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- KARUR VYSYA BANK - CITY UNION BANK
KARUR VYSYA BANK vs CITY UNION BANK - Comparison Results
KARUR VYSYA BANK 
Change
The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More
CITY UNION BANK
Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More
Current Valuations
| KARUR VYSYA BANK | CITY UNION BANK | KARUR VYSYA BANK/ CITY UNION BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 12.8 | 19.6 | 65.0% | View Chart |
| P/BV | x | 1.8 | 3.1 | 58.4% | View Chart |
| Dividend Yield | % | 10.2 | 0.8 | 1,361.2% |
Financials
 KARUR VYSYA BANK  CITY UNION BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| KARUR VYSYA BANK Mar-15 |
CITY UNION BANK Mar-16 |
KARUR VYSYA BANK/ CITY UNION BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 619 | 98 | 631.6% | |
| Low | Rs | 355 | 77 | 461.8% | |
| Income per share (Unadj.) | Rs | 443.7 | 49.2 | 901.4% | |
| Earnings per share (Unadj.) | Rs | 40.6 | 7.4 | 546.8% | |
| Cash flow per share (Unadj.) | Rs | 91.7 | 15.5 | 590.2% | |
| Dividends per share (Unadj.) | Rs | 13.00 | 1.20 | 1,083.3% | |
| Avg Dividend yield | % | 2.7 | 1.4 | 194.5% | |
| Book value per share (Unadj.) | Rs | 349.1 | 51.0 | 684.3% | |
| Shares outstanding (eoy) | m | 121.62 | 598.19 | 20.3% | |
| Bonus/Rights/Conversions | - | ESOS | - | ||
| Avg Price / Income ratio | x | 1.1 | 1.8 | 61.8% | |
| Avg P/E ratio | x | 12.0 | 11.8 | 101.9% | |
| Avg P/CF ratio | x | 6.1 | 7.7 | 78.4% | |
| Avg Price/Bookvalue ratio | x | 1.4 | 1.7 | 81.4% | |
| Dividend payout | % | 32.0 | 16.1 | 198.1% | |
| Avg Mkt Cap | Rs m | 59,235 | 52,312 | 113.2% | |
| No. of employees | `000 | 7.2 | 4.5 | 159.3% | |
| Total wages & salary | Rs m | 5,471 | 2,132 | 256.6% | |
| Avg. income/employee | Rs Th | 7,497.4 | 6,518.1 | 115.0% | |
| Avg. wages/employee | Rs Th | 760.1 | 471.9 | 161.1% | |
| Avg. net profit/employee | Rs Th | 686.9 | 984.5 | 69.8% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 53,959 | 29,442 | 183.3% | |
| Other income | Rs m | 5,808 | 4,100 | 141.7% | |
| Interest expense | Rs m | 39,300 | 19,632 | 200.2% | |
| Net interest income | Rs m | 14,659 | 9,810 | 149.4% | |
| Operating expense | Rs m | 11,035 | 5,577 | 197.8% | |
| Gross profit | Rs m | 3,625 | 4,233 | 85.6% | |
| Gross profit margin | % | 6.7 | 14.4 | 46.7% | |
| Provisions/contingencies | Rs m | 4,805 | 2,306 | 208.4% | |
| Profit before tax | Rs m | 4,928 | 6,027 | 81.8% | |
| Extraordinary Inc (Exp) | Rs m | 87 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 72 | 1,580 | 4.5% | |
| Profit after tax | Rs m | 4,943 | 4,447 | 111.2% | |
| Net profit margin | % | 9.2 | 15.1 | 60.7% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 361,089 | 210,569 | 171.5% | |
| Deposits | Rs m | 446,903 | 271,581 | 164.6% | |
| Credit/Deposit ratio | x | 80.8 | 77.5 | 104.2% | |
| Yield on advances | % | 11.7 | 11.2 | 103.7% | |
| Cost of deposits | % | 7.9 | 7.1 | 111.9% | |
| Net Interest Margin | % | 2.8 | 3.3 | 86.8% | |
| Net fixed assets | Rs m | 4,112 | 2,176 | 189.0% | |
| Share capital | Rs m | 1,216 | 598 | 203.3% | |
| Free reserves | Rs m | 25,054 | 19,301 | 129.8% | |
| Net worth | Rs m | 42,460 | 30,520 | 139.1% | |
| Borrowings | Rs m | 29,008 | 1,126 | 2,577.3% | |
| Investments | Rs m | 127,730 | 63,245 | 202.0% | |
| Total assets | Rs m | 531,525 | 312,520 | 170.1% | |
| Debt/equity ratio | x | 11.2 | 8.9 | 125.4% | |
| Return on assets | % | 0.9 | 1.4 | 65.4% | |
| Return on equity | % | 11.6 | 14.6 | 79.9% | |
| Capital adequacy ratio | % | 14.6 | 15.6 | 93.8% | |
| Net NPAs | % | 0.8 | 1.5 | 51.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -3,090 | 1,985 | -155.7% | |
| From Investments | Rs m | -1,023 | -600 | 170.6% | |
| From Financial Activity | Rs m | 4,822 | -752 | -641.5% | |
| Net Cashflow | Rs m | 710 | 633 | 112.1% | |
Share Holding
| Indian Promoters | % | 3.0 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 12.4 | 10.2 | 121.6% | |
| FIIs | % | 25.1 | 33.4 | 75.1% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 59.4 | 56.0 | 106.1% | |
| Shareholders | 74,641 | 82,699 | 90.3% | ||
| Pledged promoter(s) holding | % | 8.7 | 0.0 | - |
Compare KARUR VYSYA BANK With: HDFC BANK SBI KARNATAKA BANK BANK OF INDIA FEDERAL BANK
Compare KARUR VYSYA BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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| |
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KARUR VYSYA BANK SHARE PRICE
Oct 17, 2017 (Close)
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