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Compare United Bank of India with Bank of Baroda - Equitymaster

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UNITED BANK OF INDIA vs BANK OF BARODA - Comparison Results

BANK OF BARODA 
   Change

Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More

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Current Valuations

    UNITED BANK OF INDIA BANK OF BARODA UNITED BANK OF INDIA/
BANK OF BARODA
 
P/E (TTM) x -0.5 -12.0 - View Chart
P/BV x 0.1 0.5 16.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   BANK OF BARODA
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
BANK OF BARODA
Mar-18
UNITED BANK OF INDIA/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs23207 11.0%   
Low Rs11128 8.2%   
Income per share (Unadj.) Rs27.8198.7 14.0%  
Earnings per share (Unadj.) Rs-4.8-8.1 59.5%  
Cash flow per share (Unadj.) Rs-14.1-28.5 49.5%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs28.9202.1 14.3%  
Shares outstanding (eoy) m2,999.992,317.83 129.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.60.8 71.1%   
Avg P/E ratio x-3.4-20.6 16.7%  
Avg P/CF ratio x2.02.8 71.4%  
Avg Price/Bookvalue ratio x0.60.8 69.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m49,950388,005 12.9%   
No. of employees `000NA55.7 0.0%   
Total wages & salary Rs m17,12649,016 34.9%   
Avg. income/employee Rs ThNM8,274.3-  
Avg. wages/employee Rs ThNM880.6-  
Avg. net profit/employee Rs ThN.A.-339.0-  
INCOME DATA
Interest income Rs m83,416460,564 18.1%  
Other income Rs m22,14679,922 27.7%   
Interest expense Rs m68,488291,605 23.5%   
Net interest income Rs m14,929168,959 8.8%  
Operating expense Rs m26,834113,266 23.7%   
Gross profit Rs m-11,90555,693 -21.4%  
Gross profit margin %-14.312.1 -118.0%  
Provisions/contingencies Rs m39,728158,609 25.0%   
Profit before tax Rs m-29,487-20,294 145.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-513 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-14,942-1,936 771.7%   
Profit after tax Rs m-14,545-18,871 77.1%  
Net profit margin %-17.4-4.1 425.5%  
BALANCE SHEET DATA
Advances Rs m624,9024,379,413 14.3%   
Deposits Rs m1,293,2646,074,514 21.3%  
Credit/Deposit ratio x48.372.1 67.0%  
Yield on advances %8.16.9 117.8%   
Cost of deposits %5.14.4 115.3%   
Net Interest Margin %1.12.4 46.1%  
Net fixed assets Rs m12,93155,323 23.4%   
Share capital Rs m30,0005,304 565.6%   
Free reserves Rs m22,244317,378 7.0%   
Net worth Rs m86,616468,388 18.5%   
Borrowings Rs m33,061648,598 5.1%   
Investments Rs m504,0181,586,777 31.8%   
Total assets Rs m1,447,4877,478,049 19.4%  
Debt/equity ratio x15.314.4 106.7%   
Return on assets %-1.0-0.3 398.2%  
Return on equity %-16.8-4.0 416.8%  
Capital adequacy ratio %12.612.1 104.0%  
Net NPAs %16.55.5 300.4%  
CASH FLOW
From Operations Rs m46,588-596,917 -7.8%  
From Investments Rs m-2,347-4,136 56.7%  
From Financial Activity Rs m27,94234,131 81.9%  
Net Cashflow Rs m72,183-566,923 -12.7%  

Share Holding

Indian Promoters % 88.0 56.3 156.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 16.6 31.4%  
FIIs % 0.3 15.6 1.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 11.5 56.3%  
Shareholders   78,272 180,376 43.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   IDBI BANK  KOTAK MAH. BANK  KARNATAKA BANK  BANK OF INDIA  FEDERAL BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNITED BANK OF INDIA Announces Quarterly Results (1QFY19); Net Profit Up 83.8% (Quarterly Result Update)

Aug 14, 2018 | Updated on Aug 14, 2018

For the quarter ended June 2018, UNITED BANK OF INDIA has posted a net profit of Rs 4 bn (up 83.8% YoY). Sales on the other hand came in at Rs 22 bn (up 3.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

BANK OF BARODA Announces Quarterly Results (1QFY19); Net Profit Up 159.7% (Quarterly Result Update)

Jul 30, 2018 | Updated on Jul 30, 2018

For the quarter ended June 2018, BANK OF BARODA has posted a net profit of Rs 5 bn (up 159.7% YoY). Sales on the other hand came in at Rs 116 bn (up 10.3% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.

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