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UNITED BANK OF INDIA vs KARNATAKA BANK - Comparison Results

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Current Valuations

    UNITED BANK OF INDIA KARNATAKA BANK UNITED BANK OF INDIA/
KARNATAKA BANK
 
P/E (TTM) x -0.3 4.2 - View Chart
P/BV x 0.0 0.4 12.3% View Chart
Dividend Yield % 0.0 4.2 -  

Financials

 UNITED BANK OF INDIA   KARNATAKA BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
KARNATAKA BANK
Mar-18
UNITED BANK OF INDIA/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs15179 8.3%   
Low Rs9115 7.9%   
Income per share (Unadj.) Rs11.5191.9 6.0%  
Earnings per share (Unadj.) Rs-3.116.4 -19.0%  
Cash flow per share (Unadj.) Rs-10.322.0 -46.6%  
Dividends per share (Unadj.) Rs03.00 0.0%  
Avg Dividend yield %02.0 0.0%  
Book value per share (Unadj.) Rs15.5191.4 8.1%  
Shares outstanding (eoy) m7,427.92282.61 2,628.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.8 135.4%   
Avg P/E ratio x-3.89.0 -42.7%  
Avg P/CF ratio x2.42.6 94.5%  
Avg Price/Bookvalue ratio x0.80.8 100.5%  
Dividend payout %018.3 0.0%   
Avg Mkt Cap Rs m88,76441,544 213.7%   
No. of employees `00014.38.2 174.7%   
Total wages & salary Rs m19,5455,248 372.4%   
Avg. income/employee Rs Th5,987.66,626.5 90.4%   
Avg. wages/employee Rs Th1,367.2641.2 213.2%   
Avg. net profit/employee Rs Th-1,620.0565.4 -286.5%   
INCOME DATA
Interest income Rs m85,59954,238 157.8%  
Other income Rs m23,8469,543 249.9%   
Interest expense Rs m65,85335,661 184.7%   
Net interest income Rs m19,74618,577 106.3%  
Operating expense Rs m29,47613,388 220.2%   
Gross profit Rs m-9,7305,189 -187.5%  
Gross profit margin %-11.49.6 -118.8%  
Provisions/contingencies Rs m59,92511,630 515.3%   
Profit before tax Rs m-45,8094,473 -1,024.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,650-155 14,612.8%   
Profit after tax Rs m-23,1594,628 -500.4%  
Net profit margin %-27.18.5 -317.1%  
BALANCE SHEET DATA
Advances Rs m669,551472,518 141.7%   
Deposits Rs m1,349,833628,713 214.7%  
Credit/Deposit ratio x49.675.2 66.0%  
Yield on advances %7.68.6 87.5%   
Cost of deposits %4.75.5 84.8%   
Net Interest Margin %1.42.8 51.2%  
Net fixed assets Rs m12,4017,616 162.8%   
Share capital Rs m74,2792,826 2,628.4%   
Free reserves Rs m40,71019,741 206.2%   
Net worth Rs m114,98954,102 212.5%   
Borrowings Rs m22,0378,160 270.1%   
Investments Rs m609,760154,444 394.8%   
Total assets Rs m1,515,299703,737 215.3%  
Debt/equity ratio x11.911.8 101.3%   
Return on assets %-1.50.7 -232.4%  
Return on equity %-20.18.6 -235.4%  
Capital adequacy ratio %13.012.0 108.0%  
Net NPAs %8.73.0 292.9%  
CASH FLOW
From Operations Rs m-150,7377,209 -2,091.0%  
From Investments Rs m-732-913 80.2%  
From Financial Activity Rs m45,761-3,026 -1,512.5%  
Net Cashflow Rs m-105,7083,270 -3,232.9%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 21.1 24.6%  
FIIs % 0.3 10.0 3.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 68.9 9.4%  
Shareholders   78,272 123,252 63.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   HDFC BANK  FEDERAL BANK  DCB BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 95 Points Higher; Automobile and IT Stocks Witness Buying(Closing)

Indian share markets traded rangebound throughout the day and ended marginally higher. Sectoral indices ended on a mixed note with stocks in the automobile sector.

Related Views on News

KARNATAKA BANK Announces Quarterly Results (2QFY20); Net Profit Down 5.3% (Quarterly Result Update)

Oct 17, 2019 | Updated on Oct 17, 2019

For the quarter ended September 2019, KARNATAKA BANK has posted a net profit of Rs 1 bn (down 5.3% YoY). Sales on the other hand came in at Rs 16 bn (up 12.2% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

KARNATAKA BANK Announces Quarterly Results (1QFY20); Net Profit Up 7.5% (Quarterly Result Update)

Jul 15, 2019 | Updated on Jul 15, 2019

For the quarter ended June 2019, KARNATAKA BANK has posted a net profit of Rs 2 bn (up 7.5% YoY). Sales on the other hand came in at Rs 16 bn (up 12.6% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

KARNATAKA BANK Announces Quarterly Results (4QFY19); Net Profit Up 461.2% (Quarterly Result Update)

May 14, 2019 | Updated on May 14, 2019

For the quarter ended March 2019, KARNATAKA BANK has posted a net profit of Rs 617 m (up 461.2% YoY). Sales on the other hand came in at Rs 15 bn (up 6.1% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

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