POONAWALLA FINCORP | MAHINDRA & MAHINDRA FINANCIAL SERVICES | POONAWALLA FINCORP/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 25.6 | 17.0 | 150.8% | View Chart |
P/BV | x | 5.7 | 1.7 | 328.0% | View Chart |
Dividend Yield | % | 0.4 | 2.3 | 17.5% |
POONAWALLA FINCORP MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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POONAWALLA FINCORP Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
POONAWALLA FINCORP/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 344 | 272 | 126.4% | |
Low | Rs | 209 | 158 | 132.2% | |
Income per share (Unadj.) | Rs | 25.2 | 102.9 | 24.5% | |
Earnings per share (Unadj.) | Rs | 7.4 | 16.8 | 44.1% | |
Cash flow per share (Unadj.) | Rs | 24.5 | 72.1 | 33.9% | |
Dividends per share (Unadj.) | Rs | 2.00 | 6.00 | 33.3% | |
Avg Dividend yield | % | 0.7 | 2.8 | 25.9% | |
Book value per share (Unadj.) | Rs | 87.8 | 150.1 | 58.5% | |
Shares outstanding (eoy) | m | 767.95 | 1,233.60 | 62.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 11.0 | 2.1 | 524.1% | |
Avg P/E ratio | x | 37.3 | 12.8 | 291.5% | |
Avg P/CF ratio | x | 37.3 | 12.7 | 295.0% | |
Avg Price/Bookvalue ratio | x | 3.1 | 1.4 | 219.7% | |
Dividend payout | % | 27.0 | 35.7 | 75.6% | |
Avg Mkt Cap | Rs m | 212,299 | 265,378 | 80.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 5,148 | 21,153 | 24.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 19,386 | 126,995 | 15.3% | |
Other income | Rs m | 5,920 | 15,570 | 38.0% | |
Interest expense | Rs m | 5,953 | 50,943 | 11.7% | |
Net interest income | Rs m | 13,433 | 76,052 | 17.7% | |
Operating expense | Rs m | 11,303 | 61,198 | 18.5% | |
Gross profit | Rs m | 2,130 | 14,854 | 14.3% | |
Gross profit margin | % | 11.0 | 11.7 | 93.9% | |
Provisions/contingencies | Rs m | 0 | 248 | 0.0% | |
Profit before tax | Rs m | 7,510 | 28,038 | 26.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -11 | 12 | -87.5% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,812 | 7,326 | 24.7% | |
Profit after tax | Rs m | 5,688 | 20,724 | 27.4% | |
Net profit margin | % | 29.3 | 16.3 | 179.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 152,185 | 34,811 | 437.2% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 8.6 | 50.1 | 17.1% | |
Net fixed assets | Rs m | 2,214 | 8,706 | 25.4% | |
Share capital | Rs m | 1,536 | 2,467 | 62.3% | |
Free reserves | Rs m | 65,891 | 182,732 | 36.1% | |
Net worth | Rs m | 67,427 | 185,199 | 36.4% | |
Borrowings | Rs m | 38,744 | 50,384 | 76.9% | |
Investments | Rs m | 4,359 | 116,974 | 3.7% | |
Total assets | Rs m | 231,729 | 1,043,390 | 22.2% | |
Debt/equity ratio | x | 0.6 | 0.6 | 101.4% | |
Return on assets | % | 2.5 | 2.0 | 123.6% | |
Return on equity | % | 8.4 | 11.2 | 75.4% | |
Capital adequacy ratio | % | 38.9 | 22.5 | 172.8% | |
Net NPAs | % | 0.8 | 1.9 | 42.8% |
CASH FLOW | |||||
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From Operations | Rs m | -52,365 | -173,953 | 30.1% | |
From Investments | Rs m | -1,105 | -16,354 | 6.8% | |
From Financial Activity | Rs m | 57,485 | 188,520 | 30.5% | |
Net Cashflow | Rs m | 4,015 | -1,787 | -224.7% |
Indian Promoters | % | 62.1 | 52.2 | 119.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 13.6 | 40.6 | 33.5% | |
FIIs | % | 7.8 | 12.0 | 64.9% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 37.9 | 47.8 | 79.2% | |
Shareholders | 203,244 | 227,512 | 89.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare POONAWALLA FINCORP With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | MAGMA FINCORP | M&M Financial |
---|---|---|
1-Day | 0.38% | 0.74% |
1-Month | 3.58% | -5.08% |
1-Year | 60.82% | 3.48% |
3-Year CAGR | 61.16% | 16.78% |
5-Year CAGR | 31.70% | 0.61% |
* Compound Annual Growth Rate
Here are more details on the MAGMA FINCORP share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of MAGMA FINCORP hold a 62.1% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MAGMA FINCORP and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, MAGMA FINCORP paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 27.0%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of MAGMA FINCORP, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
Indian share markets continued the momentum as the session progressed and ended the higher.