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- PNB - KOTAK MAHINDRA BANK
PNB vs KOTAK MAHINDRA BANK - Comparison Results
PNB Change
Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More
KOTAK MAHINDRA BANK 
A flagship company of the well-known financial conglomerate Kotak Mahindra Group, Kotak Mahindra Bank was the first banking entity in the country created by conversion of a financial institution in 2003. The bank had 105 branches across 69 locations ... More
Current Valuations
| PNB | KOTAK MAHINDRA BANK | PNB/ KOTAK MAHINDRA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -1.1 | 37.7 | - | View Chart |
| P/BV | x | 0.3 | 4.7 | 5.5% | View Chart |
| Dividend Yield | % | 0.0 | 0.1 | - |
Financials
 PNB  KOTAK MAHINDRA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| PNB Mar-19 |
KOTAK MAHINDRA BANK Mar-19 |
PNB/ KOTAK MAHINDRA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 105 | 1,424 | 7.4% | |
| Low | Rs | 60 | 1,002 | 6.0% | |
| Income per share (Unadj.) | Rs | 113.3 | 156.8 | 72.2% | |
| Earnings per share (Unadj.) | Rs | -21.8 | 37.7 | -57.7% | |
| Cash flow per share (Unadj.) | Rs | -53.9 | 150.8 | -35.7% | |
| Dividends per share (Unadj.) | Rs | 0 | 0.80 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.1 | 0.0% | |
| Book value per share (Unadj.) | Rs | 98.9 | 305.3 | 32.4% | |
| Shares outstanding (eoy) | m | 4,604.05 | 1,908.75 | 241.2% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.7 | 7.7 | 9.4% | |
| Avg P/E ratio | x | -3.8 | 32.1 | -11.8% | |
| Avg P/CF ratio | x | 3.4 | 28.1 | 12.2% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 4.0 | 21.0% | |
| Dividend payout | % | 0 | 2.1 | 0.0% | |
| Avg Mkt Cap | Rs m | 379,834 | 2,315,600 | 16.4% | |
| No. of employees | `000 | 70.8 | 41.8 | 169.6% | |
| Total wages & salary | Rs m | 70,475 | 48,509 | 145.3% | |
| Avg. income/employee | Rs Th | 7,364.4 | 7,169.5 | 102.7% | |
| Avg. wages/employee | Rs Th | 995.3 | 1,161.8 | 85.7% | |
| Avg. net profit/employee | Rs Th | -1,416.0 | 1,725.4 | -82.1% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 521,471 | 299,348 | 174.2% | |
| Other income | Rs m | 73,674 | 160,444 | 45.9% | |
| Interest expense | Rs m | 346,557 | 151,866 | 228.2% | |
| Net interest income | Rs m | 174,915 | 147,482 | 118.6% | |
| Operating expense | Rs m | 116,893 | 191,714 | 61.0% | |
| Gross profit | Rs m | 58,022 | -44,233 | -131.2% | |
| Gross profit margin | % | 11.1 | -14.8 | -75.3% | |
| Provisions/contingencies | Rs m | 211,381 | 10,454 | 2,022.1% | |
| Profit before tax | Rs m | -149,085 | 105,757 | -141.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -4,563 | 0 | - | |
| Prior Period Items | Rs m | 0 | 844 | 0.0% | |
| Tax | Rs m | -53,384 | 34,560 | -154.5% | |
| Profit after tax | Rs m | -100,264 | 72,041 | -139.2% | |
| Net profit margin | % | -19.2 | 24.1 | -79.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 4,624,162 | 2,434,620 | 189.9% | |
| Deposits | Rs m | 6,818,742 | 2,248,243 | 303.3% | |
| Credit/Deposit ratio | x | 67.8 | 108.3 | 62.6% | |
| Yield on advances | % | 7.7 | 7.5 | 101.5% | |
| Cost of deposits | % | 4.7 | 4.9 | 96.8% | |
| Net Interest Margin | % | 2.3 | 3.9 | 59.9% | |
| Net fixed assets | Rs m | 62,476 | 18,837 | 331.7% | |
| Share capital | Rs m | 9,208 | 14,544 | 63.3% | |
| Free reserves | Rs m | 445,973 | 568,254 | 78.5% | |
