X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Union Bank with SBI - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs SBI - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

SBI 
   Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK SBI UNION BANK/
SBI
 
P/E (TTM) x -1.4 -16.0 - View Chart
P/BV x 0.2 1.0 20.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   SBI
EQUITY SHARE DATA
    UNION BANK
Mar-18
SBI
Mar-18
UNION BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs205337 60.8%   
Low Rs86235 36.7%   
Income per share (Unadj.) Rs282.0256.6 109.9%  
Earnings per share (Unadj.) Rs-44.6-5.1 873.7%  
Cash flow per share (Unadj.) Rs-115.211.4 -1,008.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs216.1258.1 83.7%  
Shares outstanding (eoy) m1,168.578,924.59 13.1%   
Bonus/Rights/Conversions -OI-  
Avg Price / Income ratio x0.51.1 46.3%   
Avg P/E ratio x-3.3-56.0 5.8%  
Avg P/CF ratio x1.93.6 51.9%  
Avg Price/Bookvalue ratio x0.71.1 60.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m170,0272,552,433 6.7%   
No. of employees `00037.6264.0 14.2%   
Total wages & salary Rs m33,322354,106 9.4%   
Avg. income/employee Rs Th8,766.78,671.8 101.1%   
Avg. wages/employee Rs Th886.51,341.1 66.1%   
Avg. net profit/employee Rs Th-1,386.8-172.6 803.6%   
INCOME DATA
Interest income Rs m329,5162,289,703 14.4%  
Other income Rs m54,621775,572 7.0%   
Interest expense Rs m234,7091,466,030 16.0%   
Net interest income Rs m94,807823,673 11.5%  
Operating expense Rs m73,508961,544 7.6%   
Gross profit Rs m21,298-137,871 -15.4%  
Gross profit margin %6.5-6.0 -107.3%  
Provisions/contingencies Rs m142,063746,816 19.0%   
Profit before tax Rs m-66,062-109,114 60.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-8,070 0.0%   
Prior Period Items Rs m04,382 0.0%   
Tax Rs m-13,938-67,240 20.7%   
Profit after tax Rs m-52,125-45,563 114.4%  
Net profit margin %-15.8-2.0 794.9%  
BALANCE SHEET DATA
Advances Rs m2,905,71519,601,185 14.8%   
Deposits Rs m4,102,88427,221,783 15.1%  
Credit/Deposit ratio x70.872.0 98.4%  
Yield on advances %7.97.4 106.4%   
Cost of deposits %5.35.0 105.2%   
Net Interest Margin %2.02.5 82.6%  
Net fixed assets Rs m38,461412,258 9.3%   
Share capital Rs m11,6868,925 130.9%   
Free reserves Rs m228,9252,294,295 10.0%   
Net worth Rs m252,5182,303,220 11.0%   
Borrowings Rs m456,8043,690,793 12.4%   
Investments Rs m1,255,10711,837,942 10.6%   
Total assets Rs m4,911,46436,164,330 13.6%  
Debt/equity ratio x18.113.4 134.5%   
Return on assets %-1.1-0.1 842.4%  
Return on equity %-20.6-2.0 1,043.5%  
Capital adequacy ratio %11.512.7 90.3%  
Net NPAs %8.45.7 146.9%  
CASH FLOW
From Operations Rs m60,893-965,079 -6.3%  
From Investments Rs m-3,068110,658 -2.8%  
From Financial Activity Rs m107,91955,472 194.5%  
Net Cashflow Rs m165,744-779,081 -21.3%  

Share Holding

Indian Promoters % 60.1 58.6 102.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 20.9 79.4%  
FIIs % 8.5 9.7 87.6%  
ADR/GDR % 0.0 2.1 -  
Free float % 14.8 8.7 170.1%  
Shareholders   235,817 855,889 27.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   J&K BANK  CORPORATION BANK  FEDERAL BANK  SYNDICATE BANK  ICICI BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Of Capital Infusion in PSBs, November WPI Inflation, and Top Cues in Focus Today(Pre-Open)

Indian share markets closed marginally higher on Friday. Gains were largely seen in the telecom sector and oil & gas sector, while healthcare stocks witnessed selling pressure.

Related Views on News

SBI Announces Quarterly Results (2QFY19); Net Profit Down 40.3% (Quarterly Result Update)

Nov 12, 2018 | Updated on Nov 12, 2018

For the quarter ended September 2018, SBI has posted a net profit of Rs 9 bn (down 40.3% YoY). Sales on the other hand came in at Rs 588 bn (up 7.2% YoY). Read on for a complete analysis of SBI's quarterly results.

UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 109.1% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, UNION BANK has posted a net profit of Rs 1 bn (up 109.1% YoY). Sales on the other hand came in at Rs 85 bn (up 3.8% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

Two Meetings That Nailed the Idea of Owning Brilliant Smallcaps Without Buying Them (The 5 Minute Wrapup)

Mar 22, 2018

Certain blue chips hold the potential of delivering returns comparable to small-cap stocks. With these stocks, you can get the best of both worlds.

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

More Views on News

Most Popular

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Patel's Exit, Election Results, and 4 'Must Have' Small Caps in These Exceptional Times(Profit Hunter)

Dec 11, 2018

RBI Governor's resignation is a statement of dissent with the way government is handling the economy's affairs and could lead to some serious market correction. Here's how to make the most of it.

Players in an Oligopoly Should Have Financials Like This(Chart Of The Day)

Dec 7, 2018

This stock has corrected 30% from peak and looks attractive at these valuations.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

DSP Mutual Fund's Sale of DHFL Bonds: Here's What You Need to Know(Outside View)

Dec 5, 2018

PersonalFN explains the probable reason as to why the capital market regulator has initiated DSP Mutual Fund's bond sale that caused DHFL stock to crash.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


Dec 14, 2018 (Close)

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

UNION BANK 8-QTR ANALYSIS

COMPARE UNION BANK WITH

MARKET STATS