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BENGAL & ASSAM vs CAPITAL FIRST - Comparison Results

Rs 100 invested in...

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Current Valuations

    BENGAL & ASSAM CAPITAL FIRST BENGAL & ASSAM/
CAPITAL FIRST
 
P/E (TTM) x 2.6 15.0 17.4% View Chart
P/BV x 1.7 2.2 76.2% View Chart
Dividend Yield % 0.3 0.5 63.4%  

Financials

 BENGAL & ASSAM   CAPITAL FIRST
EQUITY SHARE DATA
    BENGAL & ASSAM
Mar-23
CAPITAL FIRST
Mar-18
BENGAL & ASSAM/
CAPITAL FIRST
5-Yr Chart
Click to enlarge
High Rs4,662902 516.8%   
Low Rs2,161610 354.3%   
Income per share (Unadj.) Rs14,594.4381.0 3,830.7%  
Earnings per share (Unadj.) Rs829.833.1 2,508.2%  
Cash flow per share (Unadj.) Rs13,658.537.8 36,123.7%  
Dividends per share (Unadj.) Rs25.002.80 892.9%  
Avg Dividend yield %0.70.4 197.9%  
Book value per share (Unadj.) Rs4,879.1264.5 1,844.8%  
Shares outstanding (eoy) m11.3098.97 11.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.22.0 11.8%   
Avg P/E ratio x4.122.8 18.0%  
Avg P/CF ratio x2.53.2 77.8%  
Avg Price/Bookvalue ratio x0.72.9 24.5%  
Dividend payout %3.08.5 35.6%   
Avg Mkt Cap Rs m38,53774,818 51.5%   
No. of employees `000NANA-   
Total wages & salary Rs m14,5083,348 433.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m164,91637,706 437.4%  
Other income Rs m835414 201.6%   
Interest expense Rs m4,87813,824 35.3%   
Net interest income Rs m160,03823,882 670.1%  
Operating expense Rs m149,03019,078 781.2%   
Gross profit Rs m11,0084,804 229.2%  
Gross profit margin %6.712.7 52.4%  
Provisions/contingencies Rs m6,20920,275 30.6%   
Profit before tax Rs m6,6704,939 135.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,3290-   
Prior Period Items Rs m6,1790-   
Tax Rs m2,1421,664 128.7%   
Profit after tax Rs m9,3773,274 286.4%  
Net profit margin %5.78.7 65.5%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m1,2290-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %439.915.0 2,926.5%  
Net fixed assets Rs m69,027831 8,308.9%   
Share capital Rs m113990 11.4%   
Free reserves Rs m55,02125,186 218.5%   
Net worth Rs m55,13426,175 210.6%   
Borrowings Rs m21,27240,449 52.6%   
Investments Rs m36,385158,893 22.9%   
Total assets Rs m172,260260,691 66.1%  
Debt/equity ratio x0.51.5 35.0%   
Return on assets %5.41.3 433.4%  
Return on equity %17.012.5 136.0%  
Capital adequacy ratio %015.9 0.0%  
Net NPAs %01.0 0.0%  
CASH FLOW
From Operations Rs m14,373-76,501 -18.8%  
From Investments Rs m-6,502-947 686.6%  
From Financial Activity Rs m-7,78275,797 -10.3%  
Net Cashflow Rs m119-1,651 -7.2%  

Share Holding

Indian Promoters % 73.0 0.0 -  
Foreign collaborators % 0.0 35.5 -  
Indian inst/Mut Fund % 4.3 30.4 14.2%  
FIIs % 4.3 19.9 21.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 27.0 64.5 41.9%  
Shareholders   21,019 139,594 15.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BENGAL & ASSAM With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on BENGAL & ASSAM vs CAPITAL FIRST

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BENGAL & ASSAM vs CAPITAL FIRST Share Price Performance

Period BENGAL & ASSAM CAPITAL FIRST
1-Day -0.36% -0.53%
1-Month -5.80% 8.41%
1-Year 122.43% -16.11%
3-Year CAGR 82.65% 12.35%
5-Year CAGR 38.90% 30.82%

* Compound Annual Growth Rate

Here are more details on the BENGAL & ASSAM share price and the CAPITAL FIRST share price.

Moving on to shareholding structures...

The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of CAPITAL FIRST the stake stands at 35.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of CAPITAL FIRST.

Finally, a word on dividends...

In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 25.0 per share. This amounted to a Dividend Payout ratio of 3.0%.

CAPITAL FIRST paid Rs 2.8, and its dividend payout ratio stood at 8.5%.

You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of CAPITAL FIRST.

For a sector overview, read our finance sector report.



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