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UCO BANK vs BANK OF BARODA - Comparison Results

Rs 100 invested in...

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Current Valuations

    UCO BANK BANK OF BARODA UCO BANK/
BANK OF BARODA
 
P/E (TTM) x 39.9 7.5 532.3% View Chart
P/BV x 2.7 1.3 201.8% View Chart
Dividend Yield % 0.0 2.1 -  

Financials

 UCO BANK   BANK OF BARODA
EQUITY SHARE DATA
    UCO BANK
Mar-23
BANK OF BARODA
Mar-23
UCO BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs38197 19.3%   
Low Rs1190 11.7%   
Income per share (Unadj.) Rs14.8182.0 8.1%  
Earnings per share (Unadj.) Rs1.528.8 5.3%  
Cash flow per share (Unadj.) Rs4.969.5 7.1%  
Dividends per share (Unadj.) Rs05.50 0.0%  
Avg Dividend yield %03.8 0.0%  
Book value per share (Unadj.) Rs21.4203.1 10.5%  
Shares outstanding (eoy) m11,955.965,171.36 231.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.8 209.0%   
Avg P/E ratio x15.95.0 319.9%  
Avg P/CF ratio x6.82.4 276.9%  
Avg Price/Bookvalue ratio x1.10.7 160.8%  
Dividend payout %019.1 0.0%   
Avg Mkt Cap Rs m290,948742,349 39.2%   
No. of employees `000NANA-   
Total wages & salary Rs m38,727143,427 27.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m176,505941,386 18.7%  
Other income Rs m25,085166,394 15.1%   
Interest expense Rs m103,074499,422 20.6%   
Net interest income Rs m73,431441,964 16.6%  
Operating expense Rs m55,109306,445 18.0%   
Gross profit Rs m18,322135,520 13.5%  
Gross profit margin %10.414.4 72.1%  
Provisions/contingencies Rs m24,783155,035 16.0%   
Profit before tax Rs m29,051205,645 14.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,000 -0.0%   
Prior Period Items Rs m-3613,173 -11.4%   
Tax Rs m10,42858,767 17.7%   
Profit after tax Rs m18,263149,052 12.3%  
Net profit margin %10.315.8 65.3%  
BALANCE SHEET DATA
Advances Rs m1,558,7029,636,518 16.2%   
Deposits Rs m2,493,37712,346,820 20.2%  
Credit/Deposit ratio x62.578.0 80.1%  
Yield on advances %6.66.8 97.2%   
Cost of deposits %3.83.5 108.7%   
Net Interest Margin %2.93.2 90.1%  
Net fixed assets Rs m34,44588,760 38.8%   
Share capital Rs m119,56010,355 1,154.6%   
Free reserves Rs m136,4771,040,192 13.1%   
Net worth Rs m256,0371,050,547 24.4%   
Borrowings Rs m205,0111,079,102 19.0%   
Investments Rs m950,0853,974,872 23.9%   
Total assets Rs m3,007,02215,258,790 19.7%  
Debt/equity ratio x10.512.8 82.5%   
Return on assets %0.61.0 62.2%  
Return on equity %7.114.2 50.3%  
Capital adequacy ratio %16.516.2 101.7%  
Net NPAs %1.30.9 144.9%  
CASH FLOW
From Operations Rs m29,829-212,706 -14.0%  
From Investments Rs m-2,673-10,963 24.4%  
From Financial Activity Rs m-3,358-54,884 6.1%  
Net Cashflow Rs m25,801-278,552 -9.3%  

Share Holding

Indian Promoters % 95.4 64.0 149.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.4 28.7 4.7%  
FIIs % 0.0 12.4 0.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 4.6 36.0 12.8%  
Shareholders   739,097 1,329,618 55.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UCO BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on UCO Bank vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UCO Bank vs Bank of Baroda Share Price Performance

Period UCO Bank Bank of Baroda S&P BSE BANKEX
1-Day 0.49% -0.20% -0.70%
1-Month 13.04% 2.52% 3.35%
1-Year 102.67% 46.09% 12.35%
3-Year CAGR 73.23% 61.63% 14.13%
5-Year CAGR 25.53% 16.81% 10.11%

* Compound Annual Growth Rate

Here are more details on the UCO Bank share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of UCO Bank hold a 95.4% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UCO Bank and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, UCO Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Bank of Baroda paid Rs 5.5, and its dividend payout ratio stood at 19.1%.

You may visit here to review the dividend history of UCO Bank, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



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