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U.Y. FINCORP vs SHRIRAM CITY UNION - Comparison Results

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Current Valuations

    U.Y. FINCORP SHRIRAM CITY UNION U.Y. FINCORP/
SHRIRAM CITY UNION
 
P/E (TTM) x 8.3 9.3 88.8% View Chart
P/BV x 2.0 1.4 142.5% View Chart
Dividend Yield % 0.0 1.9 -  

Financials

 U.Y. FINCORP   SHRIRAM CITY UNION
EQUITY SHARE DATA
    U.Y. FINCORP
Mar-23
SHRIRAM CITY UNION
Mar-22
U.Y. FINCORP/
SHRIRAM CITY UNION
5-Yr Chart
Click to enlarge
High Rs182,600 0.7%   
Low Rs101,378 0.7%   
Income per share (Unadj.) Rs2.91,061.5 0.3%  
Earnings per share (Unadj.) Rs0.4172.9 0.2%  
Cash flow per share (Unadj.) Rs3.0-5,605.2 -0.1%  
Dividends per share (Unadj.) Rs037.00 0.0%  
Avg Dividend yield %01.9 0.0%  
Book value per share (Unadj.) Rs13.31,379.6 1.0%  
Shares outstanding (eoy) m190.2466.63 285.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.81.9 254.2%   
Avg P/E ratio x34.211.5 297.0%  
Avg P/CF ratio x33.50.3 10,791.7%  
Avg Price/Bookvalue ratio x1.01.4 72.6%  
Dividend payout %021.4 0.0%   
Avg Mkt Cap Rs m2,647132,538 2.0%   
No. of employees `000NANA-   
Total wages & salary Rs m1010,576 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m55670,730 0.8%  
Other income Rs m1770 24.9%   
Interest expense Rs m328,301 0.0%   
Net interest income Rs m55242,428 1.3%  
Operating expense Rs m45725,950 1.8%   
Gross profit Rs m9616,479 0.6%  
Gross profit margin %17.223.3 74.0%  
Provisions/contingencies Rs m1414,981 0.0%   
Profit before tax Rs m11115,686 0.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-130 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m344,039 0.8%   
Profit after tax Rs m7711,518 0.7%  
Net profit margin %13.916.3 85.6%  
BALANCE SHEET DATA
Advances Rs m0355,460 0.0%   
Deposits Rs m068,245 0.0%  
Credit/Deposit ratio x0520.9- 
Yield on advances %00-  
Cost of deposits %08.0-  
Net Interest Margin %157.711.5 1,374.6%  
Net fixed assets Rs m82,514 0.3%   
Share capital Rs m951666 142.8%   
Free reserves Rs m1,57991,253 1.7%   
Net worth Rs m2,53091,920 2.8%   
Borrowings Rs m027,264 0.0%   
Investments Rs m35014,374 2.4%   
Total assets Rs m2,855485,553 0.6%  
Debt/equity ratio x01.0 0.0%   
Return on assets %2.72.4 114.4%  
Return on equity %3.112.5 24.4%  
Capital adequacy ratio %026.8 0.0%  
Net NPAs %03.3 0.0%  
CASH FLOW
From Operations Rs m-33-38,613 0.1%  
From Investments Rs mNA-1,338 -0.0%  
From Financial Activity Rs m-353,477 -0.0%  
Net Cashflow Rs m-3613,527 -0.3%  

Share Holding

Indian Promoters % 71.4 36.9 193.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 33.0 -  
FIIs % 0.0 26.9 -  
ADR/GDR % 0.0 0.0 -  
Free float % 28.6 63.1 45.3%  
Shareholders   15,869 22,900 69.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare U.Y. FINCORP With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on GOLDEN SECURITIES vs SHRIRAM CITY UNION

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GOLDEN SECURITIES vs SHRIRAM CITY UNION Share Price Performance

Period GOLDEN SECURITIES SHRIRAM CITY UNION
1-Day -2.03% 0.14%
1-Month 6.24% 4.33%
1-Year 52.41% -0.93%
3-Year CAGR 99.45% 13.37%
5-Year CAGR 54.49% -1.05%

* Compound Annual Growth Rate

Here are more details on the GOLDEN SECURITIES share price and the SHRIRAM CITY UNION share price.

Moving on to shareholding structures...

The promoters of GOLDEN SECURITIES hold a 71.4% stake in the company. In case of SHRIRAM CITY UNION the stake stands at 36.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GOLDEN SECURITIES and the shareholding pattern of SHRIRAM CITY UNION.

Finally, a word on dividends...

In the most recent financial year, GOLDEN SECURITIES paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SHRIRAM CITY UNION paid Rs 37.0, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of GOLDEN SECURITIES, and the dividend history of SHRIRAM CITY UNION.

For a sector overview, read our finance sector report.



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