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SOUTH IND.BANK vs UNION BANK - Comparison Results

UNION BANK 
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Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    SOUTH IND.BANK UNION BANK SOUTH IND.BANK/
UNION BANK
 
P/E (TTM) x 4.5 -1.2 - View Chart
P/BV x 0.3 0.1 210.6% View Chart
Dividend Yield % 2.4 0.0 -  

Financials

 SOUTH IND.BANK   UNION BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-19
UNION BANK
Mar-19
SOUTH IND.BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs27106 25.9%   
Low Rs1361 20.4%   
Income per share (Unadj.) Rs38.0194.6 19.5%  
Earnings per share (Unadj.) Rs1.4-16.6 -8.3%  
Cash flow per share (Unadj.) Rs5.7-42.9 -13.3%  
Dividends per share (Unadj.) Rs0.250-  
Avg Dividend yield %1.30-  
Book value per share (Unadj.) Rs29.5151.6 19.4%  
Shares outstanding (eoy) m1,809.681,763.02 102.6%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x0.50.4 122.2%   
Avg P/E ratio x14.6-5.0 -289.2%  
Avg P/CF ratio x3.31.7 190.3%  
Avg Price/Bookvalue ratio x0.70.6 122.7%  
Dividend payout %18.30-   
Avg Mkt Cap Rs m36,103147,388 24.5%   
No. of employees `0008.437.3 22.7%   
Total wages & salary Rs m8,21432,372 25.4%   
Avg. income/employee Rs Th8,147.59,208.8 88.5%   
Avg. wages/employee Rs Th973.3868.8 112.0%   
Avg. net profit/employee Rs Th293.3-784.3 -37.4%   
INCOME DATA
Interest income Rs m68,765343,137 20.0%  
Other income Rs m7,26250,417 14.4%   
Interest expense Rs m48,568238,961 20.3%   
Net interest income Rs m20,197104,176 19.4%  
Operating expense Rs m15,06978,562 19.2%   
Gross profit Rs m5,12825,614 20.0%  
Gross profit margin %7.57.5 99.9%  
Provisions/contingencies Rs m8,585115,157 7.5%   
Profit before tax Rs m3,805-39,016 -9.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,330-9,792 -13.6%   
Profit after tax Rs m2,475-29,224 -8.5%  
Net profit margin %3.6-8.5 -42.3%  
BALANCE SHEET DATA
Advances Rs m626,9372,987,801 21.0%   
Deposits Rs m804,2014,175,048 19.3%  
Credit/Deposit ratio x78.071.6 108.9%  
Yield on advances %8.68.0 107.7%   
Cost of deposits %5.75.3 106.9%   
Net Interest Margin %2.32.2 105.3%  
Net fixed assets Rs m7,08737,745 18.8%   
Share capital Rs m1,81017,630 10.3%   
Free reserves Rs m51,544249,686 20.6%   
Net worth Rs m53,353267,317 20.0%   
Borrowings Rs m49,032432,756 11.3%   
Investments Rs m190,8141,283,912 14.9%   
Total assets Rs m922,7924,985,805 18.5%  
Debt/equity ratio x16.017.2 92.8%   
Return on assets %0.3-0.6 -45.8%  
Return on equity %4.6-10.9 -42.4%  
Capital adequacy ratio %12.611.8 107.0%  
Net NPAs %3.56.9 50.4%  
CASH FLOW
From Operations Rs m16,779-77,784 -21.6%  
From Investments Rs m-11,745-2,971 395.3%  
From Financial Activity Rs m98317,582 5.6%  
Net Cashflow Rs m6,017-63,173 -9.5%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.0 16.6 72.3%  
FIIs % 41.7 8.5 490.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 46.3 14.8 312.8%  
Shareholders   247,922 235,817 105.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   INDIAN OVERSEAS BANK  CITY UNION BANK  BANK OF BARODA  ALLAHABAD BANK  J&K BANK  

Compare SOUTH IND.BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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SOUTH IND.BANK Announces Quarterly Results (2QFY20); Net Profit Up 20.5% (Quarterly Result Update)

Oct 18, 2019 | Updated on Oct 18, 2019

For the quarter ended September 2019, SOUTH IND.BANK has posted a net profit of Rs 845 m (up 20.5% YoY). Sales on the other hand came in at Rs 20 bn (up 15.2% YoY). Read on for a complete analysis of SOUTH IND.BANK's quarterly results.

UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

SOUTH IND.BANK Announces Quarterly Results (1QFY20); Net Profit Up 218.0% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, SOUTH IND.BANK has posted a net profit of Rs 733 m (up 218.0% YoY). Sales on the other hand came in at Rs 19 bn (up 14.6% YoY). Read on for a complete analysis of SOUTH IND.BANK's quarterly results.

UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

SOUTH IND.BANK Announces Quarterly Results (4QFY19); Net Profit Down 38.2% (Quarterly Result Update)

May 10, 2019 | Updated on May 10, 2019

For the quarter ended March 2019, SOUTH IND.BANK has posted a net profit of Rs 705 m (down 38.2% YoY). Sales on the other hand came in at Rs 18 bn (up 12.7% YoY). Read on for a complete analysis of SOUTH IND.BANK's quarterly results.

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Oct 18, 2019 (Close)

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