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KARUR VYSYA BANK vs UNITED BANK OF INDIA - Comparison Results

KARUR VYSYA BANK     Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

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Current Valuations

    KARUR VYSYA BANK UNITED BANK OF INDIA KARUR VYSYA BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 14.3 -0.4 - View Chart
P/BV x 0.5 0.1 935.8% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 KARUR VYSYA BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-18
UNITED BANK OF INDIA
Mar-19
KARUR VYSYA BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs16115 1,090.5%   
Low Rs969 1,054.9%   
Income per share (Unadj.) Rs392.211.5 3,403.5%  
Earnings per share (Unadj.) Rs23.8-3.1 -762.9%  
Cash flow per share (Unadj.) Rs44.8-10.3 -436.2%  
Dividends per share (Unadj.) Rs0.600-  
Avg Dividend yield %0.50-  
Book value per share (Unadj.) Rs431.115.5 2,784.5%  
Shares outstanding (eoy) m145.327,427.92 2.0%   
Bonus/Rights/Conversions IS--  
Avg Price / Income ratio x0.31.0 31.6%   
Avg P/E ratio x5.4-3.8 -141.2%  
Avg P/CF ratio x1.22.4 47.8%  
Avg Price/Bookvalue ratio x0.30.8 38.7%  
Dividend payout %2.50-   
Avg Mkt Cap Rs m18,70388,764 21.1%   
No. of employees `0008.014.3 55.7%   
Total wages & salary Rs m6,39119,545 32.7%   
Avg. income/employee Rs Th7,164.05,987.6 119.6%   
Avg. wages/employee Rs Th803.31,367.2 58.8%   
Avg. net profit/employee Rs Th434.5-1,620.0 -26.8%   
INCOME DATA
Interest income Rs m56,99785,599 66.6%  
Other income Rs m8,99923,846 37.7%   
Interest expense Rs m34,01565,853 51.7%   
Net interest income Rs m22,98119,746 116.4%  
Operating expense Rs m14,20729,476 48.2%   
Gross profit Rs m8,774-9,730 -90.2%  
Gross profit margin %15.4-11.4 -135.4%  
Provisions/contingencies Rs m12,73759,925 21.3%   
Profit before tax Rs m5,037-45,809 -11.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,580-22,650 -7.0%   
Profit after tax Rs m3,457-23,159 -14.9%  
Net profit margin %6.1-27.1 -22.4%  
BALANCE SHEET DATA
Advances Rs m448,002669,551 66.9%   
Deposits Rs m568,9011,349,833 42.1%  
Credit/Deposit ratio x78.749.6 158.8%  
Yield on advances %9.97.6 130.6%   
Cost of deposits %5.84.7 124.2%   
Net Interest Margin %3.51.4 246.7%  
Net fixed assets Rs m5,28212,401 42.6%   
Share capital Rs m1,45374,279 2.0%   
Free reserves Rs m61,18940,710 150.3%   
Net worth Rs m62,642114,989 54.5%   
Borrowings Rs m23,81722,037 108.1%   
Investments Rs m158,032609,760 25.9%   
Total assets Rs m669,2911,515,299 44.2%  
Debt/equity ratio x9.511.9 79.3%   
Return on assets %0.5-1.5 -33.8%  
Return on equity %5.5-20.1 -27.4%  
Capital adequacy ratio %14.413.0 111.0%  
Net NPAs %4.28.7 48.0%  
CASH FLOW
From Operations Rs m-5,373-150,737 3.6%  
From Investments Rs m-1,943-732 265.3%  
From Financial Activity Rs m6,83445,761 14.9%  
Net Cashflow Rs m-482-105,708 0.5%  

Share Holding

Indian Promoters % 3.0 88.0 3.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.4 5.2 238.5%  
FIIs % 25.1 0.3 8,366.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 59.4 6.5 913.8%  
Shareholders   74,641 78,272 95.4%  
Pledged promoter(s) holding % 8.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   KOTAK MAHINDRA BANK  BANDHAN BANK LTD  ALLAHABAD BANK  HDFC BANK  IDFC FIRST BANK  

Compare KARUR VYSYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

KARUR VYSYA BANK Announces Quarterly Results (1QFY20); Net Profit Up 58.8% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, KARUR VYSYA BANK has posted a net profit of Rs 729 m (up 58.8% YoY). Sales on the other hand came in at Rs 15 bn (up 3.5% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

KARUR VYSYA BANK Announces Quarterly Results (4QFY19); Net Profit Up 18.7% (Quarterly Result Update)

May 27, 2019 | Updated on May 27, 2019

For the quarter ended March 2019, KARUR VYSYA BANK has posted a net profit of Rs 600 m (up 18.7% YoY). Sales on the other hand came in at Rs 15 bn (down 1.2% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

KARUR VYSYA BANK Announces Quarterly Results (3QFY19); Net Profit Down 70.3% (Quarterly Result Update)

Feb 18, 2019 | Updated on Feb 18, 2019

For the quarter ended December 2018, KARUR VYSYA BANK has posted a net profit of Rs 212 m (down 70.3% YoY). Sales on the other hand came in at Rs 14 bn (up 1.4% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

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