| Net worth | Rs m | 455,181 | 582,797 | 78.1% | |
| Borrowings | Rs m | 468,280 | 664,389 | 70.5% | |
| Investments | Rs m | 2,097,230 | 1,034,870 | 202.7% | |
| Total assets | Rs m | 7,892,658 | 3,951,713 | 199.7% | |
| Debt/equity ratio | x | 16.0 | 5.0 | 320.3% | |
| Return on assets | % | -1.3 | 1.8 | -69.7% | |
| Return on equity | % | -22.0 | 12.4 | -178.2% | |
| Capital adequacy ratio | % | 9.7 | 17.9 | 54.4% | |
| Net NPAs | % | 6.6 | 0.8 | 874.7% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -341,580 | 18,224 | -1,874.4% | |
| From Investments | Rs m | 2,248 | -33,826 | -6.6% | |
| From Financial Activity | Rs m | 137,410 | 83,646 | 164.3% | |
| Net Cashflow | Rs m | -201,922 | 68,638 | -294.2% | |
Share Holding
| Indian Promoters | % | 58.9 | 43.6 | 135.1% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 18.7 | 1.9 | 984.2% | |
| FIIs | % | 17.2 | 31.7 | 54.3% | |
| ADR/GDR | % | 0.0 | 0.2 | - | |
| Free float | % | 5.3 | 22.7 | 23.3% | |
| Shareholders | 215,441 | 64,886 | 332.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PNB With: UNITED BANK OF INDIA PUNJAB & SIND BANK SYNDICATE BANK YES BANK BANK OF MAHARASHTRA
Compare PNB With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
Indian Indices Witness Selling, Passenger Vehicles Sales Data, and Top Cues in Focus Today(Pre-Open)
India share markets witnessed selling pressure yesterday and ended their session deep in the red. At the closing bell yesterday, the BSE Sensex stood lower by 267 points (down 0.7%).
Related Views on News
PNB Announces Quarterly Results (1QFY20); Net Profit Up 208.4% (Quarterly Result Update)
Jul 29, 2019 | Updated on Jul 29, 2019For the quarter ended June 2019, PNB has posted a net profit of Rs 10 bn (up 208.4% YoY). Sales on the other hand came in at Rs 131 bn (down 0.2% YoY). Read on for a complete analysis of PNB's quarterly results.
KOTAK MAHINDRA BANK Announces Quarterly Results (1QFY20); Net Profit Up 24.7% (Quarterly Result Update)
Jul 23, 2019 | Updated on Jul 23, 2019For the quarter ended June 2019, KOTAK MAHINDRA BANK has posted a net profit of Rs 19 bn (up 24.7% YoY). Sales on the other hand came in at Rs 83 bn (up 20.4% YoY). Read on for a complete analysis of KOTAK MAHINDRA BANK's quarterly results.
PNB Announces Quarterly Results (4QFY19); Net Profit Up 64.6% (Quarterly Result Update)
May 30, 2019 | Updated on May 30, 2019For the quarter ended March 2019, PNB has posted a net profit of Rs 47 bn (up 64.6% YoY). Sales on the other hand came in at Rs 128 bn (up 12.7% YoY). Read on for a complete analysis of PNB's quarterly results.
KOTAK MAHINDRA BANK Announces Quarterly Results (4QFY19); Net Profit Up 29.9% (Quarterly Result Update)
May 2, 2019 | Updated on May 2, 2019For the quarter ended March 2019, KOTAK MAHINDRA BANK has posted a net profit of Rs 18 bn (up 29.9% YoY). Sales on the other hand came in at Rs 80 bn (up 18.5% YoY). Read on for a complete analysis of KOTAK MAHINDRA BANK's quarterly results.
PNB Announces Quarterly Results (3QFY19); Net Profit Down 1189.6% (Quarterly Result Update)
Feb 13, 2019 | Updated on Feb 13, 2019For the quarter ended December 2018, PNB has posted a net profit of Rs 25 bn (down 1189.6% YoY). Sales on the other hand came in at Rs 130 bn (up 7.1% YoY). Read on for a complete analysis of PNB's quarterly results.
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