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ICICI BANK vs UNION BANK - Comparison Results

ICICI BANK     Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    ICICI BANK UNION BANK ICICI BANK/
UNION BANK
 
P/E (TTM) x 49.6 -1.3 - View Chart
P/BV x 2.3 0.1 1,655.3% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 ICICI BANK   UNION BANK
EQUITY SHARE DATA
    ICICI BANK
Mar-19
UNION BANK
Mar-19
ICICI BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs400106 378.1%   
Low Rs25961 422.3%   
Income per share (Unadj.) Rs112.0194.6 57.5%  
Earnings per share (Unadj.) Rs6.6-16.6 -39.9%  
Cash flow per share (Unadj.) Rs73.4-42.9 -171.1%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs177.7151.6 117.2%  
Shares outstanding (eoy) m6,427.991,763.02 364.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x2.90.4 685.3%   
Avg P/E ratio x49.8-5.0 -987.6%  
Avg P/CF ratio x8.11.7 474.8%  
Avg Price/Bookvalue ratio x1.90.6 336.4%  
Dividend payout %15.10-   
Avg Mkt Cap Rs m2,118,987147,388 1,437.7%   
No. of employees `00086.837.3 232.8%   
Total wages & salary Rs m94,25332,372 291.2%   
Avg. income/employee Rs Th8,296.49,208.8 90.1%   
Avg. wages/employee Rs Th1,086.3868.8 125.0%   
Avg. net profit/employee Rs Th490.3-784.3 -62.5%   
INCOME DATA
Interest income Rs m719,817343,137 209.8%  
Other income Rs m593,24850,417 1,176.7%   
Interest expense Rs m391,775238,961 163.9%   
Net interest income Rs m328,041104,176 314.9%  
Operating expense Rs m642,58978,562 817.9%   
Gross profit Rs m-314,54825,614 -1,228.0%  
Gross profit margin %-43.77.5 -585.4%  
Provisions/contingencies Rs m217,669115,157 189.0%   
Profit before tax Rs m61,032-39,016 -156.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-14,3490-   
Prior Period Items Rs m00-   
Tax Rs m4,140-9,792 -42.3%   
Profit after tax Rs m42,542-29,224 -145.6%  
Net profit margin %5.9-8.5 -69.4%  
BALANCE SHEET DATA
Advances Rs m6,469,6172,987,801 216.5%   
Deposits Rs m6,813,1694,175,048 163.2%  
Credit/Deposit ratio x95.071.6 132.7%  
Yield on advances %7.98.0 98.5%   
Cost of deposits %4.05.3 74.9%   
Net Interest Margin %2.92.2 130.8%  
Net fixed assets Rs m96,60437,745 255.9%   
Share capital Rs m12,89517,630 73.1%   
Free reserves Rs m1,129,593249,686 452.4%   
Net worth Rs m1,142,487267,317 427.4%   
Borrowings Rs m2,103,241432,756 486.0%   
Investments Rs m3,982,0081,283,912 310.1%   
Total assets Rs m12,387,9394,985,805 248.5%  
Debt/equity ratio x7.817.2 45.3%   
Return on assets %0.3-0.6 -58.6%  
Return on equity %3.7-10.9 -34.1%  
Capital adequacy ratio %16.911.8 143.4%  
Net NPAs %2.36.9 33.4%  
CASH FLOW
From Operations Rs m486,711-77,784 -625.7%  
From Investments Rs m-301,472-2,971 10,146.8%  
From Financial Activity Rs m-199,97417,582 -1,137.4%  
Net Cashflow Rs m-16,082-63,173 25.5%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 23.1 16.6 139.2%  
FIIs % 40.0 8.5 470.6%  
ADR/GDR % 29.2 0.0 -  
Free float % 7.8 14.8 52.7%  
Shareholders   585,463 235,817 248.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ICICI BANK With:   BANK OF MAHARASHTRA  PNB  J&K BANK  DCB BANK  VIJAYA BANK  

Compare ICICI BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

ICICI BANK Announces Quarterly Results (1QFY20); Net Profit Up 1696.0% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, ICICI BANK has posted a net profit of Rs 19 bn (up 1696.0% YoY). Sales on the other hand came in at Rs 180 bn (up 22.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

ICICI BANK Announces Quarterly Results (4QFY19); Net Profit Down 5.0% (Quarterly Result Update)

May 8, 2019 | Updated on May 8, 2019

For the quarter ended March 2019, ICICI BANK has posted a net profit of Rs 10 bn (down 5.0% YoY). Sales on the other hand came in at Rs 173 bn (up 21.2% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

ICICI BANK Announces Quarterly Results (3QFY19); Net Profit Down 2.7% (Quarterly Result Update)

Jan 31, 2019 | Updated on Jan 31, 2019

For the quarter ended December 2018, ICICI BANK has posted a net profit of Rs 16 bn (down 2.7% YoY). Sales on the other hand came in at Rs 163 bn (up 19.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

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Sep 20, 2019 (Close)

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