BENGAL & ASSAM | CAPITAL FIRST | BENGAL & ASSAM/ CAPITAL FIRST |
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P/E (TTM) | x | 2.6 | 15.0 | 17.4% | View Chart |
P/BV | x | 1.7 | 2.2 | 76.2% | View Chart |
Dividend Yield | % | 0.3 | 0.5 | 63.4% |
BENGAL & ASSAM CAPITAL FIRST |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-23 |
CAPITAL FIRST Mar-18 |
BENGAL & ASSAM/ CAPITAL FIRST |
5-Yr Chart Click to enlarge
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High | Rs | 4,662 | 902 | 516.8% | |
Low | Rs | 2,161 | 610 | 354.3% | |
Income per share (Unadj.) | Rs | 14,594.4 | 381.0 | 3,830.7% | |
Earnings per share (Unadj.) | Rs | 829.8 | 33.1 | 2,508.2% | |
Cash flow per share (Unadj.) | Rs | 13,658.5 | 37.8 | 36,123.7% | |
Dividends per share (Unadj.) | Rs | 25.00 | 2.80 | 892.9% | |
Avg Dividend yield | % | 0.7 | 0.4 | 197.9% | |
Book value per share (Unadj.) | Rs | 4,879.1 | 264.5 | 1,844.8% | |
Shares outstanding (eoy) | m | 11.30 | 98.97 | 11.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.2 | 2.0 | 11.8% | |
Avg P/E ratio | x | 4.1 | 22.8 | 18.0% | |
Avg P/CF ratio | x | 2.5 | 3.2 | 77.8% | |
Avg Price/Bookvalue ratio | x | 0.7 | 2.9 | 24.5% | |
Dividend payout | % | 3.0 | 8.5 | 35.6% | |
Avg Mkt Cap | Rs m | 38,537 | 74,818 | 51.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,508 | 3,348 | 433.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 164,916 | 37,706 | 437.4% | |
Other income | Rs m | 835 | 414 | 201.6% | |
Interest expense | Rs m | 4,878 | 13,824 | 35.3% | |
Net interest income | Rs m | 160,038 | 23,882 | 670.1% | |
Operating expense | Rs m | 149,030 | 19,078 | 781.2% | |
Gross profit | Rs m | 11,008 | 4,804 | 229.2% | |
Gross profit margin | % | 6.7 | 12.7 | 52.4% | |
Provisions/contingencies | Rs m | 6,209 | 20,275 | 30.6% | |
Profit before tax | Rs m | 6,670 | 4,939 | 135.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -1,329 | 0 | - | |
Prior Period Items | Rs m | 6,179 | 0 | - | |
Tax | Rs m | 2,142 | 1,664 | 128.7% | |
Profit after tax | Rs m | 9,377 | 3,274 | 286.4% | |
Net profit margin | % | 5.7 | 8.7 | 65.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 1,229 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 439.9 | 15.0 | 2,926.5% | |
Net fixed assets | Rs m | 69,027 | 831 | 8,308.9% | |
Share capital | Rs m | 113 | 990 | 11.4% | |
Free reserves | Rs m | 55,021 | 25,186 | 218.5% | |
Net worth | Rs m | 55,134 | 26,175 | 210.6% | |
Borrowings | Rs m | 21,272 | 40,449 | 52.6% | |
Investments | Rs m | 36,385 | 158,893 | 22.9% | |
Total assets | Rs m | 172,260 | 260,691 | 66.1% | |
Debt/equity ratio | x | 0.5 | 1.5 | 35.0% | |
Return on assets | % | 5.4 | 1.3 | 433.4% | |
Return on equity | % | 17.0 | 12.5 | 136.0% | |
Capital adequacy ratio | % | 0 | 15.9 | 0.0% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 14,373 | -76,501 | -18.8% | |
From Investments | Rs m | -6,502 | -947 | 686.6% | |
From Financial Activity | Rs m | -7,782 | 75,797 | -10.3% | |
Net Cashflow | Rs m | 119 | -1,651 | -7.2% |
Indian Promoters | % | 73.0 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 35.5 | - | |
Indian inst/Mut Fund | % | 4.3 | 30.4 | 14.2% | |
FIIs | % | 4.3 | 19.9 | 21.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 64.5 | 41.9% | |
Shareholders | 21,019 | 139,594 | 15.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | CAPITAL FIRST |
---|---|---|
1-Day | -0.36% | -0.53% |
1-Month | -5.80% | 8.41% |
1-Year | 122.43% | -16.11% |
3-Year CAGR | 82.65% | 12.35% |
5-Year CAGR | 38.90% | 30.82% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the CAPITAL FIRST share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of CAPITAL FIRST the stake stands at 35.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of CAPITAL FIRST.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 25.0 per share. This amounted to a Dividend Payout ratio of 3.0%.
CAPITAL FIRST paid Rs 2.8, and its dividend payout ratio stood at 8.5%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of CAPITAL FIRST.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets reversed the trend as the session progressed and ended lower.