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ORIENTAL BANK vs UNITED BANK OF INDIA - Comparison Results

ORIENTAL BANK    Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

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Current Valuations

    ORIENTAL BANK UNITED BANK OF INDIA ORIENTAL BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x -0.4 -0.6 - View Chart
P/BV x 0.2 0.1 140.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 ORIENTAL BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    ORIENTAL BANK
Mar-18
UNITED BANK OF INDIA
Mar-16
ORIENTAL BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs19132 601.9%   
Low Rs8417 500.0%   
Income per share (Unadj.) Rs275.0118.4 232.3%  
Earnings per share (Unadj.) Rs-92.8-3.4 2,762.9%  
Cash flow per share (Unadj.) Rs-194.4-15.5 1,258.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs186.369.6 267.8%  
Shares outstanding (eoy) m632.77839.51 75.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.50.2 243.9%   
Avg P/E ratio x-1.5-7.2 20.5%  
Avg P/CF ratio x2.20.9 243.8%  
Avg Price/Bookvalue ratio x0.70.3 211.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m86,94320,358 427.1%   
No. of employees `00022.015.0 146.7%   
Total wages & salary Rs m17,56610,974 160.1%   
Avg. income/employee Rs Th7,916.96,632.8 119.4%   
Avg. wages/employee Rs Th799.3732.5 109.1%   
Avg. net profit/employee Rs Th-2,671.8-188.2 1,419.6%   
INCOME DATA
Interest income Rs m173,98999,367 175.1%  
Other income Rs m27,82414,675 189.6%   
Interest expense Rs m128,88176,561 168.3%   
Net interest income Rs m45,10822,806 197.8%  
Operating expense Rs m35,90019,363 185.4%   
Gross profit Rs m9,2083,443 267.5%  
Gross profit margin %5.33.5 152.8%  
Provisions/contingencies Rs m97,97625,228 388.4%   
Profit before tax Rs m-60,944-7,110 857.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-2,227-4,290 51.9%   
Profit after tax Rs m-58,717-2,820 2,082.5%  
Net profit margin %-33.7-2.8 1,189.3%  
BALANCE SHEET DATA
Advances Rs m1,363,679680,602 200.4%   
Deposits Rs m2,073,4611,164,013 178.1%  
Credit/Deposit ratio x65.858.5 112.5%  
Yield on advances %8.99.7 91.3%   
Cost of deposits %5.86.2 94.2%   
Net Interest Margin %2.11.9 108.9%  
Net fixed assets Rs m25,49612,109 210.6%   
Share capital Rs m6,3288,395 75.4%   
Free reserves Rs m115,67717,690 653.9%   
Net worth Rs m117,86858,392 201.9%   
Borrowings Rs m96,94129,125 332.8%   
Investments Rs m699,023447,234 156.3%   
Total assets Rs m2,333,4401,294,318 180.3%  
Debt/equity ratio x18.420.4 90.1%   
Return on assets %-2.5-0.2 1,155.1%  
Return on equity %-49.8-4.8 1,031.7%  
Capital adequacy ratio %10.510.5 100.4%  
Net NPAs %10.59.0 115.9%  
CASH FLOW
From Operations Rs m-36,38924,276 -149.9%  
From Investments Rs m-4,506-896 502.7%  
From Financial Activity Rs m3,447-429 -804.4%  
Net Cashflow Rs m-37,44822,951 -163.2%  

Share Holding

Indian Promoters % 59.1 88.0 67.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 24.0 5.2 461.5%  
FIIs % 9.9 0.3 3,300.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.0 6.5 107.7%  
Shareholders   114,330 78,272 146.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ORIENTAL BANK With:   SOUTH IND.BANK  J&K BANK  DENA BANK  ANDHRA BANK  INDUSIND BANK  

Compare ORIENTAL BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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