X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare United Bank of India with Punjab & Sind Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs PUNJAB & SIND BANK - Comparison Results

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA PUNJAB & SIND BANK UNITED BANK OF INDIA/
PUNJAB & SIND BANK
 
P/E (TTM) x -0.5 -1.0 - View Chart
P/BV x 0.1 0.2 48.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   PUNJAB & SIND BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
PUNJAB & SIND BANK
Mar-17
UNITED BANK OF INDIA/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs2359 39.0%   
Low Rs1134 30.7%   
Income per share (Unadj.) Rs27.8204.1 13.6%  
Earnings per share (Unadj.) Rs-4.85.0 -96.5%  
Cash flow per share (Unadj.) Rs-14.118.8 -75.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs28.9153.4 18.8%  
Shares outstanding (eoy) m2,999.99400.41 749.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.60.2 263.7%   
Avg P/E ratio x-3.49.2 -37.2%  
Avg P/CF ratio x2.01.6 127.4%  
Avg Price/Bookvalue ratio x0.60.3 190.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m49,95018,559 269.1%   
No. of employees `000NA9.4 0.0%   
Total wages & salary Rs m17,1269,901 173.0%   
Avg. income/employee Rs ThNM8,694.5-  
Avg. wages/employee Rs ThNM1,053.3-  
Avg. net profit/employee Rs ThN.A.213.9-  
INCOME DATA
Interest income Rs m83,41681,729 102.1%  
Other income Rs m22,1465,781 383.1%   
Interest expense Rs m68,48860,135 113.9%   
Net interest income Rs m14,92921,593 69.1%  
Operating expense Rs m26,83414,956 179.4%   
Gross profit Rs m-11,9056,638 -179.4%  
Gross profit margin %-14.38.1 -175.7%  
Provisions/contingencies Rs m39,7289,914 400.7%   
Profit before tax Rs m-29,4872,505 -1,177.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-14,942494 -3,025.4%   
Profit after tax Rs m-14,5452,011 -723.3%  
Net profit margin %-17.42.5 -708.7%  
BALANCE SHEET DATA
Advances Rs m624,902583,345 107.1%   
Deposits Rs m1,293,264855,402 151.2%  
Credit/Deposit ratio x48.368.2 70.9%  
Yield on advances %8.19.7 83.1%   
Cost of deposits %5.16.8 74.9%   
Net Interest Margin %1.12.4 47.2%  
Net fixed assets Rs m12,93110,954 118.0%   
Share capital Rs m30,0004,004 749.2%   
Free reserves Rs m22,24432,842 67.7%   
Net worth Rs m86,61661,425 141.0%   
Borrowings Rs m33,06129,584 111.8%   
Investments Rs m504,018279,485 180.3%   
Total assets Rs m1,447,487966,434 149.8%  
Debt/equity ratio x15.314.4 106.3%   
Return on assets %-1.00.2 -482.9%  
Return on equity %-16.83.3 -513.0%  
Capital adequacy ratio %12.611.1 114.2%  
Net NPAs %16.57.5 219.6%  
CASH FLOW
From Operations Rs m46,588-5,089 -915.5%  
From Investments Rs m-2,347-198 1,182.8%  
From Financial Activity Rs m27,9422,159 1,294.2%  
Net Cashflow Rs m72,183-3,128 -2,307.7%  

Share Holding

Indian Promoters % 88.0 79.6 110.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 10.8 48.1%  
FIIs % 0.3 1.8 16.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 7.8 83.3%  
Shareholders   78,272 150,895 51.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   HDFC BANK  FEDERAL BANK  DCB BANK  BANK OF INDIA  SBI  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Macroeconomic Cues Guide the Markets This Week(Podcast)

Global markets remained in pressure this week. Pound fell sharply as risk of chaotic Brexit rose.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (1QFY19); Net Profit Up 83.8% (Quarterly Result Update)

Aug 14, 2018 | Updated on Aug 14, 2018

For the quarter ended June 2018, UNITED BANK OF INDIA has posted a net profit of Rs 4 bn (up 83.8% YoY). Sales on the other hand came in at Rs 22 bn (up 3.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (1QFY19); Net Profit Down 1668.9% (Quarterly Result Update)

Aug 10, 2018 | Updated on Aug 10, 2018

For the quarter ended June 2018, PUNJAB & SIND BANK has posted a net profit of Rs 4 bn (down 1668.9% YoY). Sales on the other hand came in at Rs 22 bn (up 12.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

These Are the Kind of Blue Chips You Should Invest In(The 5 Minute Wrapup)

Nov 9, 2018

All blue chip companies are large caps but all large caps are not blue chips.

Get this Small Cap Logistics Company at a 16% Discount Right Now...(Profit Hunter)

Nov 6, 2018

If you turn the clock back, the current macroeconomic climate is nothing new. The markets have seen them all, and every downcycle has been succeeded by gravity defying gains...more so in the small cap space. This time will be no different.

This Was a Large Cap. But Was It Safe?(Chart Of The Day)

Nov 9, 2018

Investing in large caps is not always safe. Consider the right metrics to judge the safety and quality of large caps.

Why the Realty Sector's Recovery Has Been Delayed(Sector Info)

Nov 15, 2018

NBFC and IL&FS crisis have worsened the realty sector woes. Is there a light at the end of the tunnel for real estate sector?

Does it Make Sense to Invest in Offshore Funds?(Outside View)

Nov 6, 2018

Many investors prefer to invest in offshore funds because of the rupee depreciation and on-going downtrend in the markets, but it is to be invested only when there is no option available to invest in India.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Nov 16, 2018 (Close)

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA 5-YR ANALYSIS

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS