Compare HDFC Bank with Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC BANK vs UNION BANK - Comparison Results

HDFC BANK     Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC BANK UNION BANK HDFC BANK/
UNION BANK
 
P/E (TTM) x 30.5 -1.2 - View Chart
P/BV x 4.4 0.1 3,531.5% View Chart
Dividend Yield % 1.2 0.0 -  

Financials

 HDFC BANK   UNION BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-19
UNION BANK
Mar-19
HDFC BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs2,327106 2,199.4%   
Low Rs1,88061 3,062.4%   
Income per share (Unadj.) Rs386.2194.6 198.4%  
Earnings per share (Unadj.) Rs82.0-16.6 -494.7%  
Cash flow per share (Unadj.) Rs196.5-42.9 -458.2%  
Dividends per share (Unadj.) Rs15.000-  
Avg Dividend yield %0.70-  
Book value per share (Unadj.) Rs564.3151.6 372.2%  
Shares outstanding (eoy) m2,723.311,763.02 154.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x5.40.4 1,268.3%   
Avg P/E ratio x25.7-5.0 -508.6%  
Avg P/CF ratio x18.71.7 1,087.5%  
Avg Price/Bookvalue ratio x3.70.6 676.1%  
Dividend payout %18.30-   
Avg Mkt Cap Rs m5,728,891147,388 3,886.9%   
No. of employees `00098.137.3 263.2%   
Total wages & salary Rs m104,51232,372 322.8%   
Avg. income/employee Rs Th10,724.09,208.8 116.5%   
Avg. wages/employee Rs Th1,065.8868.8 122.7%   
Avg. net profit/employee Rs Th2,277.4-784.3 -290.4%   
INCOME DATA
Interest income Rs m1,051,607343,137 306.5%  
Other income Rs m189,47150,417 375.8%   
Interest expense Rs m537,127238,961 224.8%   
Net interest income Rs m514,481104,176 493.9%  
Operating expense Rs m276,94878,562 352.5%   
Gross profit Rs m237,53325,614 927.4%  
Gross profit margin %22.67.5 302.6%  
Provisions/contingencies Rs m83,822115,157 72.8%   
Profit before tax Rs m340,918-39,016 -873.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m1,1320-   
Prior Period Items Rs m00-   
Tax Rs m118,726-9,792 -1,212.5%   
Profit after tax Rs m223,324-29,224 -764.2%  
Net profit margin %21.2-8.5 -249.4%  
BALANCE SHEET DATA
Advances Rs m8,692,2272,987,801 290.9%   
Deposits Rs m9,225,0274,175,048 221.0%  
Credit/Deposit ratio x94.271.6 131.7%  
Yield on advances %9.68.0 120.6%   
Cost of deposits %4.45.3 84.1%   
Net Interest Margin %4.22.2 187.6%  
Net fixed assets Rs m42,19837,745 111.8%   
Share capital Rs m5,44717,630 30.9%   
Free reserves Rs m1,531,280249,686 613.3%   
Net worth Rs m1,536,727267,317 574.9%   
Borrowings Rs m1,577,328432,756 364.5%   
Investments Rs m2,869,1771,283,912 223.5%   
Total assets Rs m12,928,0574,985,805 259.3%  
Debt/equity ratio x7.017.2 40.8%   
Return on assets %1.7-0.6 -294.7%  
Return on equity %14.5-10.9 -132.9%  
Capital adequacy ratio %17.111.8 145.2%  
Net NPAs %0.46.9 5.7%  
CASH FLOW
From Operations Rs m-628,715-77,784 808.3%  
From Investments Rs m-15,984-2,971 538.0%  
From Financial Activity Rs m231,30717,582 1,315.6%  
Net Cashflow Rs m-412,439-63,173 652.9%  

Share Holding

Indian Promoters % 22.6 60.1 37.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 16.6 59.6%  
FIIs % 34.1 8.5 401.2%  
ADR/GDR % 17.0 0.0 -  
Free float % 16.4 14.8 110.8%  
Shareholders   415,166 235,817 176.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   IDFC FIRST BANK  KARNATAKA BANK  VIJAYA BANK  ORIENTAL BANK  PUNJAB & SIND BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Stock Markets Remain in Green This Week: Is the Rebound Here?(Podcast)

After a long period of underperformance, stock markets traded in green territory throughout the week. So, is this is a trend reversal and is the bottom forming in the market?

Related Views on News

UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

HDFC BANK Announces Quarterly Results (1QFY20); Net Profit Up 21.0% (Quarterly Result Update)

Jul 22, 2019 | Updated on Jul 22, 2019

For the quarter ended June 2019, HDFC BANK has posted a net profit of Rs 56 bn (up 21.0% YoY). Sales on the other hand came in at Rs 274 bn (up 21.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

UNION BANK Announces Quarterly Results (3QFY19); Net Profit Up 112.3% (Quarterly Result Update)

Jan 22, 2019 | Updated on Jan 22, 2019

For the quarter ended December 2018, UNION BANK has posted a net profit of Rs 2 bn (up 112.3% YoY). Sales on the other hand came in at Rs 85 bn (up 2.6% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

More Views on News

Most Popular

My 3 Best Small-cap Stocks to Get Rich in this Market Rebound(Profit Hunter)

Oct 14, 2019

This is once in a decade opportunity to make a killing from smallcap rebound.

Finally, Is the Share Price of Yes Bank Ready for a Rebound?(The 5 Minute Wrapup)

Oct 7, 2019

Here's what every individual investor must know about Yes Bank...

Two Stocks to Buy in the Great Indian Festival(Profit Hunter)

Oct 11, 2019

Discounts are not just limited to E-tailers. You can buy stocks at 50% off too. Here are two stocks to buy now.

The One Stock I Like in this Market(The 5 Minute Wrapup)

Oct 10, 2019

There are rare periods in markets when you get good quality stocks at attractive valuations. Is this one such period?

5 Smart Money Stocks to Profit from the Market Rebound(The 5 Minute Wrapup)

Oct 11, 2019

Now is the time to put money in these 5 stocks to take advantage of the recovery in the economy and the markets.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2020
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

HDFC BANK SHARE PRICE


Oct 18, 2019 (Close)

TRACK HDFC BANK

  • Track your investment in HDFC BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

HDFC BANK 8-QTR ANALYSIS

COMPARE HDFC BANK WITH

MARKET STATS