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Compare J&K Bank with Vijaya Bank - Equitymaster

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J&K BANK vs VIJAYA BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

VIJAYA BANK 
   Change

Vijaya Bank became nationalised bank in 1980 having a branch network of 910 spread across 28 states and four union territories. During FY05 the bank achieved the distinction of 100% branch computerisation. The major focus of the bank during the year ... More

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Current Valuations

    J&K BANK VIJAYA BANK J&K BANK/
VIJAYA BANK
 
P/E (TTM) x 12.4 8.7 142.6% View Chart
P/BV x 0.5 0.9 56.5% View Chart
Dividend Yield % 0.0 2.4 -  

Financials

 J&K BANK   VIJAYA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-17
VIJAYA BANK
Mar-15
J&K BANK/
VIJAYA BANK
5-Yr Chart
Click to enlarge
High Rs9258 157.5%   
Low Rs5539 140.7%   
Income per share (Unadj.) Rs1,282.5142.9 897.7%  
Earnings per share (Unadj.) Rs-313.35.1 -6,124.6%  
Cash flow per share (Unadj.) Rs-496.916.9 -2,938.3%  
Dividends per share (Unadj.) Rs01.50 0.0%  
Avg Dividend yield %03.1 0.0%  
Book value per share (Unadj.) Rs1,087.571.7 1,516.8%  
Shares outstanding (eoy) m52.13859.12 6.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.3 16.8%   
Avg P/E ratio x-0.29.5 -2.5%  
Avg P/CF ratio x0.33.2 10.2%  
Avg Price/Bookvalue ratio x0.10.7 9.9%  
Dividend payout %029.3 0.0%   
Avg Mkt Cap Rs m3,82141,753 9.2%   
No. of employees `0000.913.6 6.8%   
Total wages & salary Rs m11,22511,656 96.3%   
Avg. income/employee Rs Th72,278.99,013.4 801.9%   
Avg. wages/employee Rs Th12,135.6856.0 1,417.8%   
Avg. net profit/employee Rs Th-17,653.9322.7 -5,470.8%   
INCOME DATA
Interest income Rs m66,858122,735 54.5%  
Other income Rs m4,9738,790 56.6%   
Interest expense Rs m41,73099,813 41.8%   
Net interest income Rs m25,12822,923 109.6%  
Operating expense Rs m17,16419,122 89.8%   
Gross profit Rs m7,9643,801 209.5%  
Gross profit margin %11.93.1 384.6%  
Provisions/contingencies Rs m28,0038,591 325.9%   
Profit before tax Rs m-15,0673,999 -376.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,263-395 -319.7%   
Profit after tax Rs m-16,3304,394 -371.6%  
Net profit margin %-24.43.6 -682.2%  
BALANCE SHEET DATA
Advances Rs m498,161866,959 57.5%   
Deposits Rs m724,5901,263,434 57.4%  
Credit/Deposit ratio x68.868.6 100.2%  
Yield on advances %9.69.9 96.7%   
Cost of deposits %5.67.7 73.3%   
Net Interest Margin %3.31.7 198.6%  
Net fixed assets Rs m15,4375,667 272.4%   
Share capital Rs m5228,591 6.1%   
Free reserves Rs m27,88527,944 99.8%   
Net worth Rs m56,69261,598 92.0%   
Borrowings Rs m12,76172,782 17.5%   
Investments Rs m212,709445,221 47.8%   
Total assets Rs m820,1211,426,431 57.5%  
Debt/equity ratio x13.021.7 60.0%   
Return on assets %-2.00.3 -646.4%  
Return on equity %-28.87.1 -403.8%  
Capital adequacy ratio %10.811.7 92.3%  
Net NPAs %5.11.9 263.5%  
CASH FLOW
From Operations Rs m24,571-32,120 -76.5%  
From Investments Rs m-8,614-1,042 826.6%  
From Financial Activity Rs m5,92912,104 49.0%  
Net Cashflow Rs m21,886-21,058 -103.9%  

Share Holding

Indian Promoters % 53.2 74.1 71.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 7.9 54.4%  
FIIs % 29.3 2.0 1,465.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 16.0 83.1%  
Shareholders   56,111 303,047 18.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   BANK OF MAHARASHTRA  PNB  INDUSIND BANK  DCB BANK  ANDHRA BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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J&K BANK Announces Quarterly Results (1QFY19); Net Profit Down 80.4% (Quarterly Result Update)

Jul 27, 2018 | Updated on Jul 27, 2018

For the quarter ended June 2018, J&K BANK has posted a net profit of Rs 526 m (down 80.4% YoY). Sales on the other hand came in at Rs 18 bn (up 4.9% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

VIJAYA BANK Announces Quarterly Results (1QFY19); Net Profit Down 43.3% (Quarterly Result Update)

Jul 26, 2018 | Updated on Jul 26, 2018

For the quarter ended June 2018, VIJAYA BANK has posted a net profit of Rs 1 bn (down 43.3% YoY). Sales on the other hand came in at Rs 35 bn (up 16.8% YoY). Read on for a complete analysis of VIJAYA BANK's quarterly results.

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Aug 17, 2018 (Close)

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