Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC BANK vs ESAF SMALL FINANCE BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC BANK ESAF SMALL FINANCE BANK HDFC BANK/
ESAF SMALL FINANCE BANK
 
P/E (TTM) x 17.6 - - View Chart
P/BV x 4.0 1.9 213.3% View Chart
Dividend Yield % 1.3 0.0 -  

Financials

 HDFC BANK   ESAF SMALL FINANCE BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-23
ESAF SMALL FINANCE BANK
Mar-23
HDFC BANK/
ESAF SMALL FINANCE BANK
5-Yr Chart
Click to enlarge
High Rs1,722NA-   
Low Rs1,272NA-   
Income per share (Unadj.) Rs306.063.5 482.0%  
Earnings per share (Unadj.) Rs82.46.7 1,225.6%  
Cash flow per share (Unadj.) Rs150.023.3 644.9%  
Dividends per share (Unadj.) Rs19.000-  
Avg Dividend yield %1.30- 
Book value per share (Unadj.) Rs516.738.0 1,358.9%  
Shares outstanding (eoy) m5,579.74449.47 1,241.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.90-   
Avg P/E ratio x18.20-  
Avg P/CF ratio x11.10-  
Avg Price/Bookvalue ratio x2.90-  
Dividend payout %23.00-   
Avg Mkt Cap Rs m8,351,7590-   
No. of employees `000NANA-   
Total wages & salary Rs m200,1692,780 7,200.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,707,54128,537 5,983.7%  
Other income Rs m339,1212,879 11,778.6%   
Interest expense Rs m777,79910,173 7,645.6%   
Net interest income Rs m929,74118,363 5,063.0%  
Operating expense Rs m515,33712,305 4,187.9%   
Gross profit Rs m414,4046,058 6,840.6%  
Gross profit margin %24.321.2 114.3%  
Provisions/contingencies Rs m292,0385,914 4,938.2%   
Profit before tax Rs m614,9844,060 15,145.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,5160-   
Prior Period Items Rs m00-   
Tax Rs m153,4971,037 14,800.4%   
Profit after tax Rs m459,9713,023 15,214.1%  
Net profit margin %26.910.6 254.3%  
BALANCE SHEET DATA
Advances Rs m16,619,493139,243 11,935.6%   
Deposits Rs m18,826,633146,656 12,837.3%  
Credit/Deposit ratio x88.394.9 93.0%  
Yield on advances %8.218.2 44.9%   
Cost of deposits %3.35.7 57.2%   
Net Interest Margin %4.39.8 43.8%  
Net fixed assets Rs m84,7561,877 4,515.7%   
Share capital Rs m5,5804,495 124.1%   
Free reserves Rs m2,877,62312,597 22,844.5%   
Net worth Rs m2,883,20317,091 16,869.4%   
Borrowings Rs m2,565,48733,542 7,648.6%   
Investments Rs m5,115,81748,885 10,464.9%   
Total assets Rs m25,304,324202,237 12,512.2%  
Debt/equity ratio x7.410.5 70.4%   
Return on assets %1.81.5 121.6%  
Return on equity %16.017.7 90.2%  
Capital adequacy ratio %19.319.8 97.1%  
Net NPAs %0.31.1 23.9%  
CASH FLOW
From Operations Rs m208,137-5,730 -3,632.4%  
From Investments Rs m-34,239-5,732 597.3%  
From Financial Activity Rs m239,4064,014 5,964.8%  
Net Cashflow Rs m417,621-7,449 -5,606.7%  

Share Holding

Indian Promoters % 0.0 63.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 81.3 11.1 734.8%  
FIIs % 47.8 0.8 5,902.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 36.6 273.1%  
Shareholders   4,121,815 102,124 4,036.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    PNB    


More on HDFC Bank vs ESAF SMALL FINANCE BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HDFC Bank vs ESAF SMALL FINANCE BANK Share Price Performance

Period HDFC Bank ESAF SMALL FINANCE BANK S&P BSE BANKEX
1-Day -0.94% -2.04% -0.61%
1-Month 2.43% 5.47% 2.93%
1-Year -10.25% -9.73% 13.14%
3-Year CAGR 2.43% -3.36% 14.44%
5-Year CAGR 5.10% -2.03% 10.62%

* Compound Annual Growth Rate

Here are more details on the HDFC Bank share price and the ESAF SMALL FINANCE BANK share price.

Moving on to shareholding structures...

The promoters of HDFC Bank hold a 0.0% stake in the company. In case of ESAF SMALL FINANCE BANK the stake stands at 63.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC Bank and the shareholding pattern of ESAF SMALL FINANCE BANK.

Finally, a word on dividends...

In the most recent financial year, HDFC Bank paid a dividend of Rs 19.0 per share. This amounted to a Dividend Payout ratio of 23.0%.

ESAF SMALL FINANCE BANK paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of HDFC Bank, and the dividend history of ESAF SMALL FINANCE BANK.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Tanks 733 Points | Nifty Below 22,500 | 4 Reasons Why Indian Share Market is Falling Sensex Today Tanks 733 Points | Nifty Below 22,500 | 4 Reasons Why Indian Share Market is Falling(Closing)

After opening the negative note, Indian share markets Slipped further as the session progressed and ended the day weak.