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KARUR VYSYA BANK vs UNITED BANK OF INDIA - Comparison Results

KARUR VYSYA BANK    Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

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Current Valuations

    KARUR VYSYA BANK UNITED BANK OF INDIA KARUR VYSYA BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 11.1 -0.6 - View Chart
P/BV x 1.6 0.2 906.8% View Chart
Dividend Yield % 11.7 0.0 -  

Financials

 KARUR VYSYA BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-15
UNITED BANK OF INDIA
Mar-16
KARUR VYSYA BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs61932 1,952.7%   
Low Rs35517 2,113.7%   
Income per share (Unadj.) Rs443.7118.4 374.8%  
Earnings per share (Unadj.) Rs40.6-3.4 -1,210.2%  
Cash flow per share (Unadj.) Rs91.7-15.5 -593.6%  
Dividends per share (Unadj.) Rs13.000-  
Avg Dividend yield %2.70-  
Book value per share (Unadj.) Rs349.169.6 501.9%  
Shares outstanding (eoy) m121.62839.51 14.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.10.2 535.8%   
Avg P/E ratio x12.0-7.2 -166.0%  
Avg P/CF ratio x6.10.9 668.8%  
Avg Price/Bookvalue ratio x1.40.3 400.1%  
Dividend payout %32.00-   
Avg Mkt Cap Rs m59,23520,358 291.0%   
No. of employees `0007.215.0 48.0%   
Total wages & salary Rs m5,47110,974 49.8%   
Avg. income/employee Rs Th7,497.46,632.8 113.0%   
Avg. wages/employee Rs Th760.1732.5 103.8%   
Avg. net profit/employee Rs Th686.9-188.2 -364.9%   
INCOME DATA
Interest income Rs m53,95999,367 54.3%  
Other income Rs m5,80814,675 39.6%   
Interest expense Rs m39,30076,561 51.3%   
Net interest income Rs m14,65922,806 64.3%  
Operating expense Rs m11,03519,363 57.0%   
Gross profit Rs m3,6253,443 105.3%  
Gross profit margin %6.73.5 193.9%  
Provisions/contingencies Rs m4,80525,228 19.0%   
Profit before tax Rs m4,928-7,110 -69.3%   
Extraordinary Inc (Exp) Rs m870-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m72-4,290 -1.7%   
Profit after tax Rs m4,943-2,820 -175.3%  
Net profit margin %9.2-2.8 -322.9%  
BALANCE SHEET DATA
Advances Rs m361,089680,602 53.1%   
Deposits Rs m446,9031,164,013 38.4%  
Credit/Deposit ratio x80.858.5 138.2%  
Yield on advances %11.79.7 119.8%   
Cost of deposits %7.96.2 128.4%   
Net Interest Margin %2.81.9 150.8%  
Net fixed assets Rs m4,11212,109 34.0%   
Share capital Rs m1,2168,395 14.5%   
Free reserves Rs m25,05417,690 141.6%   
Net worth Rs m42,46058,392 72.7%   
Borrowings Rs m29,00829,125 99.6%   
Investments Rs m127,730447,234 28.6%   
Total assets Rs m531,5251,294,318 41.1%  
Debt/equity ratio x11.220.4 54.9%   
Return on assets %0.9-0.2 -426.9%  
Return on equity %11.6-4.8 -241.1%  
Capital adequacy ratio %14.610.5 139.8%  
Net NPAs %0.89.0 8.6%  
CASH FLOW
From Operations Rs m-3,09024,276 -12.7%  
From Investments Rs m-1,023-896 114.2%  
From Financial Activity Rs m4,822-429 -1,125.4%  
Net Cashflow Rs m71022,951 3.1%  

Share Holding

Indian Promoters % 3.0 88.0 3.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.4 5.2 238.5%  
FIIs % 25.1 0.3 8,366.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 59.4 6.5 913.8%  
Shareholders   74,641 78,272 95.4%  
Pledged promoter(s) holding % 8.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   PNB  SYNDICATE BANK  CORPORATION BANK  CANARA BANK  SOUTH IND.BANK  

Compare KARUR VYSYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Feb 21, 2018 09:21 AM

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