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Compare Oriental Bank with United Bank of India - Equitymaster

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ORIENTAL BANK vs UNITED BANK OF INDIA - Comparison Results

ORIENTAL BANK    Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

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Current Valuations

    ORIENTAL BANK UNITED BANK OF INDIA ORIENTAL BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x -0.7 -0.4 - View Chart
P/BV x 0.2 0.1 260.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 ORIENTAL BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    ORIENTAL BANK
Mar-18
UNITED BANK OF INDIA
Mar-18
ORIENTAL BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs19123 836.8%   
Low Rs8411 800.0%   
Income per share (Unadj.) Rs275.027.8 988.9%  
Earnings per share (Unadj.) Rs-92.8-4.8 1,914.0%  
Cash flow per share (Unadj.) Rs-194.4-14.1 1,376.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs186.328.9 645.2%  
Shares outstanding (eoy) m632.772,999.99 21.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.50.6 83.5%   
Avg P/E ratio x-1.5-3.4 43.1%  
Avg P/CF ratio x2.22.0 111.7%  
Avg Price/Bookvalue ratio x0.70.6 127.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m86,94349,950 174.1%   
No. of employees `00022.0NA-   
Total wages & salary Rs m17,56617,126 102.6%   
Avg. income/employee Rs Th7,916.9NM-  
Avg. wages/employee Rs Th799.3NM-  
Avg. net profit/employee Rs Th-2,671.8N.A.-  
INCOME DATA
Interest income Rs m173,98983,416 208.6%  
Other income Rs m27,82422,146 125.6%   
Interest expense Rs m128,88168,488 188.2%   
Net interest income Rs m45,10814,929 302.2%  
Operating expense Rs m35,90026,834 133.8%   
Gross profit Rs m9,208-11,905 -77.3%  
Gross profit margin %5.3-14.3 -37.1%  
Provisions/contingencies Rs m97,97639,728 246.6%   
Profit before tax Rs m-60,944-29,487 206.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-2,227-14,942 14.9%   
Profit after tax Rs m-58,717-14,545 403.7%  
Net profit margin %-33.7-17.4 193.6%  
BALANCE SHEET DATA
Advances Rs m1,363,679624,902 218.2%   
Deposits Rs m2,073,4611,293,264 160.3%  
Credit/Deposit ratio x65.848.3 136.1%  
Yield on advances %8.98.1 109.8%   
Cost of deposits %5.85.1 114.0%   
Net Interest Margin %2.11.1 182.9%  
Net fixed assets Rs m25,49612,931 197.2%   
Share capital Rs m6,32830,000 21.1%   
Free reserves Rs m115,67722,244 520.0%   
Net worth Rs m117,86886,616 136.1%   
Borrowings Rs m96,94133,061 293.2%   
Investments Rs m699,023504,018 138.7%   
Total assets Rs m2,333,4401,447,487 161.2%  
Debt/equity ratio x18.415.3 120.3%   
Return on assets %-2.5-1.0 250.4%  
Return on equity %-49.8-16.8 296.7%  
Capital adequacy ratio %10.512.6 83.2%  
Net NPAs %10.516.5 63.6%  
CASH FLOW
From Operations Rs m-36,38946,588 -78.1%  
From Investments Rs m-4,506-2,347 192.0%  
From Financial Activity Rs m3,44727,942 12.3%  
Net Cashflow Rs m-37,44872,183 -51.9%  

Share Holding

Indian Promoters % 59.1 88.0 67.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 24.0 5.2 461.5%  
FIIs % 9.9 0.3 3,300.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.0 6.5 107.7%  
Shareholders   114,330 78,272 146.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ORIENTAL BANK With:   INDIAN OVERSEAS BANK  AXIS BANK  BANK OF INDIA  UNION BANK  CITY UNION BANK  

Compare ORIENTAL BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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