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BENGAL & ASSAM vs CHOLAMANDALAM INVEST - Comparison Results

Rs 100 invested in...

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Current Valuations

    BENGAL & ASSAM CHOLAMANDALAM INVEST BENGAL & ASSAM/
CHOLAMANDALAM INVEST
 
P/E (TTM) x 2.6 30.6 8.6% View Chart
P/BV x 1.7 6.9 24.9% View Chart
Dividend Yield % 0.3 0.2 174.8%  

Financials

 BENGAL & ASSAM   CHOLAMANDALAM INVEST
EQUITY SHARE DATA
    BENGAL & ASSAM
Mar-23
CHOLAMANDALAM INVEST
Mar-23
BENGAL & ASSAM/
CHOLAMANDALAM INVEST
5-Yr Chart
Click to enlarge
High Rs4,662818 569.9%   
Low Rs2,161594 363.8%   
Income per share (Unadj.) Rs14,594.4156.7 9,311.6%  
Earnings per share (Unadj.) Rs829.832.4 2,559.8%  
Cash flow per share (Unadj.) Rs13,658.587.7 15,571.4%  
Dividends per share (Unadj.) Rs25.002.00 1,250.0%  
Avg Dividend yield %0.70.3 258.7%  
Book value per share (Unadj.) Rs4,879.1173.5 2,812.1%  
Shares outstanding (eoy) m11.30822.04 1.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.24.5 5.2%   
Avg P/E ratio x4.121.8 18.9%  
Avg P/CF ratio x2.521.7 11.4%  
Avg Price/Bookvalue ratio x0.74.1 17.2%  
Dividend payout %3.06.2 48.8%   
Avg Mkt Cap Rs m38,537580,340 6.6%   
No. of employees `000NANA-   
Total wages & salary Rs m14,50813,604 106.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m164,916128,841 128.0%  
Other income Rs m8352,216 37.7%   
Interest expense Rs m4,87857,480 8.5%   
Net interest income Rs m160,03871,361 224.3%  
Operating expense Rs m149,03036,220 411.5%   
Gross profit Rs m11,00835,141 31.3%  
Gross profit margin %6.727.3 24.5%  
Provisions/contingencies Rs m6,209142 4,365.5%   
Profit before tax Rs m6,67036,146 18.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,3290-   
Prior Period Items Rs m6,179-118 -5,227.2%   
Tax Rs m2,1429,379 22.8%   
Profit after tax Rs m9,37726,649 35.2%  
Net profit margin %5.720.7 27.5%  
BALANCE SHEET DATA
Advances Rs m01,048,097 0.0%   
Deposits Rs m1,2290-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %439.96.6 6,704.1%  
Net fixed assets Rs m69,0274,026 1,714.7%   
Share capital Rs m1131,645 6.9%   
Free reserves Rs m55,021140,982 39.0%   
Net worth Rs m55,134142,627 38.7%   
Borrowings Rs m21,27267,224 31.6%   
Investments Rs m36,38539,576 91.9%   
Total assets Rs m172,2601,130,154 15.2%  
Debt/equity ratio x0.50.5 114.8%   
Return on assets %5.42.4 230.9%  
Return on equity %17.018.7 91.0%  
Capital adequacy ratio %017.1 0.0%  
Net NPAs %03.1 0.0%  
CASH FLOW
From Operations Rs m14,373-271,051 -5.3%  
From Investments Rs m-6,502-21,484 30.3%  
From Financial Activity Rs m-7,782274,665 -2.8%  
Net Cashflow Rs m119-17,870 -0.7%  

Share Holding

Indian Promoters % 73.0 50.2 145.4%  
Foreign collaborators % 0.0 0.1 -  
Indian inst/Mut Fund % 4.3 43.0 10.0%  
FIIs % 4.3 26.0 16.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 27.0 49.7 54.4%  
Shareholders   21,019 155,055 13.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BENGAL & ASSAM With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    TATA INVESTMENT    AAVAS FINANCIERS    


More on BENGAL & ASSAM vs Cholamandalam Invest

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BENGAL & ASSAM vs Cholamandalam Invest Share Price Performance

Period BENGAL & ASSAM Cholamandalam Invest
1-Day 0.37% 1.76%
1-Month 7.55% 5.10%
1-Year 135.10% 39.89%
3-Year CAGR 84.45% 28.52%
5-Year CAGR 38.75% 32.97%

* Compound Annual Growth Rate

Here are more details on the BENGAL & ASSAM share price and the Cholamandalam Invest share price.

Moving on to shareholding structures...

The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of Cholamandalam Invest the stake stands at 50.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Cholamandalam Invest.

Finally, a word on dividends...

In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 25.0 per share. This amounted to a Dividend Payout ratio of 3.0%.

Cholamandalam Invest paid Rs 2.0, and its dividend payout ratio stood at 6.2%.

You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Cholamandalam Invest.

For a sector overview, read our finance sector report.



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