BENGAL & ASSAM | CHOLAMANDALAM INVEST | BENGAL & ASSAM/ CHOLAMANDALAM INVEST |
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P/E (TTM) | x | 2.6 | 30.6 | 8.6% | View Chart |
P/BV | x | 1.7 | 6.9 | 24.9% | View Chart |
Dividend Yield | % | 0.3 | 0.2 | 174.8% |
BENGAL & ASSAM CHOLAMANDALAM INVEST |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-23 |
CHOLAMANDALAM INVEST Mar-23 |
BENGAL & ASSAM/ CHOLAMANDALAM INVEST |
5-Yr Chart Click to enlarge
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High | Rs | 4,662 | 818 | 569.9% | |
Low | Rs | 2,161 | 594 | 363.8% | |
Income per share (Unadj.) | Rs | 14,594.4 | 156.7 | 9,311.6% | |
Earnings per share (Unadj.) | Rs | 829.8 | 32.4 | 2,559.8% | |
Cash flow per share (Unadj.) | Rs | 13,658.5 | 87.7 | 15,571.4% | |
Dividends per share (Unadj.) | Rs | 25.00 | 2.00 | 1,250.0% | |
Avg Dividend yield | % | 0.7 | 0.3 | 258.7% | |
Book value per share (Unadj.) | Rs | 4,879.1 | 173.5 | 2,812.1% | |
Shares outstanding (eoy) | m | 11.30 | 822.04 | 1.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.2 | 4.5 | 5.2% | |
Avg P/E ratio | x | 4.1 | 21.8 | 18.9% | |
Avg P/CF ratio | x | 2.5 | 21.7 | 11.4% | |
Avg Price/Bookvalue ratio | x | 0.7 | 4.1 | 17.2% | |
Dividend payout | % | 3.0 | 6.2 | 48.8% | |
Avg Mkt Cap | Rs m | 38,537 | 580,340 | 6.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,508 | 13,604 | 106.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 164,916 | 128,841 | 128.0% | |
Other income | Rs m | 835 | 2,216 | 37.7% | |
Interest expense | Rs m | 4,878 | 57,480 | 8.5% | |
Net interest income | Rs m | 160,038 | 71,361 | 224.3% | |
Operating expense | Rs m | 149,030 | 36,220 | 411.5% | |
Gross profit | Rs m | 11,008 | 35,141 | 31.3% | |
Gross profit margin | % | 6.7 | 27.3 | 24.5% | |
Provisions/contingencies | Rs m | 6,209 | 142 | 4,365.5% | |
Profit before tax | Rs m | 6,670 | 36,146 | 18.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -1,329 | 0 | - | |
Prior Period Items | Rs m | 6,179 | -118 | -5,227.2% | |
Tax | Rs m | 2,142 | 9,379 | 22.8% | |
Profit after tax | Rs m | 9,377 | 26,649 | 35.2% | |
Net profit margin | % | 5.7 | 20.7 | 27.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 1,048,097 | 0.0% | |
Deposits | Rs m | 1,229 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 439.9 | 6.6 | 6,704.1% | |
Net fixed assets | Rs m | 69,027 | 4,026 | 1,714.7% | |
Share capital | Rs m | 113 | 1,645 | 6.9% | |
Free reserves | Rs m | 55,021 | 140,982 | 39.0% | |
Net worth | Rs m | 55,134 | 142,627 | 38.7% | |
Borrowings | Rs m | 21,272 | 67,224 | 31.6% | |
Investments | Rs m | 36,385 | 39,576 | 91.9% | |
Total assets | Rs m | 172,260 | 1,130,154 | 15.2% | |
Debt/equity ratio | x | 0.5 | 0.5 | 114.8% | |
Return on assets | % | 5.4 | 2.4 | 230.9% | |
Return on equity | % | 17.0 | 18.7 | 91.0% | |
Capital adequacy ratio | % | 0 | 17.1 | 0.0% | |
Net NPAs | % | 0 | 3.1 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 14,373 | -271,051 | -5.3% | |
From Investments | Rs m | -6,502 | -21,484 | 30.3% | |
From Financial Activity | Rs m | -7,782 | 274,665 | -2.8% | |
Net Cashflow | Rs m | 119 | -17,870 | -0.7% |
Indian Promoters | % | 73.0 | 50.2 | 145.4% | |
Foreign collaborators | % | 0.0 | 0.1 | - | |
Indian inst/Mut Fund | % | 4.3 | 43.0 | 10.0% | |
FIIs | % | 4.3 | 26.0 | 16.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 49.7 | 54.4% | |
Shareholders | 21,019 | 155,055 | 13.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS TATA INVESTMENT AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | Cholamandalam Invest |
---|---|---|
1-Day | 0.37% | 1.76% |
1-Month | 7.55% | 5.10% |
1-Year | 135.10% | 39.89% |
3-Year CAGR | 84.45% | 28.52% |
5-Year CAGR | 38.75% | 32.97% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Cholamandalam Invest share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of Cholamandalam Invest the stake stands at 50.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Cholamandalam Invest.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 25.0 per share. This amounted to a Dividend Payout ratio of 3.0%.
Cholamandalam Invest paid Rs 2.0, and its dividend payout ratio stood at 6.2%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Cholamandalam Invest.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.