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HDFC BANK vs UNION BANK - Comparison Results

HDFC BANK     Change

HDFC Bank remains the Gold standard when it comes to its solid execution capabilities and pristine loan book. Headquartered in Mumbai, HDFC Bank is a new generation private sector bank providing a wide range of banking services covering commercial an... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    HDFC BANK UNION BANK HDFC BANK/
UNION BANK
 
P/E (TTM) x 22.7 -0.5 - View Chart
P/BV x 3.7 0.1 6,418.1% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 HDFC BANK   UNION BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-20
UNION BANK
Mar-19
HDFC BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs1,304106 1,232.6%   
Low Rs73961 1,203.4%   
Income per share (Unadj.) Rs222.8194.6 114.5%  
Earnings per share (Unadj.) Rs49.7-16.6 -299.9%  
Cash flow per share (Unadj.) Rs102.8-42.9 -239.8%  
Dividends per share (Unadj.) Rs2.500-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs321.6151.6 212.1%  
Shares outstanding (eoy) m5,483.291,763.02 311.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x4.60.4 1,067.2%   
Avg P/E ratio x20.6-5.0 -407.5%  
Avg P/CF ratio x13.51.7 786.9%  
Avg Price/Bookvalue ratio x3.20.6 576.0%  
Dividend payout %5.00-   
Avg Mkt Cap Rs m5,601,181147,388 3,800.3%   
No. of employees `000117.037.3 313.9%   
Total wages & salary Rs m129,20132,372 399.1%   
Avg. income/employee Rs Th10,446.19,208.8 113.4%   
Avg. wages/employee Rs Th1,104.6868.8 127.1%   
Avg. net profit/employee Rs Th2,330.0-784.3 -297.1%   
INCOME DATA
Interest income Rs m1,221,893343,137 356.1%  
Other income Rs m248,79050,417 493.5%   
Interest expense Rs m621,374238,961 260.0%   
Net interest income Rs m600,519104,176 576.4%  
Operating expense Rs m330,36178,562 420.5%   
Gross profit Rs m270,15825,614 1,054.7%  
Gross profit margin %22.17.5 296.2%  
Provisions/contingencies Rs m142,487115,157 123.7%   
Profit before tax Rs m375,615-39,016 -962.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m4230-   
Prior Period Items Rs m00-   
Tax Rs m103,498-9,792 -1,057.0%   
Profit after tax Rs m272,540-29,224 -932.6%  
Net profit margin %22.3-8.5 -261.9%  
BALANCE SHEET DATA
Advances Rs m10,436,7092,987,801 349.3%   
Deposits Rs m11,462,0714,175,048 274.5%  
Credit/Deposit ratio x91.171.6 127.2%  
Yield on advances %9.58.0 118.8%   
Cost of deposits %4.45.3 83.7%   
Net Interest Margin %3.92.2 178.3%  
Net fixed assets Rs m46,26937,745 122.6%   
Share capital Rs m5,48317,630 31.1%   
Free reserves Rs m1,758,104249,686 704.1%   
Net worth Rs m1,763,587267,317 659.7%   
Borrowings Rs m1,868,343432,756 431.7%   
Investments Rs m3,893,0501,283,912 303.2%   
Total assets Rs m15,808,3044,985,805 317.1%  
Debt/equity ratio x7.617.2 43.9%   
Return on assets %1.7-0.6 -294.1%  
Return on equity %15.5-10.9 -141.4%  
Capital adequacy ratio %18.511.8 157.0%  
Net NPAs %0.46.9 5.3%  
CASH FLOW
From Operations Rs m-168,691-77,784 216.9%  
From Investments Rs m-16,169-2,971 544.2%  
From Financial Activity Rs m243,94517,582 1,387.4%  
Net Cashflow Rs m61,225-63,173 -96.9%  

Share Holding

Indian Promoters % 22.6 60.1 37.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 16.6 59.6%  
FIIs % 34.1 8.5 401.2%  
ADR/GDR % 17.0 0.0 -  
Free float % 16.4 14.8 110.8%  
Shareholders   415,166 235,817 176.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   INDIAN OVERSEAS BANK  CITY UNION BANK  BANK OF BARODA  ALLAHABAD BANK  AXIS BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Oct 30, 2020 (Close)

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