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UNITED BANK OF INDIA vs PUNJAB & SIND BANK - Comparison Results

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Current Valuations

    UNITED BANK OF INDIA PUNJAB & SIND BANK UNITED BANK OF INDIA/
PUNJAB & SIND BANK
 
P/E (TTM) x -0.3 -4.2 - View Chart
P/BV x 0.0 0.1 35.0% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   PUNJAB & SIND BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
PUNJAB & SIND BANK
Mar-19
UNITED BANK OF INDIA/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs1540 36.7%   
Low Rs924 37.9%   
Income per share (Unadj.) Rs11.5151.5 7.6%  
Earnings per share (Unadj.) Rs-3.1-9.6 32.4%  
Cash flow per share (Unadj.) Rs-10.3-30.4 33.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.597.9 15.8%  
Shares outstanding (eoy) m7,427.92564.91 1,314.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.2 488.7%   
Avg P/E ratio x-3.8-3.3 114.7%  
Avg P/CF ratio x2.40.9 269.5%  
Avg Price/Bookvalue ratio x0.80.3 235.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,76418,162 488.7%   
No. of employees `00014.38.9 159.8%   
Total wages & salary Rs m19,54511,758 166.2%   
Avg. income/employee Rs Th5,987.69,564.9 62.6%   
Avg. wages/employee Rs Th1,367.21,314.0 104.0%   
Avg. net profit/employee Rs Th-1,620.0-607.4 266.7%   
INCOME DATA
Interest income Rs m85,59985,587 100.0%  
Other income Rs m23,8464,886 488.1%   
Interest expense Rs m65,85362,790 104.9%   
Net interest income Rs m19,74622,797 86.6%  
Operating expense Rs m29,47617,111 172.3%   
Gross profit Rs m-9,7305,686 -171.1%  
Gross profit margin %-11.46.6 -171.1%  
Provisions/contingencies Rs m59,92525,709 233.1%   
Profit before tax Rs m-45,809-8,588 533.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,650-3,153 718.4%   
Profit after tax Rs m-23,159-5,435 426.1%  
Net profit margin %-27.1-6.3 426.1%  
BALANCE SHEET DATA
Advances Rs m669,551691,755 96.8%   
Deposits Rs m1,349,833985,576 137.0%  
Credit/Deposit ratio x49.670.2 70.7%  
Yield on advances %7.68.7 86.7%   
Cost of deposits %4.76.1 77.1%   
Net Interest Margin %1.42.2 64.2%  
Net fixed assets Rs m12,40112,304 100.8%   
Share capital Rs m74,2795,649 1,314.9%   
Free reserves Rs m40,71025,976 156.7%   
Net worth Rs m114,98955,318 207.9%   
Borrowings Rs m22,03727,140 81.2%   
Investments Rs m609,760261,729 233.0%   
Total assets Rs m1,515,2991,089,821 139.0%  
Debt/equity ratio x11.918.3 65.2%   
Return on assets %-1.5-0.5 306.5%  
Return on equity %-20.1-9.8 205.0%  
Capital adequacy ratio %13.010.9 118.9%  
Net NPAs %8.77.2 120.1%  
CASH FLOW
From Operations Rs m-150,737-973 15,485.6%  
From Investments Rs m-732-611 119.9%  
From Financial Activity Rs m45,761-3,561 -1,285.2%  
Net Cashflow Rs m-105,708-5,145 2,054.7%  

Share Holding

Indian Promoters % 88.0 79.6 110.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 10.8 48.1%  
FIIs % 0.3 1.8 16.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 7.8 83.3%  
Shareholders   78,272 150,895 51.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   CORPORATION BANK  DENA BANK  ORIENTAL BANK  CITY UNION BANK  BANK OF BARODA  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 95 Points Higher; Automobile and IT Stocks Witness Buying(Closing)

Indian share markets traded rangebound throughout the day and ended marginally higher. Sectoral indices ended on a mixed note with stocks in the automobile sector.

Related Views on News

PUNJAB & SIND BANK Announces Quarterly Results (1QFY20); Net Profit Up 92.4% (Quarterly Result Update)

Aug 13, 2019 | Updated on Aug 13, 2019

For the quarter ended June 2019, PUNJAB & SIND BANK has posted a net profit of Rs 303 m (up 92.4% YoY). Sales on the other hand came in at Rs 21 bn (down 5.2% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (4QFY19); Net Profit Up 88.8% (Quarterly Result Update)

May 29, 2019 | Updated on May 29, 2019

For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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Oct 23, 2019 (Close)

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