X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare United Bank of India with Bank of Baroda - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs BANK OF BARODA - Comparison Results

BANK OF BARODA 
   Change

Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA BANK OF BARODA UNITED BANK OF INDIA/
BANK OF BARODA
 
P/E (TTM) x -0.6 -11.5 - View Chart
P/BV x 0.1 0.7 17.1% View Chart
Dividend Yield % 0.0 1.0 -  

Financials

 UNITED BANK OF INDIA   BANK OF BARODA
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-17
BANK OF BARODA
Mar-17
UNITED BANK OF INDIA/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs29192 15.3%   
Low Rs17128 12.9%   
Income per share (Unadj.) Rs67.6191.9 35.2%  
Earnings per share (Unadj.) Rs1.67.8 20.1%  
Cash flow per share (Unadj.) Rs-5.917.1 -34.3%  
Dividends per share (Unadj.) Rs01.20 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs52.5185.8 28.3%  
Shares outstanding (eoy) m1,394.352,317.83 60.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.30.8 40.6%   
Avg P/E ratio x14.520.4 71.2%  
Avg P/CF ratio x1.23.3 36.1%  
Avg Price/Bookvalue ratio x0.40.9 50.6%  
Dividend payout %015.3 0.0%   
Avg Mkt Cap Rs m31,931370,911 8.6%   
No. of employees `00015.852.4 30.2%   
Total wages & salary Rs m16,24248,887 33.2%   
Avg. income/employee Rs Th5,953.58,484.1 70.2%   
Avg. wages/employee Rs Th1,025.6932.6 110.0%   
Avg. net profit/employee Rs Th138.6346.2 40.0%   
INCOME DATA
Interest income Rs m94,279444,735 21.2%  
Other income Rs m21,86679,368 27.6%   
Interest expense Rs m75,002295,957 25.3%   
Net interest income Rs m19,277148,777 13.0%  
Operating expense Rs m25,615103,498 24.7%   
Gross profit Rs m-6,33745,279 -14.0%  
Gross profit margin %-6.710.2 -66.0%  
Provisions/contingencies Rs m24,67494,404 26.1%   
Profit before tax Rs m-9,14531,019 -29.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-400 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-11,34012,469 -90.9%   
Profit after tax Rs m2,19518,150 12.1%  
Net profit margin %2.34.1 57.1%  
BALANCE SHEET DATA
Advances Rs m661,3933,922,623 16.9%   
Deposits Rs m1,269,3936,172,569 20.6%  
Credit/Deposit ratio x52.163.5 82.0%  
Yield on advances %9.17.3 125.7%   
Cost of deposits %5.64.5 125.4%   
Net Interest Margin %1.52.2 67.3%  
Net fixed assets Rs m11,81759,297 19.9%   
Share capital Rs m13,9444,621 301.7%   
Free reserves Rs m25,712212,918 12.1%   
Net worth Rs m73,258430,676 17.0%   
Borrowings Rs m25,518312,420 8.2%   
Investments Rs m530,3551,407,164 37.7%   
Total assets Rs m1,410,5317,192,205 19.6%  
Debt/equity ratio x17.715.1 117.4%   
Return on assets %0.20.3 61.7%  
Return on equity %3.04.2 71.1%  
Capital adequacy ratio %11.412.2 93.3%  
Net NPAs %10.04.7 212.3%  
CASH FLOW
From Operations Rs m41,230178,648 23.1%  
From Investments Rs m-743-5,506 13.5%  
From Financial Activity Rs m6,417-1,983 -323.7%  
Net Cashflow Rs m46,904171,159 27.4%  

Share Holding

Indian Promoters % 88.0 56.3 156.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 16.6 31.4%  
FIIs % 0.3 15.6 1.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 11.5 56.3%  
Shareholders   78,272 180,376 43.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   PNB  INDIAN OVERSEAS BANK  DHANLAXMI BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends Day up 260 Points; Pharma Stocks Top Gainers(Closing)

After opening the day in red, share markets in India witnessed positive trading activity throughout the day and ended the day on a positive note.

Related Views on News

BANK OF BARODA Announces Quarterly Results (4QFY18); Net Profit Down 2105.1%

May 28, 2018 | Updated on May 28, 2018

For the quarter ended March 2018, BANK OF BARODA has posted a net profit of Rs 31 bn (down 2105.1% YoY). Sales on the other hand came in at Rs 110 bn (up 1.5% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

More Views on News

Most Popular

Alert: Pharma Stocks Are About to Shoot Up - And a Superb Stock for Trading(Profit Hunter)

Jun 13, 2018

The ailing pharma stocks are bouncing back to health. Read this to find out the best way to profit from them.

Will You Dump Your Client if You're Busy? Inox Wind's Auditor Just Did...(The 5 Minute Wrapup)

Jun 14, 2018

After Inox Wind, you may see more auditors resigning And the reasons can be as funny as they can get.

GST Will Not Solve Problem of High Prices of Petrol and Diesel(Vivek Kaul's Diary)

Jun 13, 2018

Though it will bring transparency in their pricing and that in itself will be a welcome move.

Has the Market Bottomed Out?(Sector Info)

Jun 11, 2018

The yield spread is an effective barometer that can indicate the direction the markets are headed.

Should You Invest In Mirae Asset Healthcare Fund?(Outside View)

Jun 15, 2018

Mirae Asset Mutual Fund launches NFO - Mirae Asset Helathcare Fund.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Jun 22, 2018 (Close)

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA - PNB COMPARISON

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS