Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

TAMILNAD MERCANTILE BANK vs BANK OF BARODA - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    TAMILNAD MERCANTILE BANK BANK OF BARODA TAMILNAD MERCANTILE BANK/
BANK OF BARODA
 
P/E (TTM) x 6.9 7.3 93.8% View Chart
P/BV x 1.1 1.3 82.8% View Chart
Dividend Yield % 2.1 2.1 101.9%  

Financials

 TAMILNAD MERCANTILE BANK   BANK OF BARODA
EQUITY SHARE DATA
    TAMILNAD MERCANTILE BANK
Mar-23
BANK OF BARODA
Mar-23
TAMILNAD MERCANTILE BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs548197 277.8%   
Low Rs39690 440.8%   
Income per share (Unadj.) Rs257.7182.0 141.6%  
Earnings per share (Unadj.) Rs65.028.8 225.5%  
Cash flow per share (Unadj.) Rs126.369.5 181.9%  
Dividends per share (Unadj.) Rs10.005.50 181.8%  
Avg Dividend yield %2.13.8 55.3%  
Book value per share (Unadj.) Rs437.5203.1 215.4%  
Shares outstanding (eoy) m158.355,171.36 3.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.80.8 232.3%   
Avg P/E ratio x7.35.0 145.8%  
Avg P/CF ratio x4.82.4 194.7%  
Avg Price/Bookvalue ratio x1.10.7 152.7%  
Dividend payout %15.419.1 80.6%   
Avg Mkt Cap Rs m74,754742,349 10.1%   
No. of employees `000NANA-   
Total wages & salary Rs m6,187143,427 4.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m40,810941,386 4.3%  
Other income Rs m6,291166,394 3.8%   
Interest expense Rs m19,869499,422 4.0%   
Net interest income Rs m20,941441,964 4.7%  
Operating expense Rs m11,504306,445 3.8%   
Gross profit Rs m9,437135,520 7.0%  
Gross profit margin %23.114.4 160.6%  
Provisions/contingencies Rs m5,436155,035 3.5%   
Profit before tax Rs m13,936205,645 6.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,000 -0.0%   
Prior Period Items Rs m03,173 0.0%   
Tax Rs m3,64458,767 6.2%   
Profit after tax Rs m10,293149,052 6.9%  
Net profit margin %25.215.8 159.3%  
BALANCE SHEET DATA
Advances Rs m372,8979,636,518 3.9%   
Deposits Rs m477,66512,346,820 3.9%  
Credit/Deposit ratio x78.178.0 100.0%  
Yield on advances %8.46.8 123.5%   
Cost of deposits %4.13.5 118.4%   
Net Interest Margin %4.13.2 125.4%  
Net fixed assets Rs m2,45688,760 2.8%   
Share capital Rs m1,58410,355 15.3%   
Free reserves Rs m67,7001,040,192 6.5%   
Net worth Rs m69,2831,050,547 6.6%   
Borrowings Rs m5,2501,079,102 0.5%   
Investments Rs m141,5603,974,872 3.6%   
Total assets Rs m578,95415,258,790 3.8%  
Debt/equity ratio x7.012.8 54.5%   
Return on assets %1.81.0 182.0%  
Return on equity %14.914.2 104.7%  
Capital adequacy ratio %26.316.2 161.7%  
Net NPAs %0.60.9 69.7%  
CASH FLOW
From Operations Rs m-12,698-212,706 6.0%  
From Investments Rs m-886-10,963 8.1%  
From Financial Activity Rs m10,884-54,884 -19.8%  
Net Cashflow Rs m-2,700-278,552 1.0%  

Share Holding

Indian Promoters % 0.0 64.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 6.2 28.7 21.6%  
FIIs % 3.5 12.4 27.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 36.0 277.5%  
Shareholders   113,643 1,329,618 8.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare TAMILNAD MERCANTILE BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on TAMILNAD MERCANTILE BANK vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

TAMILNAD MERCANTILE BANK vs Bank of Baroda Share Price Performance

Period TAMILNAD MERCANTILE BANK Bank of Baroda S&P BSE BANKEX
1-Day 0.25% -0.74% 0.37%
1-Month -3.49% 0.81% 3.43%
1-Year 11.06% 40.57% 10.92%
3-Year CAGR -2.86% 50.17% 13.06%
5-Year CAGR -1.73% 18.45% 10.84%

* Compound Annual Growth Rate

Here are more details on the TAMILNAD MERCANTILE BANK share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of TAMILNAD MERCANTILE BANK hold a 0.0% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of TAMILNAD MERCANTILE BANK and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, TAMILNAD MERCANTILE BANK paid a dividend of Rs 10.0 per share. This amounted to a Dividend Payout ratio of 15.4%.

Bank of Baroda paid Rs 5.5, and its dividend payout ratio stood at 19.1%.

You may visit here to review the dividend history of TAMILNAD MERCANTILE BANK, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Ends 253 Points Higher | Nifty Tops 22,450 | Smallcap Stocks Shine Sensex Today Ends 253 Points Higher | Nifty Tops 22,450 | Smallcap Stocks Shine(Closing)

After opening the day marginally higher, Indian share markets reversed the trend as the session progressed and ended the day lower.