X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Union Bank with Bank of India - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs BANK OF INDIA - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

BANK OF INDIA 
   Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK BANK OF INDIA UNION BANK/
BANK OF INDIA
 
P/E (TTM) x -7.2 -6.5 - View Chart
P/BV x 0.4 0.3 119.4% View Chart
Dividend Yield % 1.4 0.0 -  

Financials

 UNION BANK   BANK OF INDIA
EQUITY SHARE DATA
    UNION BANK
Mar-16
BANK OF INDIA
Mar-17
UNION BANK/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs223142 156.3%   
Low Rs10478 132.8%   
Income per share (Unadj.) Rs470.1374.9 125.4%  
Earnings per share (Unadj.) Rs19.71.6 1,250.0%  
Cash flow per share (Unadj.) Rs67.4-37.1 -181.9%  
Dividends per share (Unadj.) Rs1.950-  
Avg Dividend yield %1.20-  
Book value per share (Unadj.) Rs335.3302.2 110.9%  
Shares outstanding (eoy) m687.441,055.87 65.1%   
Bonus/Rights/Conversions PI--  
Avg Price / Income ratio x0.30.3 118.0%   
Avg P/E ratio x8.369.9 11.8%  
Avg P/CF ratio x2.10.9 228.6%  
Avg Price/Bookvalue ratio x0.50.4 133.3%  
Dividend payout %9.90-   
Avg Mkt Cap Rs m112,259116,568 96.3%   
No. of employees `00035.5NA-   
Total wages & salary Rs m37,68154,491 69.2%   
Avg. income/employee Rs Th9,109.9NM-  
Avg. wages/employee Rs Th1,062.2NM-  
Avg. net profit/employee Rs Th382.5N.A.-  
INCOME DATA
Interest income Rs m323,157395,852 81.6%  
Other income Rs m393,44368,195 576.9%   
Interest expense Rs m238,940276,058 86.6%   
Net interest income Rs m84,216119,795 70.3%  
Operating expense Rs m67,15989,750 74.8%   
Gross profit Rs m17,05730,045 56.8%  
Gross profit margin %5.37.6 69.5%  
Provisions/contingencies Rs m38,682122,361 31.6%   
Profit before tax Rs m17,769-6,731 -264.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m90214 42.2%   
Prior Period Items Rs m00-   
Tax Rs m4,291-8,184 -52.4%   
Profit after tax Rs m13,5691,667 813.9%  
Net profit margin %4.20.4 996.9%  
BALANCE SHEET DATA
Advances Rs m2,682,4963,683,288 72.8%   
Deposits Rs m3,441,1755,423,521 63.4%  
Credit/Deposit ratio x78.067.9 114.8%  
Yield on advances %8.87.4 118.7%   
Cost of deposits %6.44.5 141.6%   
Net Interest Margin %2.22.0 107.8%  
Net fixed assets Rs m39,51985,458 46.2%   
Share capital Rs m6,87410,554 65.1%   
Free reserves Rs m200,761211,157 95.1%   
Net worth Rs m230,481319,073 72.2%   
Borrowings Rs m306,366394,914 77.6%   
Investments Rs m905,7321,307,513 69.3%   
Total assets Rs m4,073,6466,320,260 64.5%  
Debt/equity ratio x16.318.2 89.2%   
Return on assets %0.30 1,262.7%  
Return on equity %5.90.5 1,126.7%  
Capital adequacy ratio %11.10-  
Net NPAs %5.37.2 73.2%  
CASH FLOW
From Operations Rs m82,741-66,241 -124.9%  
From Investments Rs m-8,718-3,711 234.9%  
From Financial Activity Rs m-3,88639,551 -9.8%  
Net Cashflow Rs m70,138-30,400 -230.7%  

Share Holding

Indian Promoters % 60.1 66.7 90.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 15.5 107.1%  
FIIs % 8.5 10.2 83.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 7.7 192.2%  
Shareholders   235,817 240,000 98.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   ING VYSYA BANK  SBI  KARUR VYSYA BANK  CORPORATION BANK  IDBI BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Share Markets Trade Flat; TCS Surges 3.5%(01:30 pm)

Indian share markets continued to trade on a flat note in the noon session. Gains are largely seen in software stocks, bank stocks and capital goods' stocks.

Related Views on News

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

IDFC Bank: Legacy Book Continues to Drag Profitability (Quarterly Results Update - Detailed)

Nov 7, 2017

IDFC Bank's profitability remains hit by the legacy book challenges of stressed infra assets and fixed rate liabilities.

Axis Bank: Growth Without Quality Comfort (Quarterly Results Update - Detailed)

Oct 31, 2017

Almost 73% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

More Views on News

Most Popular

Retail Investors or Chickens Waiting to Get Slaughtered in the Stock Market?(Vivek Kaul's Diary)

Jan 9, 2018

The price to earnings ratio of the Nifty 50 is very close to all-time high levels.

Is it Wise to Ignore Bitcoins?(The 5 Minute Wrapup)

Jan 4, 2018

While investing in bitcoins, it would make sense to treat it as another asset class and decide accordingly.

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Resolutions for 2018 - by others(The Honest Truth)

Jan 8, 2018

Ten quirky new year resolutions. Guess by whom?

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


Jan 16, 2018 03:35 PM

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

UNION BANK 8-QTR ANALYSIS

COMPARE UNION BANK WITH

MARKET STATS