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ChangeWith 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More
Registered in 1935 with an authorised capital of Rs 1 m, Bank of Maharashtra (BoM) commenced business in 1936. The government held 78.95% stake in the bank at the end of March 2012 after an infusion from the government and a preferential allotment fr... More
| HDFC BANK | BANK OF MAHARASHTRA | HDFC BANK/ BANK OF MAHARASHTRA |
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|---|---|---|---|---|---|
| P/E (TTM) | x | 29.6 | -2.0 | - | View Chart |
| P/BV | x | 6.1 | 0.3 | 1,864.6% | View Chart |
| Dividend Yield | % | 0.5 | 0.0 | - |
 HDFC BANK  BANK OF MAHARASHTRA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| HDFC BANK Mar-16 |
BANK OF MAHARASHTRA Mar-16 |
HDFC BANK/ BANK OF MAHARASHTRA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 1,128 | 44 | 2,551.8% | |
| Low | Rs | 929 | 27 | 3,465.7% | |
| Income per share (Unadj.) | Rs | 249.8 | 111.9 | 223.3% | |
| Earnings per share (Unadj.) | Rs | 50.6 | 1.0 | 5,005.3% | |
| Cash flow per share (Unadj.) | Rs | 135.9 | 9.1 | 1,495.9% | |
| Dividends per share (Unadj.) | Rs | 9.50 | 0 | - | |
| Avg Dividend yield | % | 0.9 | 0 | - | |
| Book value per share (Unadj.) | Rs | 293.9 | 75.8 | 387.6% | |
| Shares outstanding (eoy) | m | 2,528.19 | 1,168.33 | 216.4% | |
| Bonus/Rights/Conversions | ESOP | PI | - | ||
| Avg Price / Income ratio | x | 4.1 | 0.3 | 1,297.1% | |
| Avg P/E ratio | x | 20.3 | 35.1 | 57.9% | |
| Avg P/CF ratio | x | 16.5 | 2.0 | 813.5% | |
| Avg Price/Bookvalue ratio | x | 3.5 | 0.5 | 747.5% | |
| Dividend payout | % | 18.8 | 0 | - | |
| Avg Mkt Cap | Rs m | 2,599,864 | 41,476 | 6,268.4% | |
| No. of employees | `000 | 87.6 | 13.8 | 636.1% | |
| Total wages & salary | Rs m | 63,061 | 15,410 | 409.2% | |
| Avg. income/employee | Rs Th | 7,213.9 | 9,495.2 | 76.0% | |
| Avg. wages/employee | Rs Th | 720.2 | 1,119.5 | 64.3% | |
| Avg. net profit/employee | Rs Th | 1,462.1 | 85.9 | 1,702.8% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 631,616 | 130,701 | 483.3% | |
| Other income | Rs m | 112,117 | 10,201 | 1,099.1% | |
| Interest expense | Rs m | 340,696 | 91,736 | 371.4% | |
| Net interest income | Rs m | 290,920 | 38,965 | 746.6% | |
| Operating expense | Rs m | 178,319 | 25,538 | 698.3% | |
| Gross profit | Rs m | 112,601 | 13,428 | 838.6% | |
| Gross profit margin | % | 17.8 | 10.3 | 173.5% | |
| Provisions/contingencies | Rs m | 29,608 | 19,275 | 153.6% | |
| Profit before tax | Rs m | 194,715 | 4,354 | 4,472.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 197 | 0 | - | |
| Prior Period Items | Rs m | 37 | 0 | - | |
| Tax | Rs m | 66,937 | 3,172 | 2,110.2% | |
| Profit after tax | Rs m | 128,013 | 1,182 | 10,831.1% | |
| Net profit margin | % | 20.3 | 0.9 | 2,241.3% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 4,872,904 | 1,075,627 | 453.0% | |
| Deposits | Rs m | 5,458,733 | 1,389,800 | 392.8% | |
| Credit/Deposit ratio | x | 89.3 | 77.4 | 115.3% | |
| Yield on advances | % | 9.8 | 9.2 | 106.1% | |
| Cost of deposits | % | 5.3 | 6.1 | 88.1% | |
| Net Interest Margin | % | 4.2 | 2.5 | 166.2% | |
| Net fixed assets | Rs m | 34,797 | 16,945 | 205.4% | |
| Share capital | Rs m | 5,056 | 11,683 | 43.3% | |
| Free reserves | Rs m | 568,152 | 43,798 | 1,297.2% | |
| Net worth | Rs m | 743,041 | 88,601 | 838.6% | |
| Borrowings | Rs m | 717,635 | 92,281 | 777.7% | |
| Investments | Rs m | 1,616,833 | 363,017 | 445.4% | |
| Total assets | Rs m | 7,302,618 | 1,610,288 | 453.5% | |
| Debt/equity ratio | x | 8.3 | 16.7 | 49.7% | |
| Return on assets | % | 1.8 | 0.1 | 2,388.4% | |
| Return on equity | % | 17.2 | 1.3 | 1,291.5% | |
| Capital adequacy ratio | % | 15.5 | 11.2 | 138.7% | |
| Net NPAs | % | 0.3 | 6.4 | 4.4% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -76,769 | 29,044 | -264.3% | |
| From Investments | Rs m | -8,656 | -1,510 | 573.2% | |
| From Financial Activity | Rs m | 110,567 | -1,864 | -5,931.7% | |
| Net Cashflow | Rs m | 25,142 | 25,670 | 97.9% | |
| Indian Promoters | % | 22.6 | 85.2 | 26.5% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 9.9 | 7.1 | 139.4% | |
| FIIs | % | 34.1 | 0.5 | 6,820.0% | |
| ADR/GDR | % | 17.0 | 0.0 | - | |
| Free float | % | 16.4 | 7.3 | 224.7% | |
| Shareholders | 415,166 | 185,345 | 224.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC BANK With: CORPORATION BANK BANK OF BARODA KOTAK MAH. BANK AXIS BANK BANK OF INDIA
Compare HDFC BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Stock markets in India are presently trading near the dotted line with positive bias. Sectoral indices are trading on a mixed note with stocks in the healthcare sector.
Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.
Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.
State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.
IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.
Asset quality will be the key thing to watch out for going forward.
More Views on NewsA small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.
Most Indians who cannot find jobs, look at becoming self-employed.
The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?
Ensure your financial Independence, and pledge to start the journey towards financial freedom today!
Post demonetisation, a cut in bank savings deposits rates was in the offing.
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