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REC vs BAJAJ FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    REC BAJAJ FINANCE REC/
BAJAJ FINANCE
 
P/E (TTM) x 3.0 32.4 9.1% View Chart
P/BV x 0.6 8.0 7.4% View Chart
Dividend Yield % 13.3 0.3 3,820.7%  

Financials

 REC   BAJAJ FINANCE
EQUITY SHARE DATA
    REC
Mar-22
BAJAJ FINANCE
Mar-22
REC/
BAJAJ FINANCE
5-Yr Chart
Click to enlarge
High Rs1278,044 1.6%   
Low Rs874,362 2.0%   
Income per share (Unadj.) Rs198.9524.8 37.9%  
Earnings per share (Unadj.) Rs50.8116.5 43.6%  
Cash flow per share (Unadj.) Rs87.4355.3 24.6%  
Dividends per share (Unadj.) Rs15.3020.00 76.5%  
Avg Dividend yield %14.30.3 4,434.7%  
Book value per share (Unadj.) Rs259.8718.0 36.2%  
Shares outstanding (eoy) m1,974.92603.28 327.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.511.8 4.6%   
Avg P/E ratio x2.153.2 4.0%  
Avg P/CF ratio x2.153.2 4.0%  
Avg Price/Bookvalue ratio x0.48.6 4.8%  
Dividend payout %30.117.2 175.4%   
Avg Mkt Cap Rs m211,3023,741,873 5.6%   
No. of employees `000NANA-   
Total wages & salary Rs m1,80135,897 5.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m392,818316,590 124.1%  
Other income Rs m70280 878.0%   
Interest expense Rs m220,53998,477 223.9%   
Net interest income Rs m172,280218,113 79.0%  
Operating expense Rs m48,375119,309 40.5%   
Gross profit Rs m123,90498,804 125.4%  
Gross profit margin %31.531.2 101.1%  
Provisions/contingencies Rs m4624 192.5%   
Profit before tax Rs m124,42395,038 130.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-1180-   
Tax Rs m23,94824,756 96.7%   
Profit after tax Rs m100,35770,282 142.8%  
Net profit margin %25.522.2 115.1%  
BALANCE SHEET DATA
Advances Rs m3,719,3051,914,233 194.3%   
Deposits Rs m0307,995 0.0%  
Credit/Deposit ratio x0621.5- 
Yield on advances %00-   
Cost of deposits %01.1-  
Net Interest Margin %4.310.7 40.1%  
Net fixed assets Rs m6,28317,163 36.6%   
Share capital Rs m25,3331,207 2,099.6%   
Free reserves Rs m487,808431,945 112.9%   
Net worth Rs m513,141433,151 118.5%   
Borrowings Rs m112,767141,625 79.6%   
Investments Rs m299,039125,910 237.5%   
Total assets Rs m4,108,1812,115,543 194.2%  
Debt/equity ratio x0.21.0 21.2%   
Return on assets %2.43.3 73.5%  
Return on equity %19.616.2 120.5%  
Capital adequacy ratio %23.627.2 86.7%  
Net NPAs %1.50.9 177.6%  
CASH FLOW
From Operations Rs m-39,097-370,286 10.6%  
From Investments Rs m-2,87563,468 -4.5%  
From Financial Activity Rs m31,589322,396 9.8%  
Net Cashflow Rs m-10,38315,578 -66.6%  

Share Holding

Indian Promoters % 52.6 55.9 94.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 33.6 32.3 104.1%  
FIIs % 21.5 19.9 108.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.4 44.1 107.4%  
Shareholders   550,067 816,292 67.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare REC With:   HDFC    POWER FINANCE CORPORATION    INDIABULLS HOU. FIN.    MANAPPURAM FINANCE    INDOSTAR CAPITAL    


More on REC vs Bajaj Finance

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

REC vs Bajaj Finance Share Price Performance

Period REC Bajaj Finance
1-Day -4.36% -0.71%
1-Month 1.63% -11.50%
1-Year 14.46% -15.84%
3-Year CAGR 2.13% 11.38%
5-Year CAGR -0.48% 27.41%

* Compound Annual Growth Rate

Here are more details on the REC share price and the Bajaj Finance share price.

Moving on to shareholding structures...

The promoters of REC hold a 52.6% stake in the company. In case of Bajaj Finance the stake stands at 55.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of Bajaj Finance.

Finally, a word on dividends...

In the most recent financial year, REC paid a dividend of Rs 15.3 per share. This amounted to a Dividend Payout ratio of 30.1%.

Bajaj Finance paid Rs 20.0, and its dividend payout ratio stood at 17.2%.

You may visit here to review the dividend history of REC, and the dividend history of Bajaj Finance.

For a sector overview, read our finance sector report.



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