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Compare United Bank of India with Canara Bank - Equitymaster
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UNITED BANK OF INDIA vs CANARA BANK - Comparison Results

CANARA BANK 
   Change

Canara Bank is the fourth largest bank in the country in terms of asset size after SBI, ICICI Bank and PNB. The bank had 5% share of the total non-food credit and 4.8% share of the total deposits in the banking sector in FY10. The bank has national p... More

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Current Valuations

    UNITED BANK OF INDIA CANARA BANK UNITED BANK OF INDIA/
CANARA BANK
 
P/E (TTM) x -0.7 13.8 - View Chart
P/BV x 0.2 0.5 45.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   CANARA BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-16
CANARA BANK
Mar-16
UNITED BANK OF INDIA/
CANARA BANK
5-Yr Chart
Click to enlarge
High Rs32411 7.7%   
Low Rs17156 10.8%   
Income per share (Unadj.) Rs118.4811.1 14.6%  
Earnings per share (Unadj.) Rs-3.4-48.0 7.0%  
Cash flow per share (Unadj.) Rs-15.5-106.0 14.6%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs69.6596.9 11.7%  
Shares outstanding (eoy) m839.51542.99 154.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.20.3 58.6%   
Avg P/E ratio x-7.2-5.9 122.3%  
Avg P/CF ratio x0.92.0 45.8%  
Avg Price/Bookvalue ratio x0.30.5 73.4%  
Dividend payout %00-   
Avg Mkt Cap Rs m20,358153,938 13.2%   
No. of employees `00015.054.0 27.7%   
Total wages & salary Rs m10,97444,459 24.7%   
Avg. income/employee Rs Th6,632.88,154.3 81.3%   
Avg. wages/employee Rs Th732.5823.2 89.0%   
Avg. net profit/employee Rs Th-188.2-482.7 39.0%   
INCOME DATA
Interest income Rs m99,367440,395 22.6%  
Other income Rs m14,67551,313 28.6%   
Interest expense Rs m76,561342,630 22.3%   
Net interest income Rs m22,80697,765 23.3%  
Operating expense Rs m19,36375,919 25.5%   
Gross profit Rs m3,44321,846 15.8%  
Gross profit margin %3.55.0 69.8%  
Provisions/contingencies Rs m25,228103,646 24.3%   
Profit before tax Rs m-7,110-29,136 24.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-719 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-4,290-3,785 113.3%   
Profit after tax Rs m-2,820-26,070 10.8%  
Net profit margin %-2.8-5.9 47.9%  
BALANCE SHEET DATA
Advances Rs m680,6023,249,924 20.9%   
Deposits Rs m1,164,0134,797,489 24.3%  
Credit/Deposit ratio x58.567.7 86.3%  
Yield on advances %9.79.7 100.9%   
Cost of deposits %6.26.7 91.5%   
Net Interest Margin %1.91.8 102.9%  
Net fixed assets Rs m12,10972,058 16.8%   
Share capital Rs m8,3955,430 154.6%   
Free reserves Rs m17,690121,509 14.6%   
Net worth Rs m58,392324,097 18.0%   
Borrowings Rs m29,125269,634 10.8%   
Investments Rs m447,2341,524,698 29.3%   
Total assets Rs m1,294,3185,637,249 23.0%  
Debt/equity ratio x20.415.6 130.7%   
Return on assets %-0.2-0.5 47.1%  
Return on equity %-4.8-8.0 60.0%  
Capital adequacy ratio %10.511.1 94.4%  
Net NPAs %9.06.4 140.8%  
CASH FLOW
From Operations Rs m24,27693,459 26.0%  
From Investments Rs m-896-4,849 18.5%  
From Financial Activity Rs m-429-8,063 5.3%  
Net Cashflow Rs m22,95180,547 28.5%  

Share Holding

Indian Promoters % 88.0 67.7 130.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 13.1 39.7%  
FIIs % 0.3 9.0 3.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 8.9 73.0%  
Shareholders   78,272 145,041 54.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   PNB  INDIAN OVERSEAS BANK  DHANLAXMI BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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