Yes Bank, which received its greenfield banking license in May 2004, commenced its lending operations in October 2004. The bank had 356 branches and 600 ATMs at the end of FY12. The asset mix is expected to change from C&IB (65%), Business Banking (2... More
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
YES BANK | UNION BANK | YES BANK/ UNION BANK |
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---|---|---|---|---|---|
P/E (TTM) | x | -1.1 | -0.7 | - | View Chart |
P/BV | x | 0.2 | 0.1 | 233.5% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
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EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
YES BANK Mar-20 |
UNION BANK Mar-19 |
YES BANK/ UNION BANK |
5-Yr Chart Click to enlarge
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High | Rs | 286 | 106 | 270.2% | |
Low | Rs | 6 | 61 | 9.1% | |
Income per share (Unadj.) | Rs | 20.8 | 194.6 | 10.7% | |
Earnings per share (Unadj.) | Rs | -13.1 | -16.6 | 79.0% | |
Cash flow per share (Unadj.) | Rs | -37.2 | -42.9 | 86.7% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 17.3 | 151.6 | 11.4% | |
Shares outstanding (eoy) | m | 12,550.47 | 1,763.02 | 711.9% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 7.0 | 0.4 | 1,634.7% | |
Avg P/E ratio | x | -11.1 | -5.0 | 220.7% | |
Avg P/CF ratio | x | 11.2 | 1.7 | 654.9% | |
Avg Price/Bookvalue ratio | x | 8.4 | 0.6 | 1,529.2% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 1,829,231 | 147,388 | 1,241.1% | |
No. of employees | `000 | 23.0 | 37.3 | 61.7% | |
Total wages & salary | Rs m | 26,913 | 32,372 | 83.1% | |
Avg. income/employee | Rs Th | 11,340.3 | 9,208.8 | 123.1% | |
Avg. wages/employee | Rs Th | 1,171.5 | 868.8 | 134.8% | |
Avg. net profit/employee | Rs Th | -7,153.0 | -784.3 | 912.1% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 260,520 | 343,137 | 75.9% | |
Other income | Rs m | 119,561 | 50,417 | 237.1% | |
Interest expense | Rs m | 192,581 | 238,961 | 80.6% | |
Net interest income | Rs m | 67,940 | 104,176 | 65.2% | |
Operating expense | Rs m | 68,702 | 78,562 | 87.4% | |
Gross profit | Rs m | -762 | 25,614 | -3.0% | |
Gross profit margin | % | -0.3 | 7.5 | -3.9% | |
Provisions/contingencies | Rs m | 327,181 | 115,157 | 284.1% | |
Profit before tax | Rs m | -208,382 | -39,016 | 534.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | -44,056 | -9,792 | 449.9% | |
Profit after tax | Rs m | -164,326 | -29,224 | 562.3% | |
Net profit margin | % | -63.1 | -8.5 | 740.6% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 1,714,331 | 2,987,801 | 57.4% | |
Deposits | Rs m | 1,053,112 | 4,175,048 | 25.2% | |
Credit/Deposit ratio | x | 162.8 | 71.6 | 227.5% | |
Yield on advances | % | 12.4 | 8.0 | 155.1% | |
Cost of deposits | % | 11.4 | 5.3 | 215.3% | |
Net Interest Margin | % | 3.0 | 2.2 | 137.2% | |
Net fixed assets | Rs m | 10,234 | 37,745 | 27.1% | |
Share capital | Rs m | 25,101 | 17,630 | 142.4% | |
Free reserves | Rs m | 191,849 | 249,686 | 76.8% | |
Net worth | Rs m | 216,950 | 267,317 | 81.2% | |
Borrowings | Rs m | 1,137,905 | 432,756 | 262.9% | |
Investments | Rs m | 437,478 | 1,283,912 | 34.1% | |
Total assets | Rs m | 2,578,322 | 4,985,805 | 51.7% | |
Debt/equity ratio | x | 10.1 | 17.2 | 58.6% | |
Return on assets | % | -6.4 | -0.6 | 1,087.4% | |
Return on equity | % | -75.7 | -10.9 | 692.9% | |
Capital adequacy ratio | % | 8.5 | 11.8 | 72.2% | |
Net NPAs | % | 5.0 | 6.9 | 73.4% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -577,212 | -77,784 | 742.1% | |
From Investments | Rs m | 141,919 | -2,971 | -4,776.7% | |
From Financial Activity | Rs m | 250,383 | 17,582 | 1,424.1% | |
Net Cashflow | Rs m | -185,546 | -63,173 | 293.7% |
Indian Promoters | % | 22.1 | 60.1 | 36.8% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 20.7 | 16.6 | 124.7% | |
FIIs | % | 45.1 | 8.5 | 530.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 12.2 | 14.8 | 82.4% | |
Shareholders | 172,309 | 235,817 | 73.1% | ||
Pledged promoter(s) holding | % | 3.6 | 0.0 | - |
Compare YES BANK With: RBL BANK KARUR VYSYA BANK ANDHRA BANK FEDERAL BANK DCB BANK
Compare YES BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Share markets in India are presently trading on a negative note. The BSE Sensex is trading down by 553 points, down 1.1% at 47,794 levels.
For the quarter ended December 2020, YES BANK has posted a net profit of Rs 2 bn (up 100.8% YoY). Sales on the other hand came in at Rs 53 bn (down 5.7% YoY). Read on for a complete analysis of YES BANK's quarterly results.
For the quarter ended September 2020, YES BANK has posted a net profit of Rs 1 bn (up 121.6% YoY). Sales on the other hand came in at Rs 52 bn (down 29.0% YoY). Read on for a complete analysis of YES BANK's quarterly results.
A timeline of how YES Bank went from a stock market darling to a pariah.
Top factors that dragged the markets lower today.
For the quarter ended June 2020, YES BANK has posted a net profit of Rs 454 m (down 60.1% YoY). Sales on the other hand came in at Rs 55 bn (down 29.8% YoY). Read on for a complete analysis of YES BANK's quarterly results.
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