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UNION BANK vs ORIENTAL BANK - Comparison Results

UNION BANK     Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

ORIENTAL BANK 
   Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

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Current Valuations

    UNION BANK ORIENTAL BANK UNION BANK/
ORIENTAL BANK
 
P/E (TTM) x -0.5 2.0 - View Chart
P/BV x 0.1 0.1 82.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   ORIENTAL BANK
EQUITY SHARE DATA
    UNION BANK
Mar-19
ORIENTAL BANK
Mar-19
UNION BANK/
ORIENTAL BANK
5-Yr Chart
Click to enlarge
High Rs106116 90.9%   
Low Rs6158 105.7%   
Income per share (Unadj.) Rs194.6130.4 149.3%  
Earnings per share (Unadj.) Rs-16.6-42.5 39.0%  
Cash flow per share (Unadj.) Rs-42.9-91.0 47.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs151.6137.9 109.9%  
Shares outstanding (eoy) m1,763.021,370.21 128.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.40.7 64.2%   
Avg P/E ratio x-5.0-2.1 245.4%  
Avg P/CF ratio x1.77.6 22.5%  
Avg Price/Bookvalue ratio x0.60.6 87.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m147,388119,551 123.3%   
No. of employees `00037.321.7 171.5%   
Total wages & salary Rs m32,37223,976 135.0%   
Avg. income/employee Rs Th9,208.88,223.0 112.0%   
Avg. wages/employee Rs Th868.81,103.4 78.7%   
Avg. net profit/employee Rs Th-784.3-2,677.0 29.3%   
INCOME DATA
Interest income Rs m343,137178,677 192.0%  
Other income Rs m50,41726,691 188.9%   
Interest expense Rs m238,961123,696 193.2%   
Net interest income Rs m104,17654,981 189.5%  
Operating expense Rs m78,56244,134 178.0%   
Gross profit Rs m25,61410,847 236.1%  
Gross profit margin %7.56.1 123.0%  
Provisions/contingencies Rs m115,15773,845 155.9%   
Profit before tax Rs m-39,016-36,308 107.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-58,717 0.0%   
Tax Rs m-9,792-36,858 26.6%   
Profit after tax Rs m-29,224-58,168 50.2%  
Net profit margin %-8.5-32.6 26.2%  
BALANCE SHEET DATA
Advances Rs m2,987,8011,592,848 187.6%   
Deposits Rs m4,175,0482,326,454 179.5%  
Credit/Deposit ratio x71.668.5 104.5%  
Yield on advances %8.07.6 105.3%   
Cost of deposits %5.35.0 106.6%   
Net Interest Margin %2.22.2 102.7%  
Net fixed assets Rs m37,74525,893 145.8%   
Share capital Rs m17,63013,702 128.7%   
Free reserves Rs m249,686175,310 142.4%   
Net worth Rs m267,317189,012 141.4%   
Borrowings Rs m432,756141,194 306.5%   
Investments Rs m1,283,912792,678 162.0%   
Total assets Rs m4,985,8052,719,096 183.4%  
Debt/equity ratio x17.213.1 132.0%   
Return on assets %-0.6-2.1 27.4%  
Return on equity %-10.9-30.8 35.5%  
Capital adequacy ratio %11.812.7 92.5%  
Net NPAs %6.95.9 115.5%  
CASH FLOW
From Operations Rs m-77,784-29,515 263.5%  
From Investments Rs m-2,971-2,226 133.5%  
From Financial Activity Rs m17,58259,688 29.5%  
Net Cashflow Rs m-63,17327,947 -226.0%  

Share Holding

Indian Promoters % 60.1 59.1 101.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 24.0 69.2%  
FIIs % 8.5 9.9 85.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 7.0 211.4%  
Shareholders   235,817 114,330 206.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   RBL BANK  KARUR VYSYA BANK  ANDHRA BANK  FEDERAL BANK  DCB BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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ORIENTAL BANK Announces Quarterly Results (3QFY20); Net Profit Up 39.1% (Quarterly Result Update)

Jan 24, 2020 | Updated on Jan 24, 2020

For the quarter ended December 2019, ORIENTAL BANK has posted a net profit of Rs 2 bn (up 39.1% YoY). Sales on the other hand came in at Rs 47 bn (up 2.1% YoY). Read on for a complete analysis of ORIENTAL BANK's quarterly results.

ORIENTAL BANK Announces Quarterly Results (2QFY20); Net Profit Up 23.7% (Quarterly Result Update)

Oct 25, 2019 | Updated on Oct 25, 2019

For the quarter ended September 2019, ORIENTAL BANK has posted a net profit of Rs 1 bn (up 23.7% YoY). Sales on the other hand came in at Rs 49 bn (up 13.7% YoY). Read on for a complete analysis of ORIENTAL BANK's quarterly results.

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UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

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