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RICHFIELD FINANCIAL SERVICES vs SBI CARDS - Comparison Results

Rs 100 invested in...

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Current Valuations

    RICHFIELD FINANCIAL SERVICES SBI CARDS RICHFIELD FINANCIAL SERVICES/
SBI CARDS
 
P/E (TTM) x 43.2 28.1 153.9% View Chart
P/BV x 3.2 6.9 46.4% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 RICHFIELD FINANCIAL SERVICES   SBI CARDS
EQUITY SHARE DATA
    RICHFIELD FINANCIAL SERVICES
Mar-23
SBI CARDS
Mar-23
RICHFIELD FINANCIAL SERVICES/
SBI CARDS
5-Yr Chart
Click to enlarge
High Rs91,029 0.8%   
Low Rs9656 1.3%   
Income per share (Unadj.) Rs0.9144.5 0.6%  
Earnings per share (Unadj.) Rs023.9 0.1%  
Cash flow per share (Unadj.) Rs-9.0124.7 -7.3%  
Dividends per share (Unadj.) Rs02.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs21.2103.5 20.5%  
Shares outstanding (eoy) m3.75946.07 0.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x9.85.8 167.9%   
Avg P/E ratio x384.735.3 1,090.2%  
Avg P/CF ratio x0.934.6 2.5%  
Avg Price/Bookvalue ratio x0.48.1 5.1%  
Dividend payout %010.5 0.0%   
Avg Mkt Cap Rs m33796,997 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m15,619 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m3136,666 0.0%  
Other income Rs m06,190 0.0%   
Interest expense Rs m022,840 0.0%   
Net interest income Rs m3113,826 0.0%  
Operating expense Rs m388,073 0.0%   
Gross profit Rs m025,754 0.0%  
Gross profit margin %10.318.8 54.7%  
Provisions/contingencies Rs m37449 8.2%   
Profit before tax Rs m030,306 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m07,721 -0.0%   
Profit after tax Rs m022,585 0.0%  
Net profit margin %2.616.5 15.6%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %22.8524.4 4.4%  
Net fixed assets Rs m15,510 0.0%   
Share capital Rs m389,461 0.4%   
Free reserves Rs m4288,439 0.0%   
Net worth Rs m7997,899 0.1%   
Borrowings Rs m0231,429 0.0%   
Investments Rs m1521,705 0.1%   
Total assets Rs m82452,989 0.0%  
Debt/equity ratio x02.4 0.0%   
Return on assets %0.15.0 2.1%  
Return on equity %0.123.1 0.5%  
Capital adequacy ratio %023.1 0.0%  
Net NPAs %00.9 0.0%  
CASH FLOW
From Operations Rs m-20-66,705 0.0%  
From Investments Rs m2-9,214 -0.0%  
From Financial Activity Rs mNA78,236 0.0%  
Net Cashflow Rs m-182,316 -0.8%  

Share Holding

Indian Promoters % 47.5 68.6 69.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 25.3 -  
FIIs % 0.0 8.6 -  
ADR/GDR % 0.0 0.0 -  
Free float % 52.5 31.4 167.3%  
Shareholders   757 1,036,632 0.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RICHFIELD FINANCIAL SERVICES With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    HUDCO    EDELWEISS FINANCIAL    


More on RICHFIELD FINANCIAL SERVICES vs SBI CARDS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RICHFIELD FINANCIAL SERVICES vs SBI CARDS Share Price Performance

Period RICHFIELD FINANCIAL SERVICES SBI CARDS
1-Day 2.00% 0.38%
1-Month 37.83% -4.90%
1-Year 641.42% -19.93%
3-Year CAGR 111.21% -13.34%
5-Year CAGR 41.86% 0.79%

* Compound Annual Growth Rate

Here are more details on the RICHFIELD FINANCIAL SERVICES share price and the SBI CARDS share price.

Moving on to shareholding structures...

The promoters of RICHFIELD FINANCIAL SERVICES hold a 47.5% stake in the company. In case of SBI CARDS the stake stands at 68.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RICHFIELD FINANCIAL SERVICES and the shareholding pattern of SBI CARDS.

Finally, a word on dividends...

In the most recent financial year, RICHFIELD FINANCIAL SERVICES paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 10.5%.

You may visit here to review the dividend history of RICHFIELD FINANCIAL SERVICES, and the dividend history of SBI CARDS.

For a sector overview, read our finance sector report.



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