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ChangeFederal Bank Ltd (FBL) (the erstwhile Travancore Federal Bank Limited) was incorporated with an authorised capital of Rs 5,000 in Central Travancore in the year 1931 under the Travancore Company's Act. The bank started business of auctionchitty and o... More
Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More
| FEDERAL BANK | ORIENTAL BANK | FEDERAL BANK/ ORIENTAL BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 10.5 | 2.5 | 415.9% | View Chart |
| P/BV | x | 1.1 | 0.2 | 457.1% | View Chart |
| Dividend Yield | % | 0.7 | 0.6 | 115.8% |
 FEDERAL BANK  ORIENTAL BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| FEDERAL BANK Mar-16 |
ORIENTAL BANK Mar-16 |
FEDERAL BANK/ ORIENTAL BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 80 | 235 | 33.9% | |
| Low | Rs | 41 | 75 | 55.0% | |
| Income per share (Unadj.) | Rs | 45.5 | 624.1 | 7.3% | |
| Earnings per share (Unadj.) | Rs | 2.8 | 6.2 | 45.8% | |
| Cash flow per share (Unadj.) | Rs | 11.2 | 14.6 | 76.4% | |
| Dividends per share (Unadj.) | Rs | 0.70 | 0.70 | 100.0% | |
| Avg Dividend yield | % | 1.2 | 0.5 | 256.4% | |
| Book value per share (Unadj.) | Rs | 46.9 | 464.9 | 10.1% | |
| Shares outstanding (eoy) | m | 1,718.95 | 321.40 | 534.8% | |
| Bonus/Rights/Conversions | - | OI | - | ||
| Avg Price / Income ratio | x | 1.3 | 0.2 | 534.9% | |
| Avg P/E ratio | x | 21.4 | 25.1 | 85.1% | |
| Avg P/CF ratio | x | 8.7 | 1.4 | 618.8% | |
| Avg Price/Bookvalue ratio | x | 1.3 | 0.3 | 386.5% | |
| Dividend payout | % | 24.7 | 11.3 | 218.2% | |
| Avg Mkt Cap | Rs m | 104,082 | 49,897 | 208.6% | |
| No. of employees | `000 | 11.7 | NA | - | |
| Total wages & salary | Rs m | 10,742 | 20,317 | 52.9% | |
| Avg. income/employee | Rs Th | 6,666.2 | NM | - | |
| Avg. wages/employee | Rs Th | 915.4 | NM | - | |
| Avg. net profit/employee | Rs Th | 414.5 | N.A. | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 78,228 | 200,587 | 39.0% | |
| Other income | Rs m | 7,866 | 17,663 | 44.5% | |
| Interest expense | Rs m | 52,594 | 146,841 | 35.8% | |
| Net interest income | Rs m | 25,635 | 53,746 | 47.7% | |
| Operating expense | Rs m | 19,063 | 34,588 | 55.1% | |
| Gross profit | Rs m | 6,571 | 19,158 | 34.3% | |
| Gross profit margin | % | 8.4 | 9.6 | 88.0% | |
| Provisions/contingencies | Rs m | 7,118 | 33,562 | 21.2% | |
| Profit before tax | Rs m | 7,319 | 3,682 | 198.8% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | -15 | 0 | - | |
| Tax | Rs m | 2,440 | 1,698 | 143.7% | |
| Profit after tax | Rs m | 4,864 | 1,985 | 245.1% | |
| Net profit margin | % | 6.2 | 1.0 | 628.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 584,198 | 1,488,800 | 39.2% | |
| Deposits | Rs m | 791,709 | 2,089,148 | 37.9% | |
| Credit/Deposit ratio | x | 73.8 | 71.3 | 103.5% | |
| Yield on advances | % | 9.8 | 9.9 | 99.0% | |
| Cost of deposits | % | 6.4 | 6.7 | 95.1% | |
| Net Interest Margin | % | 3.0 | 2.4 | 124.8% | |
| Net fixed assets | Rs m | 5,236 | 22,719 | 23.0% | |
| Share capital | Rs m | 3,438 | 3,214 | 107.0% | |
| Free reserves | Rs m | 35,310 | 90,590 | 39.0% | |
| Net worth | Rs m | 80,641 | 149,411 | 54.0% | |
| Borrowings | Rs m | 22,983 | 78,974 | 29.1% | |
| Investments | Rs m | 219,825 | 656,578 | 33.5% | |
| Total assets | Rs m | 915,544 | 2,375,415 | 38.5% | |
| Debt/equity ratio | x | 10.1 | 14.5 | 69.6% | |
| Return on assets | % | 0.5 | 0.1 | 635.9% | |
| Return on equity | % | 6.0 | 1.3 | 454.1% | |
| Capital adequacy ratio | % | 13.9 | 11.8 | 118.5% | |
| Net NPAs | % | 1.6 | 6.7 | 24.5% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -15,569 | -14,158 | 110.0% | |
| From Investments | Rs m | 24,948 | -2,105 | -1,185.1% | |
| From Financial Activity | Rs m | -2,992 | 8,130 | -36.8% | |
| Net Cashflow | Rs m | 6,387 | -8,134 | -78.5% | |
| Indian Promoters | % | 0.0 | 59.1 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 25.5 | 24.0 | 106.3% | |
| FIIs | % | 38.8 | 9.9 | 391.9% | |
| ADR/GDR | % | 2.2 | 0.0 | - | |
| Free float | % | 33.0 | 7.0 | 471.4% | |
| Shareholders | 82,469 | 114,330 | 72.1% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare FEDERAL BANK With: ALLAHABAD BANK VIJAYA BANK INDUSIND BANK PUNJAB & SIND BANK INDIAN OVERSEAS BANK
Compare FEDERAL BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
|
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Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.
State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.
IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.
Asset quality will be the key thing to watch out for going forward.
Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.
Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.
More Views on NewsA small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.
Most Indians who cannot find jobs, look at becoming self-employed.
The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?
Ensure your financial Independence, and pledge to start the journey towards financial freedom today!
Post demonetisation, a cut in bank savings deposits rates was in the offing.
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