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POWER FINANCE CORPORATION vs SBI CARDS - Comparison Results

Rs 100 invested in...

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Current Valuations

    POWER FINANCE CORPORATION SBI CARDS POWER FINANCE CORPORATION/
SBI CARDS
 
P/E (TTM) x 5.4 29.6 18.1% View Chart
P/BV x 1.6 7.3 21.9% View Chart
Dividend Yield % 3.3 0.3 979.0%  

Financials

 POWER FINANCE CORPORATION   SBI CARDS
EQUITY SHARE DATA
    POWER FINANCE CORPORATION
Mar-23
SBI CARDS
Mar-23
POWER FINANCE CORPORATION/
SBI CARDS
5-Yr Chart
Click to enlarge
High Rs1711,029 16.6%   
Low Rs97656 14.8%   
Income per share (Unadj.) Rs293.8144.5 203.4%  
Earnings per share (Unadj.) Rs60.223.9 252.1%  
Cash flow per share (Unadj.) Rs97.2124.7 78.0%  
Dividends per share (Unadj.) Rs13.252.50 530.0%  
Avg Dividend yield %9.90.3 3,335.7%  
Book value per share (Unadj.) Rs318.8103.5 308.1%  
Shares outstanding (eoy) m2,640.08946.07 279.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.55.8 7.8%   
Avg P/E ratio x2.235.3 6.3%  
Avg P/CF ratio x2.234.6 6.4%  
Avg Price/Bookvalue ratio x0.48.1 5.2%  
Dividend payout %22.010.5 210.2%   
Avg Mkt Cap Rs m353,375796,997 44.3%   
No. of employees `000NANA-   
Total wages & salary Rs m4,3895,619 78.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m775,683136,666 567.6%  
Other income Rs m4,9586,190 80.1%   
Interest expense Rs m470,25822,840 2,058.9%   
Net interest income Rs m305,425113,826 268.3%  
Operating expense Rs m44,90488,073 51.0%   
Gross profit Rs m260,52125,754 1,011.6%  
Gross profit margin %33.618.8 178.2%  
Provisions/contingencies Rs m233449 51.8%   
Profit before tax Rs m264,96130,306 874.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-52,8930-   
Prior Period Items Rs m00-   
Tax Rs m53,1757,721 688.7%   
Profit after tax Rs m158,89322,585 703.5%  
Net profit margin %20.516.5 124.0%  
BALANCE SHEET DATA
Advances Rs m8,329,0340-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.5524.4 0.7%  
Net fixed assets Rs m7,8235,510 142.0%   
Share capital Rs m26,4019,461 279.1%   
Free reserves Rs m815,18488,439 921.8%   
Net worth Rs m841,58597,899 859.6%   
Borrowings Rs m76,714231,429 33.1%   
Investments Rs m368,58921,705 1,698.2%   
Total assets Rs m8,887,718452,989 1,962.0%  
Debt/equity ratio x0.12.4 3.9%   
Return on assets %1.85.0 35.9%  
Return on equity %18.923.1 81.8%  
Capital adequacy ratio %24.423.1 105.6%  
Net NPAs %1.90.9 214.9%  
CASH FLOW
From Operations Rs m-746,989-66,705 1,119.8%  
From Investments Rs m-16,936-9,214 183.8%  
From Financial Activity Rs m755,18378,236 965.3%  
Net Cashflow Rs m-8,7422,316 -377.4%  

Share Holding

Indian Promoters % 56.0 68.6 81.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 35.4 25.3 140.1%  
FIIs % 17.2 8.6 200.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 44.0 31.4 140.3%  
Shareholders   707,579 1,036,632 68.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare POWER FINANCE CORPORATION With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    TATA INVESTMENT    AAVAS FINANCIERS    


More on Power Fin Corp vs SBI CARDS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Power Fin Corp vs SBI CARDS Share Price Performance

Period Power Fin Corp SBI CARDS
1-Day -0.16% -1.02%
1-Month 2.77% 7.71%
1-Year 207.05% -3.29%
3-Year CAGR 68.11% -6.54%
5-Year CAGR 34.55% 1.89%

* Compound Annual Growth Rate

Here are more details on the Power Fin Corp share price and the SBI CARDS share price.

Moving on to shareholding structures...

The promoters of Power Fin Corp hold a 56.0% stake in the company. In case of SBI CARDS the stake stands at 68.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Power Fin Corp and the shareholding pattern of SBI CARDS.

Finally, a word on dividends...

In the most recent financial year, Power Fin Corp paid a dividend of Rs 13.3 per share. This amounted to a Dividend Payout ratio of 22.0%.

SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 10.5%.

You may visit here to review the dividend history of Power Fin Corp, and the dividend history of SBI CARDS.

For a sector overview, read our finance sector report.



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