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PUNJAB & SIND BANK vs INDIAN OVERSEAS BANK - Comparison Results

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Current Valuations

    PUNJAB & SIND BANK INDIAN OVERSEAS BANK PUNJAB & SIND BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x -4.0 -0.4 - View Chart
P/BV x 0.1 0.1 174.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 PUNJAB & SIND BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-19
INDIAN OVERSEAS BANK
Mar-19
PUNJAB & SIND BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs4019 215.5%   
Low Rs2411 220.2%   
Income per share (Unadj.) Rs151.519.3 785.5%  
Earnings per share (Unadj.) Rs-9.6-4.1 235.3%  
Cash flow per share (Unadj.) Rs-30.4-16.1 188.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs97.917.9 547.2%  
Shares outstanding (eoy) m564.919,141.65 6.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.20.8 27.7%   
Avg P/E ratio x-3.3-3.6 92.3%  
Avg P/CF ratio x0.91.4 62.8%  
Avg Price/Bookvalue ratio x0.30.8 39.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m18,162135,296 13.4%   
No. of employees `0008.926.3 34.0%   
Total wages & salary Rs m11,75826,469 44.4%   
Avg. income/employee Rs Th9,564.96,691.4 142.9%   
Avg. wages/employee Rs Th1,314.01,004.5 130.8%   
Avg. net profit/employee Rs Th-607.4-1,418.6 42.8%   
INCOME DATA
Interest income Rs m85,587176,313 48.5%  
Other income Rs m4,88642,063 11.6%   
Interest expense Rs m62,790123,521 50.8%   
Net interest income Rs m22,79752,791 43.2%  
Operating expense Rs m17,11144,516 38.4%   
Gross profit Rs m5,6868,276 68.7%  
Gross profit margin %6.64.7 141.5%  
Provisions/contingencies Rs m25,709132,171 19.5%   
Profit before tax Rs m-8,588-59,605 14.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-3,153-22,227 14.2%   
Profit after tax Rs m-5,435-37,379 14.5%  
Net profit margin %-6.3-21.2 30.0%  
BALANCE SHEET DATA
Advances Rs m691,7551,325,976 52.2%   
Deposits Rs m985,5762,225,341 44.3%  
Credit/Deposit ratio x70.259.6 117.8%  
Yield on advances %8.78.8 98.6%   
Cost of deposits %6.15.2 117.1%   
Net Interest Margin %2.22.3 97.6%  
Net fixed assets Rs m12,30433,369 36.9%   
Share capital Rs m5,64991,417 6.2%   
Free reserves Rs m25,97672,182 36.0%   
Net worth Rs m55,318163,599 33.8%   
Borrowings Rs m27,14061,460 44.2%   
Investments Rs m261,729669,323 39.1%   
Total assets Rs m1,089,8212,500,075 43.6%  
Debt/equity ratio x18.314.0 131.0%   
Return on assets %-0.5-1.5 33.4%  
Return on equity %-9.8-22.8 43.0%  
Capital adequacy ratio %10.910.2 107.1%  
Net NPAs %7.210.8 66.8%  
CASH FLOW
From Operations Rs m-973-7,859 12.4%  
From Investments Rs m-611-6,471 9.4%  
From Financial Activity Rs m-3,56157,795 -6.2%  
Net Cashflow Rs m-5,14543,465 -11.8%  

Share Holding

Indian Promoters % 79.6 73.8 107.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.8 15.3 70.6%  
FIIs % 1.8 1.9 94.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.8 9.1 85.7%  
Shareholders   150,895 250,609 60.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   DENA BANK  IDBI BANK  IDFC FIRST BANK  CORPORATION BANK  SBI  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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PUNJAB & SIND BANK Announces Quarterly Results (1QFY20); Net Profit Up 92.4% (Quarterly Result Update)

Aug 13, 2019 | Updated on Aug 13, 2019

For the quarter ended June 2019, PUNJAB & SIND BANK has posted a net profit of Rs 303 m (up 92.4% YoY). Sales on the other hand came in at Rs 21 bn (down 5.2% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (4QFY19); Net Profit Up 88.8% (Quarterly Result Update)

May 29, 2019 | Updated on May 29, 2019

For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (4QFY19); Net Profit Up 45.0% (Quarterly Result Update)

May 10, 2019 | Updated on May 10, 2019

For the quarter ended March 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 20 bn (up 45.0% YoY). Sales on the other hand came in at Rs 46 bn (down 5.6% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (3QFY19); Net Profit Up 108.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, PUNJAB & SIND BANK has posted a net profit of Rs 223 m (up 108.7% YoY). Sales on the other hand came in at Rs 22 bn (up 5.5% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

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