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Compare Karur Vysya Bank with City Union Bank - Equitymaster
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KARUR VYSYA BANK vs CITY UNION BANK - Comparison Results

KARUR VYSYA BANK    Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    KARUR VYSYA BANK CITY UNION BANK KARUR VYSYA BANK/
CITY UNION BANK
 
P/E (TTM) x 12.8 19.6 65.0% View Chart
P/BV x 1.8 3.1 58.4% View Chart
Dividend Yield % 10.2 0.8 1,361.2%  

Financials

 KARUR VYSYA BANK   CITY UNION BANK
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-15
CITY UNION BANK
Mar-16
KARUR VYSYA BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs61998 631.6%   
Low Rs35577 461.8%   
Income per share (Unadj.) Rs443.749.2 901.4%  
Earnings per share (Unadj.) Rs40.67.4 546.8%  
Cash flow per share (Unadj.) Rs91.715.5 590.2%  
Dividends per share (Unadj.) Rs13.001.20 1,083.3%  
Avg Dividend yield %2.71.4 194.5%  
Book value per share (Unadj.) Rs349.151.0 684.3%  
Shares outstanding (eoy) m121.62598.19 20.3%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x1.11.8 61.8%   
Avg P/E ratio x12.011.8 101.9%  
Avg P/CF ratio x6.17.7 78.4%  
Avg Price/Bookvalue ratio x1.41.7 81.4%  
Dividend payout %32.016.1 198.1%   
Avg Mkt Cap Rs m59,23552,312 113.2%   
No. of employees `0007.24.5 159.3%   
Total wages & salary Rs m5,4712,132 256.6%   
Avg. income/employee Rs Th7,497.46,518.1 115.0%   
Avg. wages/employee Rs Th760.1471.9 161.1%   
Avg. net profit/employee Rs Th686.9984.5 69.8%   
INCOME DATA
Interest income Rs m53,95929,442 183.3%  
Other income Rs m5,8084,100 141.7%   
Interest expense Rs m39,30019,632 200.2%   
Net interest income Rs m14,6599,810 149.4%  
Operating expense Rs m11,0355,577 197.8%   
Gross profit Rs m3,6254,233 85.6%  
Gross profit margin %6.714.4 46.7%  
Provisions/contingencies Rs m4,8052,306 208.4%   
Profit before tax Rs m4,9286,027 81.8%   
Extraordinary Inc (Exp) Rs m870-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m721,580 4.5%   
Profit after tax Rs m4,9434,447 111.2%  
Net profit margin %9.215.1 60.7%  
BALANCE SHEET DATA
Advances Rs m361,089210,569 171.5%   
Deposits Rs m446,903271,581 164.6%  
Credit/Deposit ratio x80.877.5 104.2%  
Yield on advances %11.711.2 103.7%   
Cost of deposits %7.97.1 111.9%   
Net Interest Margin %2.83.3 86.8%  
Net fixed assets Rs m4,1122,176 189.0%   
Share capital Rs m1,216598 203.3%   
Free reserves Rs m25,05419,301 129.8%   
Net worth Rs m42,46030,520 139.1%   
Borrowings Rs m29,0081,126 2,577.3%   
Investments Rs m127,73063,245 202.0%   
Total assets Rs m531,525312,520 170.1%  
Debt/equity ratio x11.28.9 125.4%   
Return on assets %0.91.4 65.4%  
Return on equity %11.614.6 79.9%  
Capital adequacy ratio %14.615.6 93.8%  
Net NPAs %0.81.5 51.0%  
CASH FLOW
From Operations Rs m-3,0901,985 -155.7%  
From Investments Rs m-1,023-600 170.6%  
From Financial Activity Rs m4,822-752 -641.5%  
Net Cashflow Rs m710633 112.1%  

Share Holding

Indian Promoters % 3.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.4 10.2 121.6%  
FIIs % 25.1 33.4 75.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 59.4 56.0 106.1%  
Shareholders   74,641 82,699 90.3%  
Pledged promoter(s) holding % 8.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK  SBI  KARNATAKA BANK  BANK OF INDIA  FEDERAL BANK  

Compare KARUR VYSYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Oct 17, 2017 (Close)

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