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PNB Fact Sheet 
(PNB)
One Smallcap Stock: Showing All Signs of a Potential Crorepati Stock
Here is the latest financial fact sheet of PNB. For more details, see the PNB quarterly results and PNB share price and chart. For a sector overview, read our banking sector report.
PNB Price History
| 1 Day | % | 0.2 |
| No. of shares | m | 11,011.02 |
| 1 Week | % | 1.9 |
| 1 Month | % | -2.5 |
| 1 Year | % | -28.8 |
| 52 week H/L | Rs | 47.6/28.1 |
PNB Financials
| No. of Mths Year Ending |
12 Mar-18* |
12 Mar-19* |
12 Mar-20* |
12 Mar-21* |
12 Mar-22* |
5-Yr Chart Click to enlarge
|
|---|
| PNB EQUITY SHARE DATA | |||||||
|---|---|---|---|---|---|---|---|
| High | Rs | 214 | 105 | 100 | 46 | 48 | |
| Low | Rs | 93 | 60 | 29 | 26 | 32 | |
| Income per share (Unadj.) | Rs | 176.5 | 113.3 | 81.5 | 78.2 | 69.2 | |
| Earnings per share (Unadj.) | Rs | -43.9 | -20.8 | 0.7 | 2.4 | 3.5 | |
| Diluted earnings per share | Rs | -11.0 | -8.7 | 0.4 | 2.3 | 3.5 | |
| Cash flow per share (Unadj.) | Rs | -104.2 | -57.4 | -2.6 | 3.8 | 7.2 | |
| Dividends per share (Unadj.) | Rs | 0.22 | 0.07 | 0.05 | 0.17 | 0.64 | |
| Adj. dividends per share | Rs | 0.06 | 0.03 | 0.03 | 0.16 | 0.64 | |
| Avg Dividend yield | % | 0.1 | 0.1 | 0.1 | 0.5 | 1.6 | |
| Book value per share (Unadj.) | Rs | 150.4 | 100.1 | 94.8 | 88.3 | 88.6 | |
| Adj. book value per share | Rs | 37.7 | 41.9 | 58.0 | 84.0 | 88.6 | |
| Shares outstanding (eoy) | m | 2,760.57 | 4,604.05 | 6,737.57 | 10,477.68 | 11,011.02 | |
| Avg Price / Income ratio | x | 0.9 | 0.7 | 0.8 | 0.5 | 0.6 | |
| Avg P/E ratio | x | -3.5 | -4.0 | 98.9 | 14.9 | 11.3 | |
| Avg P/CF ratio | x | 3.9 | 2.8 | 2.8 | 1.6 | 2.1 | |
| Avg Price/Bookvalue ratio | x | 1.0 | 0.8 | 0.7 | 0.4 | 0.4 | |
| Dividend payout | % | -0.5 | -0.3 | 7.3 | 7.0 | 18.3 | |
| Avg Mkt Cap | Rs m | 423,472 | 379,834 | 433,562 | 380,864 | 435,486 | |
| Total wages & salary | Rs m | 92,424 | 70,475 | 70,600 | 122,967 | 119,719 | |
| PNB INCOME DATA | |||||||
|---|---|---|---|---|---|---|---|
| Interest income | Rs m | 487,249 | 521,471 | 549,185 | 819,350 | 762,418 | |
| Other income | Rs m | 88,833 | 73,674 | 93,877 | 122,349 | 120,977 | |
| Interest expense | Rs m | 335,304 | 346,557 | 369,975 | 508,046 | 468,231 | |
| Net interest income | Rs m | 151,945 | 174,915 | 179,210 | 311,305 | 294,188 | |
| Operating expense | Rs m | 136,426 | 116,893 | 121,505 | 205,158 | 204,908 | |
| Provisions/contingencies | Rs m | 230,196 | 231,960 | 147,948 | 206,972 | 173,497 | |
| Profit before tax | Rs m | -198,487 | -153,698 | 8,270 | 37,824 | 45,945 | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Minority Interest | Rs m | -21 | -201 | -465 | -1,326 | -469 | |
| Prior Period Items | Rs m | 4,731 | 4,764 | 1,216 | 5,422 | 2,316 | |
| Tax | Rs m | -72,644 | -53,434 | 4,637 | 16,299 | 9,185 | |
| Profit after tax | Rs m | -121,134 | -95,701 | 4,384 | 25,620 | 38,607 | |
| Net profit margin | % | -24.9 | -18.4 | 0.8 | 3.1 | 5.1 | |
| PNB BALANCE SHEET DATA | |||||||
|---|---|---|---|---|---|---|---|
| Advances | Rs m | 4,388,258 | 4,624,162 | 4,768,533 | 6,793,458 | 7,337,658 | |
| Deposits | Rs m | 6,484,390 | 6,818,742 | 7,102,544 | 11,137,169 | 11,542,345 | |
| Credit/Deposit ratio | x | 67.7 | 67.8 | 67.1 | 61.0 | 63.6 | |
| Yield on advances | % | 7.4 | 7.7 | 7.6 | 7.9 | 6.7 | |
| Cost of deposits | % | 4.7 | 4.7 | 4.9 | 4.2 | 3.8 | |
| Net Interest Margin | % | 2.4 | 2.6 | 2.5 | 2.9 | 2.6 | |
| Net fixed assets | Rs m | 63,710 | 62,462 | 72,620 | 110,487 | 106,962 | |
| Share capital | Rs m | 5,521 | 9,208 | 13,475 | 20,955 | 22,022 | |
| Free reserves | Rs m | 409,652 | 451,636 | 625,289 | 904,388 | 953,797 | |
| Net worth | Rs m | 415,173 | 460,844 | 638,764 | 925,343 | 975,819 | |
| Borrowings | Rs m | 653,297 | 468,280 | 625,124 | 522,981 | 593,717 | |
| Investments | Rs m | 2,044,187 | 2,105,783 | 2,537,825 | 4,043,690 | 3,885,858 | |
| Total assets | Rs m | 7,775,281 | 7,901,197 | 8,514,572 | 12,797,251 | 13,393,011 | |
| Debt/equity ratio | x | 17.2 | 15.8 | 12.1 | 12.6 | 12.4 | |
| Return on assets | % | -1.6 | -1.2 | 0.1 | 0.2 | 0.3 | |
| Return on equity | % | -29.2 | -20.8 | 0.7 | 2.8 | 4.0 | |
| Capital adequacy ratio | % | 9.2 | 9.7 | 14.1 | 14.3 | 14.5 | |
| Net NPAs | % | 11.2 | 6.6 | 5.8 | 5.7 | 4.8 | |
| PNB CASH FLOW | |||||||
|---|---|---|---|---|---|---|---|
| From Operations | Rs m | -17,421 | -335,320 | -127,930 | 12,395 | 199,323 | |
| From Investments | Rs m | 3,917 | -6,292 | -3,383 | -7,868 | -11,044 | |
| From Financial Activity | Rs m | 74,595 | 139,690 | 135,912 | 54,152 | 20,315 | |
| Net Cashflow | Rs m | 61,091 | -201,922 | 4,598 | 355,787 | 208,595 | |
Share Holding
Shareholding as on Mar 2022
|
Company Information
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| CHM: Atul Kumar Goel | COMP SEC: Ekta Pasricha | YEAR OF INC: 1895 | BSE CODE: 532461 | FV (Rs): 2 | DIV YIELD (%): 2.2 |
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