Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

RBL BANK vs IDBI BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    RBL BANK IDBI BANK RBL BANK/
IDBI BANK
 
P/E (TTM) x 13.5 17.9 75.2% View Chart
P/BV x 1.2 2.1 58.1% View Chart
Dividend Yield % 0.6 1.1 50.0%  

Financials

 RBL BANK   IDBI BANK
EQUITY SHARE DATA
    RBL BANK
Mar-23
IDBI BANK
Mar-23
RBL BANK/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs18962 305.2%   
Low Rs7431 243.1%   
Income per share (Unadj.) Rs159.319.2 831.7%  
Earnings per share (Unadj.) Rs15.33.4 445.0%  
Cash flow per share (Unadj.) Rs83.95.4 1,550.2%  
Dividends per share (Unadj.) Rs1.501.00 150.0%  
Avg Dividend yield %1.12.2 52.7%  
Book value per share (Unadj.) Rs224.343.1 520.8%  
Shares outstanding (eoy) m599.5710,752.40 5.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.82.4 34.2%   
Avg P/E ratio x8.613.4 64.0%  
Avg P/CF ratio x3.55.6 62.4%  
Avg Price/Bookvalue ratio x0.61.1 54.7%  
Dividend payout %9.829.0 33.7%   
Avg Mkt Cap Rs m78,948497,299 15.9%   
No. of employees `000NANA-   
Total wages & salary Rs m16,53536,914 44.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m95,496205,915 46.4%  
Other income Rs m25,06945,754 54.8%   
Interest expense Rs m46,78691,304 51.2%   
Net interest income Rs m48,709114,611 42.5%  
Operating expense Rs m51,34872,326 71.0%   
Gross profit Rs m-2,63842,285 -6.2%  
Gross profit margin %-2.820.5 -13.5%  
Provisions/contingencies Rs m13,23551,171 25.9%   
Profit before tax Rs m12,21136,868 33.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-219 -0.0%   
Prior Period Items Rs m0411 0.0%   
Tax Rs m3,0160-   
Profit after tax Rs m9,19537,061 24.8%  
Net profit margin %9.618.0 53.5%  
BALANCE SHEET DATA
Advances Rs m701,8641,625,458 43.2%   
Deposits Rs m848,7472,553,222 33.2%  
Credit/Deposit ratio x82.763.7 129.9%  
Yield on advances %10.88.2 131.1%   
Cost of deposits %4.73.1 154.1%   
Net Interest Margin %4.94.4 113.0%  
Net fixed assets Rs m5,53293,048 5.9%   
Share capital Rs m5,996107,524 5.6%   
Free reserves Rs m128,511355,668 36.1%   
Net worth Rs m134,507463,192 29.0%   
Borrowings Rs m133,317126,378 105.5%   
Investments Rs m287,3031,004,087 28.6%   
Total assets Rs m1,158,0573,314,977 34.9%  
Debt/equity ratio x7.35.8 126.2%   
Return on assets %0.81.1 71.0%  
Return on equity %6.88.0 85.4%  
Capital adequacy ratio %16.920.4 82.8%  
Net NPAs %1.10.9 119.6%  
CASH FLOW
From Operations Rs m-110,312-26,009 424.1%  
From Investments Rs m-2,336-2,945 79.3%  
From Financial Activity Rs m22,347-35,645 -62.7%  
Net Cashflow Rs m-90,301-64,485 140.0%  

Share Holding

Indian Promoters % 0.0 94.7 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 45.7 0.6 7,488.5%  
FIIs % 25.1 0.5 5,586.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 5.3 1,890.4%  
Shareholders   358,110 672,434 53.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on RBL BANK vs IDBI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs IDBI Bank Share Price Performance

Period RBL BANK IDBI Bank S&P BSE BANKEX
1-Day 1.26% 0.68% -0.70%
1-Month 10.62% 10.15% 3.35%
1-Year 73.17% 66.87% 12.35%
3-Year CAGR 12.93% 37.40% 14.13%
5-Year CAGR -16.87% 15.66% 10.11%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the IDBI Bank share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of IDBI Bank the stake stands at 94.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of IDBI Bank.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 9.8%.

IDBI Bank paid Rs 1.0, and its dividend payout ratio stood at 29.0%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of IDBI Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Tanks 609 Points | Auto Stocks Drag | Bajaj Finance, L&T Technology Sink 7% Sensex Today Tanks 609 Points | Auto Stocks Drag | Bajaj Finance, L&T Technology Sink 7%(Closing)

After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.