Punjab & Sind Bank Fact Sheet, Punjab & Sind Bank Financial Results - Equitymaster

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Punjab & Sind Bank Fact Sheet    (PSB)


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Here is the latest financial fact sheet of Punjab & Sind Bank. For more details, see the Punjab & Sind Bank quarterly results and Punjab & Sind Bank share price and chart. For a sector overview, read our banking sector report.

PUNJAB & SIND BANK Price History

Price Rs 13.9
Mkt Cap Rs m 5,550
Vol '000 296.2
P/E X -0.6
P/CF X 0.5
EPS (TTM) Rs -24.5
% ch % -0.5
No. of shares m 400.41
% ch week % 0.0
% ch 1-mth % 29.2
% ch 12-mth % -28.6
52 week H/L Rs 23.1/9.2
(As on Dec 1, 2020 (Close))
* Results Consolidated
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PUNJAB & SIND BANK Financials

No. of Mths
Year Ending
12
Mar-15
12
Mar-16
12
Mar-17
12
Mar-18
12
Mar-19
5-Yr Chart
Click to enlarge
PUNJAB & SIND BANK EQUITY SHARE DATA
High Rs8456597240 
Low Rs4432343324 
Income per share (Unadj.) Rs214.5218.4204.1140.7151.5 
Earnings per share (Unadj.) Rs3.08.45.0-13.2-9.6 
Diluted earnings per shareRs3.08.45.0-18.6-13.6 
Cash flow per share (Unadj.) Rs21.327.818.8-9.1-30.4 
Dividends per share (Unadj.) Rs0.601.65000 
Adj. dividends per shareRs0.601.650.000.000.00 
Avg Dividend yield %0.93.8000 
Book value per share (Unadj.) Rs139.8149.1153.4119.497.9 
Adj. book value per shareRs139.8149.1153.4168.5138.2 
Shares outstanding (eoy) m400.41400.41400.41564.91564.91 
Bonus/Rights/Conversions  PA---- 
Avg Price / Income ratio x0.30.20.20.40.2 
Avg P/E ratio x21.15.29.2-4.0-3.3 
Avg P/CF ratio x3.41.61.63.50.9 
Avg Price/Bookvalue ratio x0.50.30.30.40.3 
Dividend payout %19.819.7000 
Avg Mkt Cap Rs m25,56617,57818,55929,85518,162 
No. of employees `0009.29.49.49.38.9 
Total wages & salary Rs m8,7438,9409,90111,23011,758 
Avg. income/employee Rs Th9,355.79,299.58,694.58,528.79,564.9 
Avg. wages/employee Rs Th952.4950.81,053.31,204.91,314.0 
Avg. net profit/employee Rs Th132.2357.3213.9-798.1-607.4 
PUNJAB & SIND BANK INCOME DATA
Interest income Rs m85,88687,44381,72979,48885,587 
Other income Rs m4,2884,7855,7815,8124,886 
Interest expense Rs m69,09465,68660,13557,13662,790 
Net interest income Rs m16,79221,75821,59322,35222,797 
Operating expense Rs m13,32513,84414,95616,71717,111 
Gross profit Rs m3,4677,9146,6385,6355,686 
Gross profit margin %4.09.18.17.16.6 
Provisions/contingencies Rs m6,2737,7159,91415,90625,709 
Profit before tax Rs m1,4814,9842,505-5,948-8,588 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00000 
Tax Rs m2681,6244941,490-3,153 
Profit after tax Rs m1,2143,3602,011-7,438-5,435 
Net profit margin %1.43.82.5-9.4-6.3 
PUNJAB & SIND BANK BALANCE SHEET DATA
Advances Rs m638,702639,161583,345665,695691,755 
Deposits Rs m867,147912,500855,4021,017,262985,576 
Credit/Deposit ratio x73.770.068.265.470.2 
Yield on advances %10.010.49.77.98.7 
Cost of deposits %7.76.96.85.36.1 
Net Interest Margin %1.82.32.42.12.2 
Net fixed assets Rs m9,94811,33410,95410,82612,304 
Share capital Rs m4,0044,0044,0045,6495,649 
Free reserves Rs m31,06132,39732,84232,48525,976 
Net worth Rs m55,96259,70261,42567,47655,318 
Borrowings Rs m30,48228,39029,58436,83027,140 
Investments Rs m240,066276,450279,485329,818261,729 
Total assets Rs m977,5341,025,814966,4341,137,5921,089,821 
Debt/equity ratio x16.015.814.415.618.3 
Return on assets %0.10.30.2-0.7-0.5 
Return on equity %2.25.63.3-11.0-9.8 
Capital adequacy ratio %11.211.811.111.310.9 
Net NPAs %3.64.67.56.97.2 
PUNJAB & SIND BANK CASH FLOW
From Operations Rs m -19,816 9,295 -4,952 10,633 -973 
From Investments Rs m -845 -379 -335 -514 -611 
From Financial Activity Rs m -392 -2,086 2,159 15,310 -3,561 
Net Cashflow Rs m -21,053 6,831 -3,128 25,429 -5,145 
* Results Consolidated
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Share Holding

Indian Promoters 79.6%
Foreign collaborators 0.0%
Indian inst/Mut Fund 10.8%
FIIs 1.8%
ADR/GDR 0.0%
Free float 7.8%
Shareholders 150,895
Pledged promoter(s) holding 0.0%
 

Company Information

REGD OFF 21, Bank House, Rajendra Place, New Delhi - 110 008
E-MAIL complianceofficer@psb.co.in WEB www.psbindia.com
TELEPHONE (011) 2578 2926 FAX (011) 2578 1639
SECTOR BANKING GROUP MISCELLANEOUS
TR AGENT Link Intime India, 44, Naraina Indl. Area, Phase-I, New Delhi-28
AUDITOR R. kothari & Co.
CHM: Jatinderbin Sing (IAS) COMP SEC: Ajit Singh Ahuja YEAR OF INC: 1980 BSE CODE: 533295 FV (Rs): 10 DIV YIELD (%): -

More Banking Company Fact Sheets:   IDFC FIRST BANK  HDFC BANK  BANK OF MAHARASHTRA  ING VYSYA BANK  FEDERAL BANK  

Compare PUNJAB & SIND BANK With:   IDFC FIRST BANK  HDFC BANK  BANK OF MAHARASHTRA  ING VYSYA BANK  FEDERAL BANK  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  




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Aug 13, 2019 | Updated on Aug 13, 2019

For the quarter ended June 2019, PUNJAB & SIND BANK has posted a net profit of Rs 303 m (up 92.4% YoY). Sales on the other hand came in at Rs 21 bn (down 5.2% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

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May 29, 2019 | Updated on May 29, 2019

For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

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