X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2019 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Punjab & Sind Bank with Development Credit Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

PUNJAB & SIND BANK vs DCB BANK - Comparison Results

DCB BANK 
   Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    PUNJAB & SIND BANK DCB BANK PUNJAB & SIND BANK/
DCB BANK
 
P/E (TTM) x -1.8 16.2 - View Chart
P/BV x 0.2 1.8 10.1% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 PUNJAB & SIND BANK   DCB BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-19
DCB BANK
Mar-19
PUNJAB & SIND BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs40209 19.3%   
Low Rs24140 17.2%   
Income per share (Unadj.) Rs151.598.3 154.2%  
Earnings per share (Unadj.) Rs-9.610.5 -91.5%  
Cash flow per share (Unadj.) Rs-30.439.4 -77.2%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.6 0.0%  
Book value per share (Unadj.) Rs97.9100.6 97.3%  
Shares outstanding (eoy) m564.91309.55 182.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.21.8 12.0%   
Avg P/E ratio x-3.316.6 -20.2%  
Avg P/CF ratio x0.911.6 7.7%  
Avg Price/Bookvalue ratio x0.31.7 19.0%  
Dividend payout %09.5 0.0%   
Avg Mkt Cap Rs m18,16253,862 33.7%   
No. of employees `0008.96.1 145.9%   
Total wages & salary Rs m11,7584,340 270.9%   
Avg. income/employee Rs Th9,564.94,958.4 192.9%   
Avg. wages/employee Rs Th1,314.0707.5 185.7%   
Avg. net profit/employee Rs Th-607.4530.4 -114.5%   
INCOME DATA
Interest income Rs m85,58730,415 281.4%  
Other income Rs m4,8863,502 139.5%   
Interest expense Rs m62,79018,922 331.8%   
Net interest income Rs m22,79711,493 198.4%  
Operating expense Rs m17,1118,529 200.6%   
Gross profit Rs m5,6862,964 191.8%  
Gross profit margin %6.69.7 68.2%  
Provisions/contingencies Rs m25,7091,401 1,835.6%   
Profit before tax Rs m-8,5885,065 -169.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-3,1531,812 -174.0%   
Profit after tax Rs m-5,4353,254 -167.0%  
Net profit margin %-6.310.7 -59.4%  
BALANCE SHEET DATA
Advances Rs m691,755235,680 293.5%   
Deposits Rs m985,576284,351 346.6%  
Credit/Deposit ratio x70.282.9 84.7%  
Yield on advances %8.710.4 83.9%   
Cost of deposits %6.16.0 101.1%   
Net Interest Margin %2.23.4 66.5%  
Net fixed assets Rs m12,3045,260 233.9%   
Share capital Rs m5,6493,096 182.5%   
Free reserves Rs m25,97628,049 92.6%   
Net worth Rs m55,31831,144 177.6%   
Borrowings Rs m27,14027,232 99.7%   
Investments Rs m261,72978,441 333.7%   
Total assets Rs m1,089,821357,918 304.5%  
Debt/equity ratio x18.310.0 183.0%   
Return on assets %-0.50.9 -54.9%  
Return on equity %-9.810.4 -94.0%  
Capital adequacy ratio %10.916.8 65.0%  
Net NPAs %7.20.7 1,110.8%  
CASH FLOW
From Operations Rs m-973-2,813 34.6%  
From Investments Rs m-611-764 79.9%  
From Financial Activity Rs m-3,5617,792 -45.7%  
Net Cashflow Rs m-5,1454,214 -122.1%  

Share Holding

Indian Promoters % 79.6 0.9 8,844.4%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 10.8 23.2 46.6%  
FIIs % 1.8 15.0 12.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.8 45.5 17.1%  
Shareholders   150,895 184,073 82.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   INDUSIND BANK  ICICI BANK  SBI  SOUTH IND.BANK  BANK OF INDIA  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Rising Crude Oil Prices, June Quarter Results, and Top Stocks in Action Today(Pre-Open)

On Friday, Indian share markets extended their decline for the 2nd day as markets witnessed a sharp sell-off amid disappointing earnings and slowing economic growth concerns.

Related Views on News

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (4QFY19); Net Profit Up 88.8% (Quarterly Result Update)

May 29, 2019 | Updated on May 29, 2019

For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (3QFY19); Net Profit Up 108.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, PUNJAB & SIND BANK has posted a net profit of Rs 223 m (up 108.7% YoY). Sales on the other hand came in at Rs 22 bn (up 5.5% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

DCB BANK Announces Quarterly Results (3QFY19); Net Profit Up 51.0% (Quarterly Result Update)

Jan 17, 2019 | Updated on Jan 17, 2019

For the quarter ended December 2018, DCB BANK has posted a net profit of Rs 861 m (up 51.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

More Views on News

Most Popular

These 3 Smallcap Stocks are Set to Make the Most of Smallcap Rebound(Profit Hunter)

Jul 9, 2019

As the sense of normalcy returns to the markets, the rebound in the quality smallcaps could be huge.

2 Stocks from Super Investor Sanjay Bakshi's Portfolio You Can Bet On...(The 5 Minute Wrapup)

Jul 12, 2019

Despite the current fear prevailing in the markets, both these stocks have the potential to deliver in 4-5 years.

The Electric Vehicle Disruption is Great News for this Smallcap Stock(Profit Hunter)

Jul 15, 2019

While big auto makers are finding the transition difficult and crying foul, this small cap company is already leading and benefitting from the electric vehicle disruption in the auto sector.

Budget an Icing on the Cake for This Smart Money Backed Affordable Housing Stock(The 5 Minute Wrapup)

Jul 10, 2019

Affordable housing is one of the most straightforward growth stories in India. This will help the real estate sector to come out of the slump.

Why the Markets Got the Budget Wrong and You Shouldn't(The 5 Minute Wrapup)

Jul 9, 2019

If the Budget disappointed markets for lack of cues on near term upsides, it may not be a bad thing for you.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2019
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

PUNJAB & SIND BANK SHARE PRICE


Jul 19, 2019 (Close)

TRACK PUNJAB & SIND BANK

  • Track your investment in PUNJAB & SIND BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON PUNJAB & SIND BANK

PUNJAB & SIND BANK 8-QTR ANALYSIS

COMPARE PUNJAB & SIND BANK WITH

MARKET STATS