X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Federal Bank with Union Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

FEDERAL BANK vs UNION BANK - Comparison Results

FEDERAL BANK    Change

Federal Bank Ltd (FBL) (the erstwhile Travancore Federal Bank Limited) was incorporated with an authorised capital of Rs 5,000 in Central Travancore in the year 1931 under the Travancore Company's Act. The bank started business of auctionchitty and o... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    FEDERAL BANK UNION BANK FEDERAL BANK/
UNION BANK
 
P/E (TTM) x 9.3 -7.5 - View Chart
P/BV x 1.1 0.4 277.4% View Chart
Dividend Yield % 0.7 1.4 49.8%  

Financials

 FEDERAL BANK   UNION BANK
EQUITY SHARE DATA
    FEDERAL BANK
Mar-16
UNION BANK
Mar-16
FEDERAL BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs80223 35.8%   
Low Rs41104 39.8%   
Income per share (Unadj.) Rs45.5470.1 9.7%  
Earnings per share (Unadj.) Rs2.819.7 14.3%  
Cash flow per share (Unadj.) Rs11.267.4 16.6%  
Dividends per share (Unadj.) Rs0.701.95 35.9%  
Avg Dividend yield %1.21.2 96.8%  
Book value per share (Unadj.) Rs46.9335.3 14.0%  
Shares outstanding (eoy) m1,718.95687.44 250.1%   
Bonus/Rights/Conversions -PI-  
Avg Price / Income ratio x1.30.3 383.0%   
Avg P/E ratio x21.48.3 258.6%  
Avg P/CF ratio x8.72.1 404.3%  
Avg Price/Bookvalue ratio x1.30.5 265.0%  
Dividend payout %24.79.9 250.4%   
Avg Mkt Cap Rs m104,082112,259 92.7%   
No. of employees `00011.735.5 33.1%   
Total wages & salary Rs m10,74237,681 28.5%   
Avg. income/employee Rs Th6,666.29,109.9 73.2%   
Avg. wages/employee Rs Th915.41,062.2 86.2%   
Avg. net profit/employee Rs Th414.5382.5 108.4%   
INCOME DATA
Interest income Rs m78,228323,157 24.2%  
Other income Rs m7,866393,443 2.0%   
Interest expense Rs m52,594238,940 22.0%   
Net interest income Rs m25,63584,216 30.4%  
Operating expense Rs m19,06367,159 28.4%   
Gross profit Rs m6,57117,057 38.5%  
Gross profit margin %8.45.3 159.1%  
Provisions/contingencies Rs m7,11838,682 18.4%   
Profit before tax Rs m7,31917,769 41.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m090 0.0%   
Prior Period Items Rs m-150-   
Tax Rs m2,4404,291 56.9%   
Profit after tax Rs m4,86413,569 35.8%  
Net profit margin %6.24.2 148.1%  
BALANCE SHEET DATA
Advances Rs m584,1982,682,496 21.8%   
Deposits Rs m791,7093,441,175 23.0%  
Credit/Deposit ratio x73.878.0 94.7%  
Yield on advances %9.88.8 111.4%   
Cost of deposits %6.46.4 99.6%   
Net Interest Margin %3.02.2 137.8%  
Net fixed assets Rs m5,23639,519 13.3%   
Share capital Rs m3,4386,874 50.0%   
Free reserves Rs m35,310200,761 17.6%   
Net worth Rs m80,641230,481 35.0%   
Borrowings Rs m22,983306,366 7.5%   
Investments Rs m219,825905,732 24.3%   
Total assets Rs m915,5444,073,646 22.5%  
Debt/equity ratio x10.116.3 62.1%   
Return on assets %0.50.3 159.5%  
Return on equity %6.05.9 102.5%  
Capital adequacy ratio %13.911.1 125.0%  
Net NPAs %1.65.3 31.2%  
CASH FLOW
From Operations Rs m-15,56982,741 -18.8%  
From Investments Rs m24,948-8,718 -286.2%  
From Financial Activity Rs m-2,992-3,886 77.0%  
Net Cashflow Rs m6,38770,138 9.1%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 25.5 16.6 153.6%  
FIIs % 38.8 8.5 456.5%  
ADR/GDR % 2.2 0.0 -  
Free float % 33.0 14.8 223.0%  
Shareholders   82,469 235,817 35.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare FEDERAL BANK With:   BANK OF BARODA  ING VYSYA BANK  UNITED BANK OF INDIA  DHANLAXMI BANK  HDFC BANK  

Compare FEDERAL BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex, Nifty at Record Close Yet Again; IT & Realty Stocks Rally(Closing)

Indian share markets extended rally in the final hour of the trade, hitting fresh record highs while the Bank nifty touched 27,000 level for the first time. At the closing bell.

Related Views on News

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

IDFC Bank: Legacy Book Continues to Drag Profitability (Quarterly Results Update - Detailed)

Nov 7, 2017

IDFC Bank's profitability remains hit by the legacy book challenges of stressed infra assets and fixed rate liabilities.

Axis Bank: Growth Without Quality Comfort (Quarterly Results Update - Detailed)

Oct 31, 2017

Almost 73% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

More Views on News

Most Popular

Retail Investors or Chickens Waiting to Get Slaughtered in the Stock Market?(Vivek Kaul's Diary)

Jan 9, 2018

The price to earnings ratio of the Nifty 50 is very close to all-time high levels.

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Did GST and Notebandi Help? Sherlock Holmes Finds Out...(The 5 Minute Wrapup)

Jan 13, 2018

Discussions with my cousin helped me understand the situation on Ground Zero - after the demonetization and GST upheaval. Here's what that means for listed companies...

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

Nirvana denied: Has Value Failed?(The Honest Truth)

Jan 13, 2018

Should investors choose growth over value this year?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

FEDERAL BANK SHARE PRICE


Jan 22, 2018 03:33 PM

TRACK FEDERAL BANK

  • Track your investment in FEDERAL BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

FEDERAL BANK 5-YR ANALYSIS

COMPARE FEDERAL BANK WITH

MARKET STATS