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UNITED BANK OF INDIA vs ANDHRA BANK - Comparison Results

ANDHRA BANK 
   Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

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Current Valuations

    UNITED BANK OF INDIA ANDHRA BANK UNITED BANK OF INDIA/
ANDHRA BANK
 
P/E (TTM) x -0.3 -0.5 - View Chart
P/BV x 0.0 0.1 62.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   ANDHRA BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
ANDHRA BANK
Mar-19
UNITED BANK OF INDIA/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs1547 31.5%   
Low Rs923 39.9%   
Income per share (Unadj.) Rs11.566.6 17.3%  
Earnings per share (Unadj.) Rs-3.1-9.5 32.8%  
Cash flow per share (Unadj.) Rs-10.3-56.1 18.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.546.2 33.5%  
Shares outstanding (eoy) m7,427.922,884.49 257.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.5 197.8%   
Avg P/E ratio x-3.8-3.7 104.4%  
Avg P/CF ratio x2.40.6 385.8%  
Avg Price/Bookvalue ratio x0.80.8 102.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,764100,669 88.2%   
No. of employees `00014.320.3 70.3%   
Total wages & salary Rs m19,54523,015 84.9%   
Avg. income/employee Rs Th5,987.69,438.2 63.4%   
Avg. wages/employee Rs Th1,367.21,131.2 120.9%   
Avg. net profit/employee Rs Th-1,620.0-1,347.7 120.2%   
INCOME DATA
Interest income Rs m85,599192,029 44.6%  
Other income Rs m23,84630,881 77.2%   
Interest expense Rs m65,853122,243 53.9%   
Net interest income Rs m19,74669,786 28.3%  
Operating expense Rs m29,47650,058 58.9%   
Gross profit Rs m-9,73019,728 -49.3%  
Gross profit margin %-11.410.3 -110.6%  
Provisions/contingencies Rs m59,925188,271 31.8%   
Profit before tax Rs m-45,809-23,913 191.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0251 0.0%   
Tax Rs m-22,6503,758 -602.7%   
Profit after tax Rs m-23,159-27,420 84.5%  
Net profit margin %-27.1-14.3 189.5%  
BALANCE SHEET DATA
Advances Rs m669,5511,588,479 42.2%   
Deposits Rs m1,349,8332,198,529 61.4%  
Credit/Deposit ratio x49.672.3 68.7%  
Yield on advances %7.68.9 84.7%   
Cost of deposits %4.75.2 89.8%   
Net Interest Margin %1.42.9 49.6%  
Net fixed assets Rs m12,40115,723 78.9%   
Share capital Rs m74,27928,845 257.5%   
Free reserves Rs m40,710104,472 39.0%   
Net worth Rs m114,989133,317 86.3%   
Borrowings Rs m22,037103,146 21.4%   
Investments Rs m609,760669,148 91.1%   
Total assets Rs m1,515,2992,540,440 59.6%  
Debt/equity ratio x11.917.3 69.1%   
Return on assets %-1.5-1.1 141.6%  
Return on equity %-20.1-20.6 97.9%  
Capital adequacy ratio %13.013.7 95.0%  
Net NPAs %8.75.7 151.3%  
CASH FLOW
From Operations Rs m-150,73729,181 -516.6%  
From Investments Rs m-732-837 87.4%  
From Financial Activity Rs m45,761-37,515 -122.0%  
Net Cashflow Rs m-105,708-9,099 1,161.8%  

Share Holding

Indian Promoters % 88.0 60.1 146.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 10.9 47.7%  
FIIs % 0.3 11.5 2.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 17.4 37.4%  
Shareholders   78,272 222,746 35.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   BANK OF MAHARASHTRA  UNION BANK  J&K BANK  KARUR VYSYA BANK  VIJAYA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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ANDHRA BANK Announces Quarterly Results (1QFY20); Net Profit Up 109.6% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, ANDHRA BANK has posted a net profit of Rs 516 m (up 109.6% YoY). Sales on the other hand came in at Rs 50 bn (up 9.6% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

ANDHRA BANK Announces Quarterly Results (4QFY19); Net Profit Up 51.4% (Quarterly Result Update)

May 15, 2019 | Updated on May 15, 2019

For the quarter ended March 2019, ANDHRA BANK has posted a net profit of Rs 12 bn (up 51.4% YoY). Sales on the other hand came in at Rs 49 bn (up 5.4% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (3QFY19); Net Profit Up 65.0% (Quarterly Result Update)

Feb 15, 2019 | Updated on Feb 15, 2019

For the quarter ended December 2018, ANDHRA BANK has posted a net profit of Rs 6 bn (up 65.0% YoY). Sales on the other hand came in at Rs 48 bn (up 5.4% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

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