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UNITED BANK OF INDIA vs YES BANK - Comparison Results

YES BANK 
   Change

Yes Bank, which received its greenfield banking license in May 2004, commenced its lending operations in October 2004. The bank had 356 branches and 600 ATMs at the end of FY12. The asset mix is expected to change from C&IB (65%), Business Banking (2... More

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Current Valuations

    UNITED BANK OF INDIA YES BANK UNITED BANK OF INDIA/
YES BANK
 
P/E (TTM) x 0.7 -0.2 - View Chart
P/BV x 0.0 0.1 21.4% View Chart
Dividend Yield % 0.0 13.0 -  

Financials

 UNITED BANK OF INDIA   YES BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
YES BANK
Mar-19
UNITED BANK OF INDIA/
YES BANK
5-Yr Chart
Click to enlarge
High Rs15404 3.7%   
Low Rs9147 6.2%   
Income per share (Unadj.) Rs11.5639.8 1.8%  
Earnings per share (Unadj.) Rs-3.136.9 -8.4%  
Cash flow per share (Unadj.) Rs-10.363.2 -16.2%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs15.5580.7 2.7%  
Shares outstanding (eoy) m7,427.92463.01 1,604.3%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x1.00.4 240.9%   
Avg P/E ratio x-3.87.5 -51.4%  
Avg P/CF ratio x2.41.7 141.8%  
Avg Price/Bookvalue ratio x0.80.5 162.8%  
Dividend payout %05.4 0.0%   
Avg Mkt Cap Rs m88,764127,513 69.6%   
No. of employees `00014.321.1 67.6%   
Total wages & salary Rs m19,54524,698 79.1%   
Avg. income/employee Rs Th5,987.614,015.8 42.7%   
Avg. wages/employee Rs Th1,367.21,168.5 117.0%   
Avg. net profit/employee Rs Th-1,620.0808.7 -200.3%   
INCOME DATA
Interest income Rs m85,599296,238 28.9%  
Other income Rs m23,84646,755 51.0%   
Interest expense Rs m65,853198,113 33.2%   
Net interest income Rs m19,74698,125 20.1%  
Operating expense Rs m29,47663,614 46.3%   
Gross profit Rs m-9,73034,511 -28.2%  
Gross profit margin %-11.411.6 -97.6%  
Provisions/contingencies Rs m59,92557,802 103.7%   
Profit before tax Rs m-45,80923,463 -195.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,6506,371 -355.5%   
Profit after tax Rs m-23,15917,093 -135.5%  
Net profit margin %-27.15.8 -468.9%  
BALANCE SHEET DATA
Advances Rs m669,5512,413,972 27.7%   
Deposits Rs m1,349,8332,275,579 59.3%  
Credit/Deposit ratio x49.6106.1 46.8%  
Yield on advances %7.69.5 79.6%   
Cost of deposits %4.76.0 77.9%   
Net Interest Margin %1.42.7 52.3%  
Net fixed assets Rs m12,4018,299 149.4%   
Share capital Rs m74,2794,630 1,604.3%   
Free reserves Rs m40,710264,244 15.4%   
Net worth Rs m114,989268,874 42.8%   
Borrowings Rs m22,0371,084,241 2.0%   
Investments Rs m609,760893,285 68.3%   
Total assets Rs m1,515,2993,808,596 39.8%  
Debt/equity ratio x11.912.5 95.5%   
Return on assets %-1.50.4 -340.6%  
Return on equity %-20.16.4 -316.8%  
Capital adequacy ratio %13.016.5 78.8%  
Net NPAs %8.71.9 466.1%  
CASH FLOW
From Operations Rs m-150,737-245,733 61.3%  
From Investments Rs m-732-62,937 1.2%  
From Financial Activity Rs m45,761330,393 13.9%  
Net Cashflow Rs m-105,70822,311 -473.8%  

Share Holding

Indian Promoters % 88.0 22.1 398.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 20.7 25.1%  
FIIs % 0.3 45.1 0.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 12.2 53.3%  
Shareholders   78,272 172,309 45.4%  
Pledged promoter(s) holding % 0.0 3.6 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   CORPORATION BANK  BANK OF BARODA  KOTAK MAHINDRA BANK  AXIS BANK  BANK OF INDIA  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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YES BANK Announces Quarterly Results (2QFY21); Net Profit Up 121.6% (Quarterly Result Update)

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For the quarter ended September 2020, YES BANK has posted a net profit of Rs 1 bn (up 121.6% YoY). Sales on the other hand came in at Rs 52 bn (down 29.0% YoY). Read on for a complete analysis of YES BANK's quarterly results.

YES BANK Announces Quarterly Results (1QFY21); Net Profit Down 60.1% (Quarterly Result Update)

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For the quarter ended June 2020, YES BANK has posted a net profit of Rs 454 m (down 60.1% YoY). Sales on the other hand came in at Rs 55 bn (down 29.8% YoY). Read on for a complete analysis of YES BANK's quarterly results.

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Mar 20, 2020 (Close)

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