The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More
Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More
KARUR VYSYA BANK | CITY UNION BANK | KARUR VYSYA BANK/ CITY UNION BANK |
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P/E (TTM) | x | 18.2 | 28.0 | 64.8% | View Chart |
P/BV | x | 0.8 | 2.2 | 34.7% | View Chart |
Dividend Yield | % | 1.0 | 0.3 | 358.2% |
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EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
KARUR VYSYA BANK Mar-18 |
CITY UNION BANK Mar-19 |
KARUR VYSYA BANK/ CITY UNION BANK |
5-Yr Chart Click to enlarge
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High | Rs | 161 | 207 | 77.9% | |
Low | Rs | 96 | 157 | 61.1% | |
Income per share (Unadj.) | Rs | 392.2 | 51.3 | 764.7% | |
Earnings per share (Unadj.) | Rs | 23.8 | 9.3 | 255.9% | |
Cash flow per share (Unadj.) | Rs | 44.8 | 20.4 | 219.9% | |
Dividends per share (Unadj.) | Rs | 0.60 | 0.50 | 120.0% | |
Avg Dividend yield | % | 0.5 | 0.3 | 169.8% | |
Book value per share (Unadj.) | Rs | 431.1 | 65.9 | 654.1% | |
Shares outstanding (eoy) | m | 145.32 | 734.50 | 19.8% | |
Bonus/Rights/Conversions | IS | - | - | ||
Avg Price / Income ratio | x | 0.3 | 3.6 | 9.2% | |
Avg P/E ratio | x | 5.4 | 19.6 | 27.6% | |
Avg P/CF ratio | x | 1.2 | 13.4 | 8.6% | |
Avg Price/Bookvalue ratio | x | 0.3 | 2.8 | 10.8% | |
Dividend payout | % | 2.5 | 5.4 | 46.9% | |
Avg Mkt Cap | Rs m | 18,703 | 133,752 | 14.0% | |
No. of employees | `000 | 8.0 | 5.5 | 144.2% | |
Total wages & salary | Rs m | 6,391 | 3,644 | 175.4% | |
Avg. income/employee | Rs Th | 7,164.0 | 6,827.1 | 104.9% | |
Avg. wages/employee | Rs Th | 803.3 | 660.5 | 121.6% | |
Avg. net profit/employee | Rs Th | 434.5 | 1,237.5 | 35.1% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 56,997 | 37,672 | 151.3% | |
Other income | Rs m | 8,999 | 5,144 | 175.0% | |
Interest expense | Rs m | 34,015 | 21,557 | 157.8% | |
Net interest income | Rs m | 22,981 | 16,115 | 142.6% | |
Operating expense | Rs m | 14,207 | 8,859 | 160.4% | |
Gross profit | Rs m | 8,774 | 7,256 | 120.9% | |
Gross profit margin | % | 15.4 | 19.3 | 79.9% | |
Provisions/contingencies | Rs m | 12,737 | 3,151 | 404.2% | |
Profit before tax | Rs m | 5,037 | 9,249 | 54.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,580 | 2,420 | 65.3% | |
Profit after tax | Rs m | 3,457 | 6,829 | 50.6% | |
Net profit margin | % | 6.1 | 18.1 | 33.5% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 448,002 | 326,733 | 137.1% | |
Deposits | Rs m | 568,901 | 384,480 | 148.0% | |
Credit/Deposit ratio | x | 78.7 | 85.0 | 92.7% | |
Yield on advances | % | 9.9 | 9.7 | 101.5% | |
Cost of deposits | % | 5.8 | 5.5 | 106.1% | |
Net Interest Margin | % | 3.5 | 3.7 | 95.3% | |
Net fixed assets | Rs m | 5,282 | 2,500 | 211.3% | |
Share capital | Rs m | 1,453 | 735 | 197.9% | |
Free reserves | Rs m | 61,189 | 47,673 | 128.4% | |
Net worth | Rs m | 62,642 | 48,408 | 129.4% | |
Borrowings | Rs m | 23,817 | 4,809 | 495.2% | |
Investments | Rs m | 158,032 | 77,122 | 204.9% | |
Total assets | Rs m | 669,291 | 452,589 | 147.9% | |
Debt/equity ratio | x | 9.5 | 8.0 | 117.7% | |
Return on assets | % | 0.5 | 1.5 | 34.2% | |
Return on equity | % | 5.5 | 14.1 | 39.1% | |
Capital adequacy ratio | % | 14.4 | 15.6 | 92.8% | |
Net NPAs | % | 4.2 | 1.8 | 229.8% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -5,373 | 3,969 | -135.4% | |
From Investments | Rs m | -1,943 | -867 | 224.1% | |
From Financial Activity | Rs m | 6,834 | 166 | 4,109.3% | |
Net Cashflow | Rs m | -482 | 3,269 | -14.7% |
Indian Promoters | % | 3.0 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 12.4 | 10.2 | 121.6% | |
FIIs | % | 25.1 | 33.4 | 75.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 59.4 | 56.0 | 106.1% | |
Shareholders | 74,641 | 82,699 | 90.3% | ||
Pledged promoter(s) holding | % | 8.7 | 0.0 | - |
Compare KARUR VYSYA BANK With: PNB SYNDICATE BANK ICICI BANK BANK OF MAHARASHTRA SOUTH IND.BANK
Compare KARUR VYSYA BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
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For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
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