,16222,518 22.9%   
Profit after tax Rs m10,85846,895 23.2%  
Net profit margin %9.520.3 46.6%  
BALANCE SHEET DATA
Advances Rs m728,6382,121,974 34.3%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %11.810.2 115.4%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %7.84.3 181.2%  
Net fixed assets Rs m5,5459,658 57.4%   
Share capital Rs m1,23119,749 6.2%   
Free reserves Rs m118,459338,974 34.9%   
Net worth Rs m119,690358,723 33.4%   
Borrowings Rs m333,2711,671,627 19.9%   
Investments Rs m53,40425,807 206.9%   
Total assets Rs m817,9262,486,387 32.9%  
Debt/equity ratio x2.84.7 59.8%   
Return on assets %1.31.9 70.4%  
Return on equity %9.113.1 69.4%  
Capital adequacy ratio %19.619.4 101.1%  
Net NPAs %6.05.8 103.6%  
CASH FLOW
From Operations Rs m-31,152-306,780 10.2%  
From Investments Rs m-26,891-3,933 683.8%  
From Financial Activity Rs m60,497286,222 21.1%  
Net Cashflow Rs m2,454-24,490 -10.0%  

Share Holding

Indian Promoters % 52.1 65.6 79.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 9.3 14.0%  
FIIs % 41.4 19.2 215.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 5.8 91.4%  
Shareholders   54,174 215,638 25.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare M&M FINANCIAL SERVICES With:   IFCI  GIC HOUSING  CAPITAL FIRST  PNB GILTS  HDFC  



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May 14, 2021 03:37 PM

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