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- CITY UNION BANK - VIJAYA BANK
CITY UNION BANK vs VIJAYA BANK - Comparison Results
CITY UNION BANK Change
Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More
VIJAYA BANK 
Vijaya Bank became nationalised bank in 1980 having a branch network of 910 spread across 28 states and four union territories. During FY05 the bank achieved the distinction of 100% branch computerisation. The major focus of the bank during the year ... More
Current Valuations
| CITY UNION BANK | VIJAYA BANK | CITY UNION BANK/ VIJAYA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 25.5 | 6.2 | 409.3% | View Chart |
| P/BV | x | 2.0 | 0.4 | 546.8% | View Chart |
| Dividend Yield | % | 0.3 | 2.6 | 11.6% |
Financials
 CITY UNION BANK  VIJAYA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| CITY UNION BANK Mar-19 |
VIJAYA BANK Mar-18 |
CITY UNION BANK/ VIJAYA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 207 | 97 | 212.7% | |
| Low | Rs | 157 | 51 | 310.9% | |
| Income per share (Unadj.) | Rs | 51.3 | 96.5 | 53.1% | |
| Earnings per share (Unadj.) | Rs | 9.3 | 5.6 | 166.8% | |
| Cash flow per share (Unadj.) | Rs | 20.4 | 12.8 | 158.6% | |
| Dividends per share (Unadj.) | Rs | 0.50 | 1.20 | 41.7% | |
| Avg Dividend yield | % | 0.3 | 1.6 | 16.9% | |
| Book value per share (Unadj.) | Rs | 65.9 | 81.5 | 80.9% | |
| Shares outstanding (eoy) | m | 734.50 | 1,304.15 | 56.3% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 3.6 | 0.8 | 463.5% | |
| Avg P/E ratio | x | 19.6 | 13.3 | 147.7% | |
| Avg P/CF ratio | x | 13.4 | 3.4 | 394.9% | |
| Avg Price/Bookvalue ratio | x | 2.8 | 0.9 | 304.5% | |
| Dividend payout | % | 5.4 | 21.5 | 25.0% | |
| Avg Mkt Cap | Rs m | 133,752 | 96,442 | 138.7% | |
| No. of employees | `000 | 5.5 | 16.1 | 34.3% | |
| Total wages & salary | Rs m | 3,644 | 16,074 | 22.7% | |
| Avg. income/employee | Rs Th | 6,827.1 | 7,830.0 | 87.2% | |
| Avg. wages/employee | Rs Th | 660.5 | 999.7 | 66.1% | |
| Avg. net profit/employee | Rs Th | 1,237.5 | 452.2 | 273.7% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 37,672 | 125,898 | 29.9% | |
| Other income | Rs m | 5,144 | 16,006 | 32.1% | |
| Interest expense | Rs m | 21,557 | 82,870 | 26.0% | |
| Net interest income | Rs m | 16,115 | 43,029 | 37.5% | |
| Operating expense | Rs m | 8,859 | 28,057 | 31.6% | |
| Gross profit | Rs m | 7,256 | 14,972 | 48.5% | |
| Gross profit margin | % | 19.3 | 11.9 | 162.0% | |
| Provisions/contingencies | Rs m | 3,151 | 21,146 | 14.9% | |
| Profit before tax | Rs m | 9,249 | 9,832 | 94.1% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 2,420 | 2,562 | 94.5% | |
| Profit after tax | Rs m | 6,829 | 7,270 | 93.9% | |
| Net profit margin | % | 18.1 | 5.8 | 313.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 326,733 | 1,161,654 | 28.1% | |
| Deposits | Rs m | 384,480 | 1,572,875 | 24.4% | |
| Credit/Deposit ratio | x | 85.0 | 73.9 | 115.1% | |
| Yield on advances | % | 9.7 | 7.8 | 125.1% | |
| Cost of deposits | % | 5.5 | 4.8 | 113.2% | |
| Net Interest Margin | % | 3.7 | 2.7 | 138.8% | |
| Net fixed assets | Rs m | 2,500 | 13,015 | 19.2% | |
| Share capital | Rs m | 735 | 13,042 | 5.6% | |
| Free reserves | Rs m | 47,673 | 34,618 | 137.7% | |
| Net worth | Rs m | 48,408 | 106,272 | 45.6% | |
| Borrowings | Rs m | 4,809 | 72,998 | 6.6% | |
| Investments | Rs m | 77,122 | 395,117 | 19.5% | |
| Total assets | Rs m | 452,589 | 1,776,321 | 25.5% | |
| Debt/equity ratio | x | 8.0 | 15.5 | 51.9% | |
| Return on assets | % | 1.5 | 0.4 | 368.6% | |
| Return on equity | % | 14.1 | 6.8 | 206.2% | |
| Capital adequacy ratio | % | 15.6 | 13.3 | 116.7% | |
| Net NPAs | % | 1.8 | 4.3 | 41.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 3,969 | -17,829 | -22.3% | |
| From Investments | Rs m | -867 | -1,237 | 70.1% | |
| From Financial Activity | Rs m | 166 | 9,462 | 1.8% | |
| Net Cashflow | Rs m | 3,269 | -9,605 | -34.0% | |
Share Holding
| Indian Promoters | % | 0.0 | 74.1 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 10.2 | 7.9 | 129.1% | |
| FIIs | % | 33.4 | 2.0 | 1,670.0% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 56.0 | 16.0 | 350.0% | |
| Shareholders | 82,699 | 303,047 | 27.3% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CITY UNION BANK With: BANDHAN BANK DCB BANK ANDHRA BANK ORIENTAL BANK KARNATAKA BANK
Compare CITY UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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CITY UNION BANK Announces Quarterly Results (3QFY21); Net Profit Down 11.7% (Quarterly Result Update)
Feb 5, 2021 | Updated on Feb 5, 2021For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
CITY UNION BANK Announces Quarterly Results (2QFY21); Net Profit Down 18.5% (Quarterly Result Update)
Nov 6, 2020 | Updated on Nov 6, 2020For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
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CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)
Sep 14, 2020 | Updated on Sep 14, 2020For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
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