Compare United Bank of India with Bank of Baroda - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs BANK OF BARODA - Comparison Results

BANK OF BARODA 
   Change

Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA BANK OF BARODA UNITED BANK OF INDIA/
BANK OF BARODA
 
P/E (TTM) x 0.7 -9.6 - View Chart
P/BV x 0.0 0.1 21.5% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   BANK OF BARODA
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
BANK OF BARODA
Mar-20
UNITED BANK OF INDIA/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs15144 10.3%   
Low Rs947 19.4%   
Income per share (Unadj.) Rs11.5170.2 6.8%  
Earnings per share (Unadj.) Rs-3.12.0 -155.7%  
Cash flow per share (Unadj.) Rs-10.3-5.1 200.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.5164.2 9.4%  
Shares outstanding (eoy) m7,427.924,634.23 160.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.6 185.2%   
Avg P/E ratio x-3.847.6 -8.1%  
Avg P/CF ratio x2.42.0 123.7%  
Avg Price/Bookvalue ratio x0.80.6 133.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,764441,642 20.1%   
No. of employees `00014.384.3 17.0%   
Total wages & salary Rs m19,54592,792 21.1%   
Avg. income/employee Rs Th5,987.69,360.7 64.0%   
Avg. wages/employee Rs Th1,367.21,101.0 124.2%   
Avg. net profit/employee Rs Th-1,620.0110.1 -1,471.7%   
INCOME DATA
Interest income Rs m85,599788,947 10.8%  
Other income Rs m23,846121,913 19.6%   
Interest expense Rs m65,853500,399 13.2%   
Net interest income Rs m19,746288,548 6.8%  
Operating expense Rs m29,476205,763 14.3%   
Gross profit Rs m-9,73082,785 -11.8%  
Gross profit margin %-11.410.5 -108.3%  
Provisions/contingencies Rs m59,925217,038 27.6%   
Profit before tax Rs m-45,809-13,013 352.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0530 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,650-21,761 104.1%   
Profit after tax Rs m-23,1599,278 -249.6%  
Net profit margin %-27.11.2 -2,300.8%  
BALANCE SHEET DATA
Advances Rs m669,5517,065,397 9.5%   
Deposits Rs m1,349,8339,732,281 13.9%  
Credit/Deposit ratio x49.672.6 68.3%  
Yield on advances %7.67.9 96.2%   
Cost of deposits %4.74.6 101.7%   
Net Interest Margin %1.42.6 56.1%  
Net fixed assets Rs m12,40190,438 13.7%   
Share capital Rs m74,2799,254 802.7%   
Free reserves Rs m40,710751,789 5.4%   
Net worth Rs m114,989761,043 15.1%   
Borrowings Rs m22,037957,527 2.3%   
Investments Rs m609,7602,897,267 21.0%   
Total assets Rs m1,515,29911,999,421 12.6%  
Debt/equity ratio x11.914.0 84.9%   
Return on assets %-1.50.1 -1,976.8%  
Return on equity %-20.11.2 -1,652.1%  
Capital adequacy ratio %13.013.3 97.7%  
Net NPAs %8.73.1 277.0%  
CASH FLOW
From Operations Rs m-150,7379,295 -1,621.7%  
From Investments Rs m-7321,410 -51.9%  
From Financial Activity Rs m45,761145,897 31.4%  
Net Cashflow Rs m-105,708326,715 -32.4%  

Share Holding

Indian Promoters % 88.0 56.3 156.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 16.6 31.4%  
FIIs % 0.3 15.6 1.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 11.5 56.3%  
Shareholders   78,272 180,376 43.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   ALLAHABAD BANK  VIJAYA BANK  DHANLAXMI BANK  PUNJAB & SIND BANK  INDIAN OVERSEAS BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 377 Points Higher; Banking and Finance Stocks Rally(Closing)

After opening the day on a flat note, share markets in India extended gains as the session progressed and ended on a strong note, lifted by gains in financials and FMCG stocks.

Related Views on News

BANK OF BARODA Announces Quarterly Results (3QFY20); Net Profit Down 398.6% (Quarterly Result Update)

Jan 27, 2020 | Updated on Jan 27, 2020

For the quarter ended December 2019, BANK OF BARODA has posted a net profit of Rs 14 bn (down 398.6% YoY). Sales on the other hand came in at Rs 191 bn (up 47.3% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.

BANK OF BARODA Announces Quarterly Results (2QFY20); Net Profit Up 73.2% (Quarterly Result Update)

Nov 12, 2019 | Updated on Nov 12, 2019

For the quarter ended September 2019, BANK OF BARODA has posted a net profit of Rs 7 bn (up 73.2% YoY). Sales on the other hand came in at Rs 193 bn (up 59.6% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

UNITED BANK OF INDIA Announces Quarterly Results (2QFY20); Net Profit Up 114.0% (Quarterly Result Update)

Nov 5, 2019 | Updated on Nov 5, 2019

For the quarter ended September 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 114.0% YoY). Sales on the other hand came in at Rs 24 bn (up 14.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

More Views on News

Most Popular

My View on ITC(Fast Profits Daily)

Oct 23, 2020

What do the charts say about ITC?

Why ITC and not HUL is my Idea of a Good Investment Right Now(Views On News)

Oct 15, 2020

Rahul Shah discusses HUL's lost decade and its implications for ITC.

Why India's Drone Revolution is a 4x Profit Opportunity(Profit Hunter)

Oct 16, 2020

My research on India's leading defence companies brought me to one major player in drone manufacturing.

The Biggest Wealth Creating Opportunity that No One is Talking About(Profit Hunter)

Oct 14, 2020

The defence sector has gone under the radar despite positive developments. Here's why this sector can't be ignored for long...

More

Covid-19 Proof
Multibagger Stocks

Covid19 Proof Multibaggers
Get this special report, authored by Equitymaster's top analysts now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Mar 20, 2020 (Close)

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA 8-QTR ANALYSIS

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS