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Compare United Bank of India with Karnataka Bank - Equitymaster
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UNITED BANK OF INDIA vs KARNATAKA BANK - Comparison Results

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Current Valuations

    UNITED BANK OF INDIA KARNATAKA BANK UNITED BANK OF INDIA/
KARNATAKA BANK
 
P/E (TTM) x -0.6 6.6 - View Chart
P/BV x 0.2 0.8 21.2% View Chart
Dividend Yield % 0.0 3.7 -  

Financials

 UNITED BANK OF INDIA   KARNATAKA BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-16
KARNATAKA BANK
Mar-16
UNITED BANK OF INDIA/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs32155 20.5%   
Low Rs1786 19.6%   
Income per share (Unadj.) Rs118.4264.9 44.7%  
Earnings per share (Unadj.) Rs-3.422.1 -15.2%  
Cash flow per share (Unadj.) Rs-15.563.3 -24.4%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %04.2 0.0%  
Book value per share (Unadj.) Rs69.6195.8 35.5%  
Shares outstanding (eoy) m839.51188.46 445.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.20.5 45.1%   
Avg P/E ratio x-7.25.5 -132.2%  
Avg P/CF ratio x0.93.1 29.7%  
Avg Price/Bookvalue ratio x0.30.6 56.7%  
Dividend payout %022.7 0.0%   
Avg Mkt Cap Rs m20,35822,700 89.7%   
No. of employees `00015.07.8 192.3%   
Total wages & salary Rs m10,9744,430 247.7%   
Avg. income/employee Rs Th6,632.86,406.8 103.5%   
Avg. wages/employee Rs Th732.5568.5 128.8%   
Avg. net profit/employee Rs Th-188.2533.5 -35.3%   
INCOME DATA
Interest income Rs m99,36749,922 199.0%  
Other income Rs m14,6755,429 270.3%   
Interest expense Rs m76,56136,893 207.5%   
Net interest income Rs m22,80613,029 175.0%  
Operating expense Rs m19,3639,912 195.3%   
Gross profit Rs m3,4433,117 110.4%  
Gross profit margin %3.56.2 55.5%  
Provisions/contingencies Rs m25,2283,265 772.6%   
Profit before tax Rs m-7,1105,284 -134.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-4,2901,127 -380.7%   
Profit after tax Rs m-2,8204,157 -67.8%  
Net profit margin %-2.88.3 -34.1%  
BALANCE SHEET DATA
Advances Rs m680,602339,024 200.8%   
Deposits Rs m1,164,013504,882 230.6%  
Credit/Deposit ratio x58.567.1 87.1%  
Yield on advances %9.710.9 89.2%   
Cost of deposits %6.27.1 86.8%   
Net Interest Margin %1.92.4 76.9%  
Net fixed assets Rs m12,1093,066 395.0%   
Share capital Rs m8,3951,885 445.4%   
Free reserves Rs m17,69012,672 139.6%   
Net worth Rs m58,39236,906 158.2%   
Borrowings Rs m29,12510,515 277.0%   
Investments Rs m447,234162,567 275.1%   
Total assets Rs m1,294,318565,003 229.1%  
Debt/equity ratio x20.414.0 146.3%   
Return on assets %-0.20.7 -29.6%  
Return on equity %-4.811.3 -42.9%  
Capital adequacy ratio %10.512.0 86.9%  
Net NPAs %9.02.4 384.7%  
CASH FLOW
From Operations Rs m24,2766,359 381.7%  
From Investments Rs m-896-579 154.7%  
From Financial Activity Rs m-429-1,473 29.1%  
Net Cashflow Rs m22,9514,308 532.8%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 21.1 24.6%  
FIIs % 0.3 10.0 3.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 68.9 9.4%  
Shareholders   78,272 123,252 63.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   IDBI BANK  KOTAK MAH. BANK  BANK OF MAHARASHTRA  BANK OF BARODA  ORIENTAL BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Feb 21, 2018 09:41 AM

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