X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Punjab & Sind Bank with PNB - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

PUNJAB & SIND BANK vs PNB - Comparison Results

PNB 
   Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    PUNJAB & SIND BANK PNB PUNJAB & SIND BANK/
PNB
 
P/E (TTM) x 5.8 -19.1 - View Chart
P/BV x 0.3 0.6 55.3% View Chart
Dividend Yield % 1.2 0.0 -  

Financials

 PUNJAB & SIND BANK   PNB
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-15
PNB
Mar-16
PUNJAB & SIND BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs84167 50.3%   
Low Rs4471 61.4%   
Income per share (Unadj.) Rs214.5258.7 82.9%  
Earnings per share (Unadj.) Rs3.0-19.6 -15.5%  
Cash flow per share (Unadj.) Rs21.3-60.5 -35.2%  
Dividends per share (Unadj.) Rs0.600-  
Avg Dividend yield %0.90-  
Book value per share (Unadj.) Rs139.8212.9 65.6%  
Shares outstanding (eoy) m400.411,963.60 20.4%   
Bonus/Rights/Conversions PAPI-  
Avg Price / Income ratio x0.30.5 64.7%   
Avg P/E ratio x21.1-6.1 -346.2%  
Avg P/CF ratio x3.41.8 188.7%  
Avg Price/Bookvalue ratio x0.50.6 81.7%  
Dividend payout %19.80-   
Avg Mkt Cap Rs m25,566233,865 10.9%   
No. of employees `0009.270.8 13.0%   
Total wages & salary Rs m8,74365,645 13.3%   
Avg. income/employee Rs Th9,355.77,175.6 130.4%   
Avg. wages/employee Rs Th952.4927.2 102.7%   
Avg. net profit/employee Rs Th132.2-542.8 -24.4%   
INCOME DATA
Interest income Rs m85,886508,039 16.9%  
Other income Rs m4,28869,766 6.1%   
Interest expense Rs m69,094343,306 20.1%   
Net interest income Rs m16,792164,733 10.2%  
Operating expense Rs m13,325103,499 12.9%   
Gross profit Rs m3,46761,234 5.7%  
Gross profit margin %4.012.1 33.5%  
Provisions/contingencies Rs m6,273167,633 3.7%   
Profit before tax Rs m1,481-52,931 -2.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,797 0.0%   
Prior Period Items Rs m00-   
Tax Rs m268-16,299 -1.6%   
Profit after tax Rs m1,214-38,430 -3.2%  
Net profit margin %1.4-7.6 -18.7%  
BALANCE SHEET DATA
Advances Rs m638,7024,460,830 14.3%   
Deposits Rs m867,1475,703,826 15.2%  
Credit/Deposit ratio x73.778.2 94.2%  
Yield on advances %10.08.4 119.4%   
Cost of deposits %7.75.4 143.9%   
Net Interest Margin %1.82.4 74.0%  
Net fixed assets Rs m9,94853,081 18.7%   
Share capital Rs m4,0043,927 102.0%   
Free reserves Rs m31,061295,310 10.5%   
Net worth Rs m55,962418,043 13.4%   
Borrowings Rs m30,482816,737 3.7%   
Investments Rs m267,5171,651,265 16.2%   
Total assets Rs m977,5347,127,930 13.7%  
Debt/equity ratio x16.015.6 102.8%   
Return on assets %0.1-0.5 -23.0%  
Return on equity %2.2-9.2 -23.6%  
Capital adequacy ratio %11.213.7 82.3%  
Net NPAs %3.68.6 41.2%  
CASH FLOW
From Operations Rs m-19,816141,670 -14.0%  
From Investments Rs m-845-13,515 6.3%  
From Financial Activity Rs m-39259,747 -0.7%  
Net Cashflow Rs m-21,053187,902 -11.2%  

Share Holding

Indian Promoters % 79.6 58.9 135.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.8 18.7 57.8%  
FIIs % 1.8 17.2 10.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.8 5.3 147.2%  
Shareholders   150,895 215,441 70.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   CORPORATION BANK  BANK OF INDIA  FEDERAL BANK  AXIS BANK  BANK OF BARODA  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades Strong; Consumer Durables Stocks Drag(01:30 pm)

After opening the day in green, share markets in India have continued the momentum and are trading above the dotted line. Except stocks in the consumer durables sector.

Related Views on News

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

More Views on News

Most Popular

This Small Cap Can Drive Chinese Players Out of India (and Make a Fortune in the Process)(The 5 Minute Wrapup)

Aug 17, 2017

A small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.

The Most Important Innovation in Finance Since Gold Coins(Vivek Kaul's Diary)

Aug 10, 2017

Bill connects the dots...between money and growth, real money and real resources, gold and cryptocurrencies...and between gold, cryptocurrencies, and time.

It's the Best Time to Buy IT Stocks(Daily Profit Hunter)

Aug 16, 2017

The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?

Bitcoin Continues Stellar Rise(Chart Of The Day)

Aug 10, 2017

Bitcoin hits an all-time high, is there more upside left?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

PUNJAB & SIND BANK SHARE PRICE


Aug 23, 2017 01:38 PM

TRACK PUNJAB & SIND BANK

  • Track your investment in PUNJAB & SIND BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON PUNJAB & SIND BANK

PUNJAB & SIND BANK 8-QTR ANALYSIS

COMPARE PUNJAB & SIND BANK WITH

MARKET STATS