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UNITED BANK OF INDIA vs ICICI BANK - Comparison Results

ICICI BANK 
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ICICI Bank is one of the largest banks in the country in terms of consolidated assets. It has a nationwide presence with over 4,874 branches and 86,763 plus employees. The Bank is engaged in providing a range of banking and financial services, includ... More

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Current Valuations

    UNITED BANK OF INDIA ICICI BANK UNITED BANK OF INDIA/
ICICI BANK
 
P/E (TTM) x 0.7 30.4 2.4% View Chart
P/BV x 0.0 2.1 1.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   ICICI BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
ICICI BANK
Mar-20
UNITED BANK OF INDIA/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs15549 2.7%   
Low Rs9284 3.2%   
Income per share (Unadj.) Rs11.5131.6 8.8%  
Earnings per share (Unadj.) Rs-3.114.8 -21.0%  
Cash flow per share (Unadj.) Rs-10.3110.1 -9.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.5190.7 8.1%  
Shares outstanding (eoy) m7,427.926,446.23 115.2%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x1.03.2 32.8%   
Avg P/E ratio x-3.828.1 -13.7%  
Avg P/CF ratio x2.410.4 23.2%  
Avg Price/Bookvalue ratio x0.82.2 35.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,7642,685,822 3.3%   
No. of employees `00014.397.4 14.7%   
Total wages & salary Rs m19,545111,568 17.5%   
Avg. income/employee Rs Th5,987.68,714.2 68.7%   
Avg. wages/employee Rs Th1,367.21,146.0 119.3%   
Avg. net profit/employee Rs Th-1,620.0982.6 -164.9%   
INCOME DATA
Interest income Rs m85,599848,358 10.1%  
Other income Rs m23,846649,503 3.7%   
Interest expense Rs m65,853446,655 14.7%   
Net interest income Rs m19,746401,703 4.9%  
Operating expense Rs m29,476715,179 4.1%   
Gross profit Rs m-9,730-313,477 3.1%  
Gross profit margin %-11.4-37.0 30.8%  
Provisions/contingencies Rs m59,925162,602 36.9%   
Profit before tax Rs m-45,809173,425 -26.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-16,592 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,65061,170 -37.0%   
Profit after tax Rs m-23,15995,663 -24.2%  
Net profit margin %-27.111.3 -239.9%  
BALANCE SHEET DATA
Advances Rs m669,5517,062,461 9.5%   
Deposits Rs m1,349,8338,007,845 16.9%  
Credit/Deposit ratio x49.688.2 56.2%  
Yield on advances %7.68.6 87.6%   
Cost of deposits %4.74.1 112.9%   
Net Interest Margin %1.43.1 45.6%  
Net fixed assets Rs m12,401104,087 11.9%   
Share capital Rs m74,27912,948 573.7%   
Free reserves Rs m40,7101,216,618 3.3%   
Net worth Rs m114,9891,229,566 9.4%   
Borrowings Rs m22,0372,138,518 1.0%   
Investments Rs m609,7604,434,726 13.7%   
Total assets Rs m1,515,29913,772,922 11.0%  
Debt/equity ratio x11.98.3 144.6%   
Return on assets %-1.50.7 -220.0%  
Return on equity %-20.17.8 -258.9%  
Capital adequacy ratio %13.016.1 80.7%  
Net NPAs %8.71.5 563.0%  
CASH FLOW
From Operations Rs m-150,737795,648 -18.9%  
From Investments Rs m-732-423,084 0.2%  
From Financial Activity Rs m45,76129,922 152.9%  
Net Cashflow Rs m-105,708404,620 -26.1%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 23.1 22.5%  
FIIs % 0.3 40.0 0.8%  
ADR/GDR % 0.0 29.2 -  
Free float % 6.5 7.8 83.3%  
Shareholders   78,272 585,463 13.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   HDFC BANK  FEDERAL BANK  KARUR VYSYA BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Mar 20, 2020 (Close)

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