X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare South Ind.Bank with Union Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SOUTH IND.BANK vs UNION BANK - Comparison Results

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SOUTH IND.BANK UNION BANK SOUTH IND.BANK/
UNION BANK
 
P/E (TTM) x 4.6 -5.8 - View Chart
P/BV x 1.0 0.3 336.4% View Chart
Dividend Yield % 2.2 1.8 124.6%  

Financials

 SOUTH IND.BANK   UNION BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-15
UNION BANK
Mar-16
SOUTH IND.BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs35223 15.8%   
Low Rs22104 20.9%   
Income per share (Unadj.) Rs39.2470.1 8.3%  
Earnings per share (Unadj.) Rs2.319.7 11.5%  
Cash flow per share (Unadj.) Rs7.767.4 11.4%  
Dividends per share (Unadj.) Rs0.601.95 30.8%  
Avg Dividend yield %2.11.2 176.6%  
Book value per share (Unadj.) Rs26.6335.3 7.9%  
Shares outstanding (eoy) m1,350.15687.44 196.4%   
Bonus/Rights/Conversions ESOSPI-  
Avg Price / Income ratio x0.70.3 209.2%   
Avg P/E ratio x12.58.3 151.1%  
Avg P/CF ratio x5.32.1 247.9%  
Avg Price/Bookvalue ratio x1.10.5 219.6%  
Dividend payout %26.49.9 266.9%   
Avg Mkt Cap Rs m38,412112,259 34.2%   
No. of employees `0007.835.5 22.1%   
Total wages & salary Rs m6,33737,681 16.8%   
Avg. income/employee Rs Th6,755.69,109.9 74.2%   
Avg. wages/employee Rs Th809.81,062.2 76.2%   
Avg. net profit/employee Rs Th392.6382.5 102.6%   
INCOME DATA
Interest income Rs m52,862323,157 16.4%  
Other income Rs m4,971393,443 1.3%   
Interest expense Rs m39,200238,940 16.4%   
Net interest income Rs m13,66284,216 16.2%  
Operating expense Rs m9,81367,159 14.6%   
Gross profit Rs m3,84917,057 22.6%  
Gross profit margin %7.35.3 138.0%  
Provisions/contingencies Rs m4,14138,682 10.7%   
Profit before tax Rs m4,68017,769 26.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m090 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,6084,291 37.5%   
Profit after tax Rs m3,07213,569 22.6%  
Net profit margin %5.84.2 138.4%  
BALANCE SHEET DATA
Advances Rs m373,9162,682,496 13.9%   
Deposits Rs m519,1253,441,175 15.1%  
Credit/Deposit ratio x72.078.0 92.4%  
Yield on advances %11.18.8 125.8%   
Cost of deposits %7.16.4 109.9%   
Net Interest Margin %2.42.2 109.2%  
Net fixed assets Rs m4,79139,519 12.1%   
Share capital Rs m1,3506,874 19.6%   
Free reserves Rs m23,794200,761 11.9%   
Net worth Rs m35,918230,481 15.6%   
Borrowings Rs m22,325306,366 7.3%   
Investments Rs m167,172905,732 18.5%   
Total assets Rs m591,1634,073,646 14.5%  
Debt/equity ratio x15.116.3 92.7%   
Return on assets %0.50.3 156.0%  
Return on equity %8.65.9 145.3%  
Capital adequacy ratio %12.111.1 108.3%  
Net NPAs %1.05.3 18.3%  
CASH FLOW
From Operations Rs m6,87082,741 8.3%  
From Investments Rs m-1,726-8,718 19.8%  
From Financial Activity Rs m-1,372-3,886 35.3%  
Net Cashflow Rs m3,77270,138 5.4%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.0 16.6 72.3%  
FIIs % 41.7 8.5 490.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 46.3 14.8 312.8%  
Shareholders   247,922 235,817 105.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   FEDERAL BANK  ORIENTAL BANK  BANK OF MAHARASHTRA  ING VYSYA BANK  YES BANK  

Compare SOUTH IND.BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Global Stock Markets Chart Modest Gains(RoundUp)

Global financial markets ended the holiday shortened week with modest gains. The rally put behind days of decline as concerns regarding swift interest rates hikes were put to ease.

Related Views on News

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

More Views on News

Most Popular

The Foundation for Sensex 100,000 is Laid(The 5 Minute Wrapup)

Feb 17, 2018

Top three reasons for Tanushree's presentation at Equitymaster Conference to be centered around a possible 30% correction.

India's Rs 1,66,276 Crore Problem(Vivek Kaul's Diary)

Feb 15, 2018

That's the loss, the government owned public sector enterprises are expected to make this year.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

How I Beat the Index by 2x... And Why I Believe This Could Happen Again(Smart Contrarian)

Feb 12, 2018

Will Microcap Millionaires be able to replicate its past performance of beating the index by 2x?

NPAs Set to Rise Further with New RBI Rules(Chart Of The Day)

Feb 15, 2018

The RBI overhauls bad loan framework. Banks may come under additional pressure due to rising NPAs and increased provisioning.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

SOUTH IND.BANK SHARE PRICE


Feb 23, 2018 (Close)

TRACK SOUTH IND.BANK

  • Track your investment in SOUTH IND.BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON SOUTH IND.BANK

SOUTH IND.BANK 5-YR ANALYSIS

COMPARE SOUTH IND.BANK WITH

MARKET STATS