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Compare Union Bank with Bank of India - Equitymaster

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UNION BANK vs BANK OF INDIA - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

BANK OF INDIA 
   Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

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Current Valuations

    UNION BANK BANK OF INDIA UNION BANK/
BANK OF INDIA
 
P/E (TTM) x -1.1 -1.0 - View Chart
P/BV x 0.2 0.2 118.2% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   BANK OF INDIA
EQUITY SHARE DATA
    UNION BANK
Mar-18
BANK OF INDIA
Mar-17
UNION BANK/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs205142 144.0%   
Low Rs8678 109.7%   
Income per share (Unadj.) Rs282.0374.9 75.2%  
Earnings per share (Unadj.) Rs-44.61.6 -2,825.0%  
Cash flow per share (Unadj.) Rs-115.2-37.1 310.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs216.1302.2 71.5%  
Shares outstanding (eoy) m1,168.571,055.87 110.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.50.3 175.2%   
Avg P/E ratio x-3.369.9 -4.7%  
Avg P/CF ratio x1.90.9 201.1%  
Avg Price/Bookvalue ratio x0.70.4 184.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m170,027116,568 145.9%   
No. of employees `00037.6NA-   
Total wages & salary Rs m33,32254,491 61.2%   
Avg. income/employee Rs Th8,766.7NM-  
Avg. wages/employee Rs Th886.5NM-  
Avg. net profit/employee Rs Th-1,386.8N.A.-  
INCOME DATA
Interest income Rs m329,516395,852 83.2%  
Other income Rs m54,62168,195 80.1%   
Interest expense Rs m234,709276,058 85.0%   
Net interest income Rs m94,807119,795 79.1%  
Operating expense Rs m73,50889,750 81.9%   
Gross profit Rs m21,29830,045 70.9%  
Gross profit margin %6.57.6 85.2%  
Provisions/contingencies Rs m142,063122,361 116.1%   
Profit before tax Rs m-66,062-6,731 981.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0214 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-13,938-8,184 170.3%   
Profit after tax Rs m-52,1251,667 -3,126.5%  
Net profit margin %-15.80.4 -3,755.9%  
BALANCE SHEET DATA
Advances Rs m2,905,7153,683,288 78.9%   
Deposits Rs m4,102,8845,423,521 75.6%  
Credit/Deposit ratio x70.867.9 104.3%  
Yield on advances %7.97.4 105.8%   
Cost of deposits %5.34.5 116.1%   
Net Interest Margin %2.02.0 101.2%  
Net fixed assets Rs m38,46185,458 45.0%   
Share capital Rs m11,68610,554 110.7%   
Free reserves Rs m228,925211,157 108.4%   
Net worth Rs m252,518319,073 79.1%   
Borrowings Rs m456,804394,914 115.7%   
Investments Rs m1,255,1071,307,513 96.0%   
Total assets Rs m4,911,4646,320,260 77.7%  
Debt/equity ratio x18.118.2 99.0%   
Return on assets %-1.10 -4,023.3%  
Return on equity %-20.60.5 -3,950.5%  
Capital adequacy ratio %11.50-  
Net NPAs %8.47.2 117.4%  
CASH FLOW
From Operations Rs m60,893-66,241 -91.9%  
From Investments Rs m-3,068-3,711 82.7%  
From Financial Activity Rs m107,91939,551 272.9%  
Net Cashflow Rs m165,744-30,400 -545.2%  

Share Holding

Indian Promoters % 60.1 66.7 90.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 15.5 107.1%  
FIIs % 8.5 10.2 83.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 7.7 192.2%  
Shareholders   235,817 240,000 98.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   ICICI BANK  ING VYSYA BANK  ORIENTAL BANK  CITY UNION BANK  DENA BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jun 19, 2018 (Close)

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